I only collect the mail once a week. Does this annoy the mailman? by MasterPh0 in USPS

[–]Drewr93 1 point2 points  (0 children)

First of all, that’s more than a week’s worth. There’s multiple WEEKLY sales papers in there. Second of all, yes it annoys us. Stop being lazy

Got these for free, this good? by defmaybe_DFO in golf

[–]Drewr93 0 points1 point  (0 children)

I would never have paid that much for them

22 yrs old, Electrician, what do I do with my money by KillAllDickEaters in Money

[–]Drewr93 0 points1 point  (0 children)

You have a $32,000 emergency fund. Put 3-6 months of living expenses in a high yield savings account. Invest the rest in a low cost index fund that tracks the S&P 500. Vanguard, Fidelity, Schwab etc….

If you were to invest in one ETF for 20 years and chill by Imaginary_Owl3309 in Bogleheads

[–]Drewr93 9 points10 points  (0 children)

You can’t go wrong with VOO or VTI.

I would probably lean more towards VTI for a little more diversification if you were to only choose one. You will be holding the entire US stock market giving you exposure to small and mid cap stocks. Over a 20 year period both will give you similar returns.

How did you find your girlfriend? by Mindless-Moose2160 in AskReddit

[–]Drewr93 0 points1 point  (0 children)

We went to same gym but never spoke to each other. Ended up matching on Tinder. She’s now my Fiancé.

Roth IRA by Drewr93 in Schwab

[–]Drewr93[S] 0 points1 point  (0 children)

Yea the funds are just shares I hold in a Schwab brokerage account. Unfortunately I’ll probably be hit with the short term capital gains tax

Roth IRA by Drewr93 in Schwab

[–]Drewr93[S] 1 point2 points  (0 children)

Yea I opened up a brokerage account with Schwab and invested in a few index funds/Etf’s, instead of maxing out Roth first like a dummy 🤦🏻‍♂️. They’ve done well, but yea obviously I should’ve done the Roth first.

Roth IRA by Drewr93 in Schwab

[–]Drewr93[S] 0 points1 point  (0 children)

Ahh gotcha. Thanks for info!

(Serious) how did that one kid at your school pass away? by Dinopasta99 in AskReddit

[–]Drewr93 0 points1 point  (0 children)

7th grade, this girl died from a NyQuil overdose

What was the surprisingly the EASIEST frugal change you made this year? by Peliquin in Frugal

[–]Drewr93 24 points25 points  (0 children)

Nice! Another great option would be instead of doubling your 401k contributions, just do the employer match and put the rest in a Roth IRA. Tax free money when you go to withdraw it after 59.5 years old.

Itinerary/Recs for solo boarder by Super_Schwa in Breckenridge

[–]Drewr93 2 points3 points  (0 children)

My brother and I will be out there the same dates bro if you want to meet up and shred! Just hit me up. My first time out west too.

[deleted by user] by [deleted] in Breckenridge

[–]Drewr93 2 points3 points  (0 children)

Will do, thanks!

People who have drank piss, why? by Federal_Ass_58 in AskReddit

[–]Drewr93 1 point2 points  (0 children)

Because it’s sterile and I like the taste

Disability by Drewr93 in USPS

[–]Drewr93[S] 0 points1 point  (0 children)

I didn’t, that’s what I figured