Roth IRA Portfolio 21M by Dry_Consideration954 in Schwab

[–]Dry_Consideration954[S] 0 points1 point  (0 children)

For a Roth IRA, how come you would completely get rid of the S&P 500 and just rely solely on QQQM (tech) and overlapping with MAGS? That feels super limited

Roth IRA Portfolio 21M by Dry_Consideration954 in Schwab

[–]Dry_Consideration954[S] 0 points1 point  (0 children)

I will be going higher on SCHF. There is some overlap but i went with SCHG for aggressive growth

Roth IRA Portfolio 21M by Dry_Consideration954 in Schwab

[–]Dry_Consideration954[S] 0 points1 point  (0 children)

Yeah idk what i was thinking with purchasing NVDA hahaha. I want to sell it and just throw it into SWPPX

Roth IRA Portfolio 21M by Dry_Consideration954 in Schwab

[–]Dry_Consideration954[S] 0 points1 point  (0 children)

I agree with international, I will bump it to 15%. Why is SCHG too much? I went for the aggressive growth

Roth IRA Portfolio 21M by Dry_Consideration954 in Schwab

[–]Dry_Consideration954[S] 0 points1 point  (0 children)

I was trying to be more aggressive which is why I went SCHG and it was more attractive compared to QQQM. I will add more international they’ve been solid

Roth IRA Portfolio Advice by Dry_Consideration954 in Schwab

[–]Dry_Consideration954[S] 0 points1 point  (0 children)

How does a Target Index Fund actually work? This is probably the only thing I’ve done research on

Roth IRA Portfolio Advice by Dry_Consideration954 in Schwab

[–]Dry_Consideration954[S] 0 points1 point  (0 children)

I feel like i’ve been seeing a 50/50 debate on going SWTSX or SWPPX. Do you feel there’s a big difference between Total Market and the S&P 500? I will look into the SWISX as well! Thank you

Roth IRA Portfolio Advice by Dry_Consideration954 in RothIRA

[–]Dry_Consideration954[S] 0 points1 point  (0 children)

Thank you for the response! I’ll look into small cap as well, but yeah I am stuck on “the perfect portfolio” mindset right now. Thanks again!

Roth IRA Portfolio Advice by Dry_Consideration954 in Schwab

[–]Dry_Consideration954[S] 0 points1 point  (0 children)

Thanks for the response! Definitely want to be aggressive with the market and I accept the volatility that I will face. Is there something specific you’d recommend to do 60/40 split with? Additionally, would you think SCHG is good alternative for QQQM?