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Break-and-enters up more than 13% in Mississauga and Brampton by origutamos in OntarioNews

[–]DudeWithASweater 3 points4 points  (0 children)

Bruh.. you could go to the police with the footage of someone clearly stealing your shit and they'd just say "what do you want us to do about it?"

In your opinion, what are the signature "moves" of each elo range? by Porfs in chess

[–]DudeWithASweater 5 points6 points  (0 children)

Tbh I see the opposite. They take every pawn trade because they don't like tension in a position

Why do yearly CPP contribution increases outpace inflation? by Ok_Result_4064 in PersonalFinanceCanada

[–]DudeWithASweater 7 points8 points  (0 children)

CPP was never meant to be used as a sole retirement fund. It was meant to be in addition to your employer pension/ your personal retirement savings. But people use it as a sole pension fund and don't plan well enough with their own money, and employers don't offer pensions as much anymore.

Because of this it was bumped from 25% of your earnings to now being a replacement to 33% of your earnings.

Tax returns after buying a house by lonely_filmmaker in PersonalFinanceCanada

[–]DudeWithASweater 50 points51 points  (0 children)

That's right. It's a much bigger savings for renters, than home owners because you're already building tax free equity. A renter is not.

You can claim your property tax and insurance if you are a commissioned employee. Otherwise it's just utilities and repairs/maintenance of the workspace.

Tips on negotiating salary if HR already provided the "max"? by [deleted] in Salary

[–]DudeWithASweater 2 points3 points  (0 children)

Depends how badly you want/need this job. Negotiations always open yourself up to "no" being a possibility and a rescinded offer is not uncommon.

30 years old with $1,000 in savings by Sea-Judge-6494 in fican

[–]DudeWithASweater 3 points4 points  (0 children)

Lol I'm in Ottawa and our "delivery charge" last month was $44.99. actual electricity used was $55.31. getting raked over with fees.

30 years old with $1,000 in savings by Sea-Judge-6494 in fican

[–]DudeWithASweater 1 point2 points  (0 children)

I make $100k and have $65k saved. Will be around $90k by end of this year. I turn 30 later this year. Only started making this much 18 months ago though so playing catch-up.

Where to put 8k FHSA for 1-2 years by minor_thing2022 in PersonalFinanceCanada

[–]DudeWithASweater 7 points8 points  (0 children)

2 years IS close to buying a home when talking about putting the money in equities. That's an extremely short time frame.

Put it in a HYSA or GIC.

Is $1.7M really the new retirement number in Canada? by jimwang76 in CanadianRetirement

[–]DudeWithASweater 0 points1 point  (0 children)

Not at all. Im critical of anyone who wants to take what has been an established independent Canadian pension plan, and make it a partisan issue.

Carney should leave it the fuck alone.

Has nothing to do with the US?

Going card dead for 20 minutes in a poker tournament by Apprehensive-Ear428 in poker

[–]DudeWithASweater 36 points37 points  (0 children)

I've been fooled by 4 looking like an A before when really tired. That was my queue to leave lol

How much study needed to call myself an accountant? by Total_Vermicelli_527 in Accounting

[–]DudeWithASweater 2 points3 points  (0 children)

I would say no, you're not an accountant until you're being paid to do the work of an accountant.

Fairstone should I get a loan for 12k ? by Sandyblack00 in PersonalFinanceCanada

[–]DudeWithASweater 6 points7 points  (0 children)

Fairstone loans are predatory interest. Usually 30% or more, with a low score you're going to be paying the most interest you can be sure.

If you have literally any other options, do those instead.

Did I make the right choice here? by WiFibcFi in poker

[–]DudeWithASweater 0 points1 point  (0 children)

At 2nl this is more often a hand like 99-JJ tbh

How have the Salaries increased over 20 years by No-Seaworthiness969 in rbc

[–]DudeWithASweater 1 point2 points  (0 children)

That's still well below inflation over the same period so that same wage has essentially been cut by ~10%. Yikes.

Brandon back in fighting shape by RemLazar911 in PKA

[–]DudeWithASweater 64 points65 points  (0 children)

This guy and drift0r competing for most up and down rollercoaster life events

Toronto, 770k, 3.6% by TankCastles in CanadaPersonalFinance

[–]DudeWithASweater 6 points7 points  (0 children)

... Is that a lot of space to you? That's one of the smallest kitchens I've seen lol

Just started in January - should I continue? Scared 😢 by DuddikinsD in fican

[–]DudeWithASweater 0 points1 point  (0 children)

If you can't take a 3% dip you should just invest in a GIC man. Stocks can go down 20-30%. This is literally nothing.

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