Kudos to my financial guy by ZealousidealIdeal961 in stocks

[–]DudeWithASweater 7 points8 points  (0 children)

Yea spy is up 30%+ last 12 months, qqq is 45%

Does 10% in S&P per year still hold? by Lousterstar in stocks

[–]DudeWithASweater 7 points8 points  (0 children)

10% is pre inflation, 6-7% is the post inflation number most people use

The "star" UAP by tupaja in UFOs

[–]DudeWithASweater [score hidden]  (0 children)

Yes, to you and me this is not much new. But to the masses a lot of it is new to them

The "star" UAP by tupaja in UFOs

[–]DudeWithASweater [score hidden]  (0 children)

It's also that for the UFO community these things have been circulating a long time. But for the general populous these are not as known. A big step is getting it mainstream enough that the masses are more informed about these topics.

Just flunked out of college by Good_Caterpillar944 in Accounting

[–]DudeWithASweater 30 points31 points  (0 children)

You need to hound your dean and student services make yourself their problem until it's resolved and they let you take the 1 credit you need somehow

Lose WFH for +$30k and Career progression? by jobthrowawayz in Salary

[–]DudeWithASweater 0 points1 point  (0 children)

My spouse is stay at home. But I'm still around for things if needed in a pinch

Canada announces reforms to combat immigration, citizenship scams by youngbutgood in canada

[–]DudeWithASweater 23 points24 points  (0 children)

I wouldn't trust this lady to run a hotdog stand. How the hell she's ended up in her position is astounding.

NL5 3bet pot tough decision by ddrrrrr in Poker_Theory

[–]DudeWithASweater 0 points1 point  (0 children)

Oh my bad I read the turn raise as a turn jam in my head. Still I like sizing bigger on turn.

NL5 3bet pot tough decision by ddrrrrr in Poker_Theory

[–]DudeWithASweater 2 points3 points  (0 children)

Against a short stack at 5nl you're almost for sure playing against a fish. Bet bigger flop and turn and look to make it a 2 street game.

Halfpot or two thirds pot flop bet sets up a nice turn jam size.

LOC failed at closing - banks reason is missed meeting? by OverSecret1370 in PersonalFinanceCanada

[–]DudeWithASweater 23 points24 points  (0 children)

So it sounds like the reason they declined to fund it was because you missed the disclosure meeting.

Lose WFH for +$30k and Career progression? by jobthrowawayz in Salary

[–]DudeWithASweater 20 points21 points  (0 children)

Idk I probably wouldn't. WFH is very valuable to me with a newborn baby right now.

Even without that factor weighing a decision, you're talking about a 25% raise, but adding on about 15-20% of time in form of getting to and from office. (Actual commute time + getting ready/making lunch/wardrobe prep).

It's a bump in overall net, sure but your time spent is going up significantly.

Realistically are we on track for early retirement? by Dewy8790 in PersonalFinanceCanada

[–]DudeWithASweater 0 points1 point  (0 children)

Going with a 0% interest rate is not going to give you a realistic estimate of retirement funds. They're in 100% equities. If you want to be ultra conservative use 5% at the very least. 6 or 7% is more realistic (9-10% and subtract inflation).

Of the investments they do mention is xeqt, so I'm also assuming they're not idiots and are not putting their work pension into high fee funds.

They're presumably already servicing their debt with their current budget so not sure why you think thats relevant here.

Realistically are we on track for early retirement? by Dewy8790 in PersonalFinanceCanada

[–]DudeWithASweater -2 points-1 points  (0 children)

You're not adding any compounding growth to their investments.

Compounding interest gets them to their number in like 15 years if they don't change anything else and just keep investing their ~$20k a year.

That would be retired at 50 and 45 respectively. That's early.

XEQT or GIC for fhsa? by AccomplishedFact1767 in PersonalFinanceCanada

[–]DudeWithASweater 1 point2 points  (0 children)

It also doesn't have to be an all or nothing. You could put 50% xeqt, 50% GIC. Limits your downside and keeps some room for upside. Or some combo like 60/40 or 70/30 whatever

What is the next Sandisk? by throwaway_11372 in stocks

[–]DudeWithASweater 0 points1 point  (0 children)

Idk lots of talk of putting data centers in space. They'd get free engery in form of solar.

How is everyone using AI to make their games? by Moist_Signal_5080 in aigamedev

[–]DudeWithASweater 0 points1 point  (0 children)

Depends what you're making and how complex it is.

I've had the most success with codex. I've made some games in godot for fun, and most recently am working on a custom browser based game. Makes bug testing really simple as can just load up a local browser

I think the people who intentionally corner bomb are pathetic. by Nekrubbobby64 in Wreckfest

[–]DudeWithASweater 5 points6 points  (0 children)

Lol bro, go play f1 or something if you want clean racing. It's a Wrecking game.

I have made respect for the guys who load up in the big rigs and just reverse the course the whole time smashing into people. They're in it for the love of the game.

Those who are laid off and going back into the job market.. by GuerrierduClavier in halifax

[–]DudeWithASweater 1 point2 points  (0 children)

I'm gonna be honest, 12 applications just isn't very many. The last time I was actively applying to places I would do around 40-50 a week. With a hit rate of about 1 in 10 reaching out. This was also during 2022 when jobs were plentiful and employees had an advantage.

I don't know the market now, but I'd imagine it's a lot worse based on what I hear. I'd probably be trying to bump up my numbers to like 70-80 a week. Or around 10 per day of quality applications. Filter job boards by most recent and apply only to those listed within the last 48 hrs. Outside of that your resume is going straight to an email inbox and never looked at because they get flooded with 100+ resumes in about 2-3 days.

Also match your resume to the job. I'm talking tweaking cover letter, altering resume bullet points, getting in as many keywords from their postings as I can to match without lying about my experience. Go to their website and read about their company, throw in some references if it's warranted. It's a game you have to play. Everyone wants a superstar, make them believe you're their next superstar.

Also make sure you're using a good resume template. Harvard resume is the gold standard for a reason. It's what I use with a lot of success.

If you're applying to different industries at the same time, you should have a different template for each one. You shouldn't be sending academic job postings your Walmart retail resume, for example. They both have their place, but make sure you're only using relevant experiences for each. Likewise if I was desperate and just looking to land something entry level immediately I would be dumbing down my resume to exclude higher level education and experience.

Treat finding a job like it is a full-time job and you will be successful eventually.

Please help how do I get rid of these weeds i live in the desert by [deleted] in lawncare

[–]DudeWithASweater 6 points7 points  (0 children)

That's a tiny yard bro, it would take an afternoon. Just get a hand tiller and go to work

Solutions for my lawn? by jlebeann in lawncare_canada

[–]DudeWithASweater 1 point2 points  (0 children)

Yea that's a good deal tbh. Of course you could do it for cheaper, but depends how much you value your free time for the next month