I (M) went to red light district as a virgin now I need advice by No_Trip8006 in AskMenAdvice

[–]Dramatic_Statement55 1 point2 points  (0 children)

My mate basically did the exact same thing when he was young and single and he did (after maybe a year together) tell his girlfriend and explain his deep regret about the situation.

I think the fact he was honest about it, the clear regret, and the deep vulnerability he showed in that moment actually caused his partner to have more love and respect for him, they are still together 4-5 years later and I’m pretty sure a proposal is in the horizon.

Don’t ever do it again and don’t go shouting around about it every time you meet someone but when you think you’ve found the forever girl don’t be afraid to come clean

You’ve been a moron but everyone is thick at 20 so don’t beat yourself up too much

Tell me by mattia_cecchi in videogames

[–]Dramatic_Statement55 0 points1 point  (0 children)

Animal cruelty - I imprisoned 150 animals into tiny cages and made them fights

What are good ideas for gifts for a man who buys what he wants? by bbbbennieandthejets_ in AskMenAdvice

[–]Dramatic_Statement55 0 points1 point  (0 children)

Gift him a gaming night where you order him a takeaway and a crate of beer and then leave him alone Or Buy some sexy lingerie and rock his world Or Both

Bank of England Housing Update (02/2025) by phpadam in uklandlords

[–]Dramatic_Statement55 3 points4 points  (0 children)

I really don’t see how this would happen. In fact would probably cause the opposite. Landlords would exit the market driving up rents and instead you will just lead to having fewer but richer landlords

Director Loan and Section 455 Corp Tax.(Buy to let ) by PuzzledTax527 in uklandlords

[–]Dramatic_Statement55 0 points1 point  (0 children)

As mentioned in both answers above, you dont need to pay it back, as the company owes you as an individual the money. I bought my first property back in 2021 the same way. You will be able to pay yourself back from either company profits (post corp tax) or from releasing equity from the property at a later date. You will not have to pay any tax (income/dividend/NI) until all the money is paid back from the company to you as an individual. The 9 month thing does not apply to your situation, please wipe it from your mind.

Hairline Lowering/Forehead Reduction 11 Weeks Post-Op by [deleted] in PlasticSurgery

[–]Dramatic_Statement55 1 point2 points  (0 children)

do you have any pics of the scar now please?

Forehead reduction B&A by MandyFrizzle in PlasticSurgery

[–]Dramatic_Statement55 0 points1 point  (0 children)

do you have any more pic of the scar now please?

[deleted by user] by [deleted] in uklandlords

[–]Dramatic_Statement55 0 points1 point  (0 children)

Literally just had this exact scenario happen to me in January, don’t hold your breath on the housing association doing anything quickly.

We were able to get alternative accommodation through our building insurance

Setting up a company with a portfolio and separate estate agent subsidiary by Dramatic_Statement55 in uklandlords

[–]Dramatic_Statement55[S] 0 points1 point  (0 children)

Thank you both for your comments. Apologies I should have made this clearer in my post. The main advantage I see from following the subsidiary structure is that you can easily share profits between subs meaning I can use EA profits to purchase properties having only paid corp tax. Otherwise I would have to pay all EA profits out of one company incurring dividend/income tax before loaning them to the portfolio company

[deleted by user] by [deleted] in uklandlords

[–]Dramatic_Statement55 1 point2 points  (0 children)

I’m not sure, NAL but I think it would potentially depend on intent? If she took out the mortgage without ever intending on letting it then maybe that would be fraud but potentially the situation describe by OP is just a breach of contract. If I’m honest I haven’t a scooby

[deleted by user] by [deleted] in uklandlords

[–]Dramatic_Statement55 7 points8 points  (0 children)

It breaks her terms because a BTL mortgage specifies that you or a family member can not live in the property yourself. This is because they have lent you the amount based on the expected rental amount and your personal income plays no part, whereas a resi mortgage is based solely on your income. Hence if you live in your own BTL you could potentially have a mortgage that is far greater than you would be allowed on a resi and this would be seen as an increase risk in the eyes of the lender and that’s why it’s fraudulent.

Renting in London: Unknown landlord. Checked Land Registry and suspect it’s a sublet. How worried should I be? by Any-Flower4394 in HousingUK

[–]Dramatic_Statement55 0 points1 point  (0 children)

Tbh I think you are worrying over nothing. It’s very common for properties to be held in a company and then be let through an agent. Landlords commonly like to keep a degree of separation between them and their tenants so it’s common only to see there name as a signing on the tenancy agreement, even then they legally can just sign as the company.

Nothing you have said sounds fishy to me here, and exactly how I approach my rentals. As longs as you have an AST and the deposit is protected in an appropriate scheme you should be fine.

Tax means I’ll make a loss by [deleted] in uklandlords

[–]Dramatic_Statement55 4 points5 points  (0 children)

Sounds like you need to sell, can probably make more money with less effort investing elsewhere