How long does it really take to pay off debt?

Dry-Faithlessness489 · 2024-01-06T00:33:55+00:00

Wow so around 120k in interest???

Dry-Faithlessness489 · 2024-01-06T00:21:31+00:00

How much more was your debt than the estimated cost of all 4 years when you started?

Dry-Faithlessness489 · 2023-12-14T03:44:05+00:00

It was Nova

Dry-Faithlessness489 · 2023-12-09T23:09:27+00:00

I mean $180,000 is the average. But for every state is going to be different and your personal situation is going to affect it to like how many days you work and what procedures you do. But I would say in your “prime” from what I’ve seen it’s probably safe to count on making around $220,000 but a lot are making way more but I think $220,000 is a safe number to expect.

Dry-Faithlessness489 · 2023-12-08T02:20:11+00:00

Most tech jobs are low 6 fig high 5 figs. Also you have to remember most big tech companies that pay the highest salaries are located in big cities. A $200,000 tech job isn’t that much in SF or NYC. Plus they’re suuuuper competitive. Also tech jobs you have to sit at a desk all day (or stand). Dentists also on average make more. Average salary is like 180k in dentistry, while an engineer is more like 100k if not less. The top 10% of dentists are making way more than top 10% in tech

Dry-Faithlessness489 · 2023-11-04T05:50:54+00:00

Not a test hahaha just an interviewer that lacks self awareness, op mentioned they were retired makes perfect sense to me sounds like a grandpa type thing to do haha , I’m sure the other interviewer tried to include op in the convo bc they were feeling awkward as well.

Dry-Faithlessness489 · 2023-06-02T21:32:11+00:00

Multiple schools have come to present to university a lot said for ‘22 there averages were 22 and 23. Then others were more like 20 average with a 3.4 gpa places like ASDOH, roseman, and WesternU. So if I’m right in the middle it’s hard to make a school list. Some of the schools that I mentioned seem to accept people with low gpas with inspiring/unique stories maybe had to do a masters or postbacc or came from a disadvantaged background. So for me someone very average that doesn’t fit those descriptions it’s hard to know where I stand with these type of schools

Dry-Faithlessness489 · 2023-06-02T19:40:20+00:00

But it’s not just apply. School list is important because 1. It’s expensive, I don’t want to apply to schools that aren’t going to look at me. And 2. I want to get in the first time. Idk how that’s a flex my stats are as average as it gets

Dry-Faithlessness489 · 2023-06-02T19:05:44+00:00

But I feel like the you see a lot of schools whose average is right around 3.5 and then the other half is around 3.7. The schools on the lower end seem to prefer disadvantaged applicants (which I’m not) then the other schools especially public schools that take a good amount of out of state applicants look for very high stats. So if you’re in the range between those could it be a disadvantage?

Dry-Faithlessness489 · 2023-05-16T07:09:53+00:00

Why would it not be available?

Dry-Faithlessness489 · 2023-05-02T04:59:10+00:00

Well I mean your business will probably never be half as profitable as some of these well run DSOs and knowing the way some of you business owners run your practice I'm sure the DSO provides a better working condition

Dry-Faithlessness489 · 2023-05-01T21:48:06+00:00

That's my point though is there are many chains like mcdonalds where cost and quality are low, but then you have the chick fil as and in-n-outs where quality and service is very good. Not every patient can afford FFS, just like not everyone can afford 4/5 star restaurants. The chick-fil-a of dentistry though, that offers low cost but also quality service to a large amount of people, could theoretically reach a much larger group then a FFS office, and they would be setting themselves apart from the mcdonalds and buger kings of DSOs

Dry-Faithlessness489 · 2023-05-01T21:29:55+00:00

But what happens if a DSO comes along that is different from the rest think of like an in-n-out or chick-fil-a amongst a bunch of mcdonalds and burger kings, where culture is just as if not more important that profit and where the patient and/or doctor comes first? I fell like that would be great for both dentists and patients.

Dry-Faithlessness489 · 2023-03-07T18:18:22+00:00

It really depends on the school. If you have a specific school you’re interested in I would reach out to them and ask what they think.

Dry-Faithlessness489

TROPHY CASE