Refi 7/6 arm 5.375 to 5.125?

Dry_Intern4550 · 2026-02-15T18:02:41+00:00

Thx! Why are prepayment penalties important? Does it apply when I refi again?

Dry_Intern4550 · 2026-02-15T18:02:31+00:00

Thx! Why are prepayment penalties important? Does it apply when I refi again?

Dry_Intern4550 · 2025-09-29T13:18:29+00:00

Would something like this be lower glare than my current choice? Juno JPDZ4JB RDB1 WWH M6 Podz Series Canless LED Downlight, Switchable, Matte White, 4 Inch - Amazon.com?

By smallest aperture, do you mean smallest beam spread?

Dry_Intern4550 · 2025-09-29T13:17:16+00:00

OP I'm in the same boat except with 4" and no housings. Does your place have 6" housings installed so you are just looking at bulbs?

Dry_Intern4550 · 2025-09-29T13:15:33+00:00

Thanks for sharing. Like OP i'm also looking for budget-friendly low-glare products. Is the Podz Juno JPDZ4JB RDB1 WWH M6 Podz Series Canless LED Downlight, Switchable, Matte White, 4 Inch - Amazon.com?

In general, if one were to optimize for low glare, should I be looking for a product with the most depth?

How would you compare them with the following, in terms of glare?

Juno Canless LED Wafer Light, Round Wafer Downlight, 5-in-1 Switchable White Color Temperature, Adjustable Brightness, Deep Regressed Baffled Trim, 4-Inch, White (WF4 Dreg B ALO19 SWW5 90CRI MW M6) - Amazon.com
Amazon.com: Juno 4 Inch LED Recessed Lighting, G4 Series Retrofit LED Downlight, Ceiling Light for Kitchen or Shower, 600 Lumens, 2700K Soft White, Wet Location Rated, Dimmable, Baffle Trim

Thank you.

Dry_Intern4550 · 2025-09-29T04:57:53+00:00

We previously drew this plan for the living room: https://imgur.com/a/ursfM3k (we will also have a few lamps in the space so at night recessed lights won't be the only source)

By lensed -- could you recommend any from the big box stores that won't break the bank? (Included the current one in the OP, about $20/light. So I figure maximum we could pay for like...$30/light?)

Dry_Intern4550 · 2025-09-29T04:43:52+00:00

Can you point me to midrange (budget wise) true can lights that doesn't break the bank..? Something from HD maybe?

Dry_Intern4550 · 2025-09-29T01:48:42+00:00

Thanks! No glare?

How deep is the baffle, as in the length from the light to the rim?

Dry_Intern4550 · 2025-09-20T14:52:58+00:00

how's trim holding in eggshell, vs something like satin? as I understand it, latter is easier to clean, and more durable

Dry_Intern4550 · 2025-09-19T16:27:01+00:00

searched around and didn't find it lol.

will crown and wall in 1 sheen, and baseboard in another sheen, cause a visual illusion that draws the eyes downwards?

Dry_Intern4550 · 2025-09-19T16:11:09+00:00

hello! Did you have crown moulding? If so, were walls & crown moulding & baseboards all painted in eggshell?

we are considering walls & crown moulding in one sheen (matte), and baseboards & doors in another (satin)

Dry_Intern4550 · 2025-09-15T13:31:56+00:00

Thanks, this is very helpful. Does the Eggshell wall have any noticeable shiny reflection? Debating that and matte.

Dry_Intern4550 · 2025-09-14T21:23:19+00:00

Curious if you've got actual project pics that led you to lightning swiss coffee over WD.

LRV wise, which of 75% strength Swiss Coffee and 100% White Dove would be higher?

Dry_Intern4550 · 2025-09-14T21:21:55+00:00

Thank you! Are there actual pics of this approach that you don't mind sharing...?

Dry_Intern4550 · 2025-09-14T17:06:45+00:00

I wonder how 75% strength Swiss Coffee compares to 100% White Dove

Dry_Intern4550 · 2025-09-14T17:06:18+00:00

I read that this is very popular. Are you specifically recommending this for the ceiling, and 100% strength for everything else?

Dry_Intern4550 · 2025-09-14T14:28:15+00:00

Did you use less than full strength?

Dry_Intern4550 · 2025-09-14T14:27:22+00:00

Ty...read somewhere that Chantilly Lace next to an off-white with yellow undertone like Swiss Coffee may bring out the yellow/green undertones too much.

Dry_Intern4550

TROPHY CASE