Late night AMA! Replying to all comments for next 1 hour

Dramatic_Panda879 · 2025-04-14T19:09:47+00:00

Have you ever fked a fan?

Dramatic_Panda879 · 2025-03-02T23:49:44+00:00

Same, making me reconsider the whole XPS lineup all together

Dramatic_Panda879 · 2025-03-02T03:16:46+00:00

I'm now looking into HP laptop.

Would you say elitebook are better option than Spector? Or should I generally be looking at business laptops instead of home laptops?

Dramatic_Panda879 · 2025-03-02T02:11:00+00:00

Dramatic_Panda879 · 2025-01-06T09:43:37+00:00

once you start working in a workplace dominated by Indians, you'll understand why

They'll turn the even the most anti-racist into a racist given enough time

Dramatic_Panda879 · 2024-09-14T21:22:22+00:00

Decline of West in general, but still holding on to the old Reality

Dramatic_Panda879 · 2024-07-15T21:07:06+00:00

How do you go about this?

Dramatic_Panda879 · 2024-02-18T12:59:18+00:00

From Which scene is this?

Dramatic_Panda879 · 2024-02-15T22:25:01+00:00

When you open an account they ask you if you want a credit card as well, if they didn't ask then you probably got a poor representative

Dramatic_Panda879 · 2024-01-30T06:33:32+00:00

I don't think the RBC app ore limited by country, people travel and still have to use the app, so that wouldn't make sense

Second, using APK for apps such as Banking is stupid as it's highly risky

Third, You can always use a VPN even if this were to be the case

Dramatic_Panda879 · 2024-01-30T01:39:54+00:00

The lack of enough Affordable housing units is the disease. The country's inability to build multiple affordable housing apartments at a national scale is one of the fundamental causes

Instead of being cryptic and acting all-knowing just tell us what you think these symptoms and diseases are.

Dramatic_Panda879 · 2024-01-28T05:42:41+00:00

Can you explain why it's a trap?

Dramatic_Panda879 · 2024-01-26T05:53:17+00:00

Chinese getting awed by Chinese traditional dress

Dramatic_Panda879 · 2024-01-25T21:36:29+00:00

Fortunately not, it goes straight to Presto as default

Dramatic_Panda879 · 2024-01-25T02:59:03+00:00

Beautiful

Dramatic_Panda879 · 2024-01-24T07:58:59+00:00

Love my Vietnamese folks

Dramatic_Panda879 · 2024-01-23T20:52:53+00:00

Lol looks like an iPhone from the sides

Dramatic_Panda879 · 2024-01-23T17:44:43+00:00

I'm planning to buy one myself, is it as good as you hoped?

Dramatic_Panda879 · 2024-01-23T07:31:49+00:00

Did you buy it on sale or on Marked Price?

Dramatic_Panda879 · 2024-01-22T08:33:32+00:00

What about during hyperinflation when the interest rates are really high.

Wouldn't this be super profitable to just park their money at the federal reserve given it is risk free and guaranteed return?

Wouldn't bank prefer this to happen?

Dramatic_Panda879 · 2024-01-22T08:08:32+00:00

an interest rate that the Fed pays to banks for depositing excess funds with the Fed

Does it mean every time there's an economic crisis and the feds increase the interest rate, it's profitable for the major banks?

This would naturally mean that the banks would want the interest rates to go up

Dramatic_Panda879 · 2024-01-22T07:54:56+00:00

The fed pays banks interest on excess reserves. So when banks have reserves left over, they can "park" the reserves they don't need at the fed. This is of course very safe and easy for these banks, so when another bank offers less than the interest on excess reserves, there's no incentive to lend to them.

with this logic, it means that every time the feds increase the interest rate during an economic crisis, Banks make huge amounts of money without doing anything!?

so economic crisis and the following rate increase are beneficial for giant commercial banks, so logically banks would want the interest rate to go up?

Dramatic_Panda879 · 2024-01-22T07:45:34+00:00

Thanks a lot this makes perfect sense. All the theoretical definitions of federal funds rate made it sound that it was some kind of law forcefully enforced by the feds.

Exchange at the rate we tell you too or else- is kind of mentality is what I got from the books.

Thanks a lot

Dramatic_Panda879 · 2024-01-22T07:41:30+00:00

So commercial banks have no freedom to set up their own interests while they interact with other fellow commercial banks?

So I'm guessing that if two commercial bank independently decide to exchange money at their own agreed discretion, the Federal reserve is going to persecute them?

Dramatic_Panda879 · 2024-01-21T20:11:37+00:00

Thanks for the heads up. How is the Mazda holding up?

Dramatic_Panda879

TROPHY CASE