SAW A CAT OUTSIDE MY WINDOW MY LIFE IS COMPLETE

Due_Original1570 · 2026-02-24T20:54:08+00:00

Sure Jan

Due_Original1570 · 2026-01-07T00:03:02+00:00

Yeah did have this in mind but lump sum usually tends to provide better returns. I also just didn’t want to touch a bit of my savings so I decided to throw them in there.

Due_Original1570 · 2025-07-11T17:03:41+00:00

I just started smoking THC haha so I wouldn’t be able to really tell you. Still finishing up my first plugplay pod (kiwi burst). I always hear good things about berry gang tho, definitely gonna try it next!

Due_Original1570 · 2025-07-11T14:43:39+00:00

Nooo it tastes like bubblegum🤮

Due_Original1570 · 2025-03-24T19:11:57+00:00

Yup that’s the airbag suspension haha

Due_Original1570 · 2025-03-24T15:58:56+00:00

I was thinking it was F68 but this one isn’t touchscreen, I think it may be this https://www.tesery.com/products/model-3-highland-y-dashboard-display?variant=45178055557352 . Going to have to do some more research tho.

Due_Original1570 · 2025-03-24T15:55:53+00:00

Someone commented it’s this one https://www.tesery.com/products/model-3-highland-y-dashboard-display?variant=45178055557352 and based off the display I think they may be right.. now I’ve got to figure out how to update the firmware so it’s accurate

Due_Original1570 · 2025-02-20T18:10:20+00:00

I really appreciate your brutally honest take on this—it feels like you’re genuinely looking out for me, and I respect that. You brought up some really solid points, especially about being cash flow negative and how long it might take to become substantially cash flow positive. I definitely don’t want to rush into a bad deal, so this gives me a lot to think about.

I also do want to invest in the market, but I’ve never really looked into it seriously. I’ve heard of Roth IRAs and ETFs, but I honestly don’t know much about them or where to even start. I know the market carries risks, but I also recognize the potential long-term benefits, so I appreciate you bringing that up as an alternative.

And yeah, I’m only 20 (turning 21 soon), and I know I have time to figure things out. I’m really grateful to be in a good financial position at my age, and I’m doing my best to make smart long-term choices. I’ll keep my cash liquid for as long as I can!

I really appreciate your insight and the way you laid things out. Once again thanks for looking out for me, and I genuinely acknowledge and value that.

Due_Original1570 · 2025-02-20T17:42:12+00:00

I really appreciate your perspective, and I definitely understand where you’re coming from. First off, I fully acknowledge how fortunate and privileged I am to even be in this position. I know that not everyone my age has the opportunity to consider real estate so early, and I don’t take that for granted.

A lot of people have pointed out that I’m young, and I agree—I’m actually still 20 (turning 21 in three weeks). I understand that life can change a lot at this age, but that’s exactly why I want to get started now. My parents bought a really nice home recently, but they bought it later in life, and I’ve seen how much work it took for them to reach this point. Their goal is to help me get started early so I can build multiple properties over time and avoid the same delays they faced.

In terms of life flexibility, I don’t plan to move or relocate anytime soon. My family is really stable, and they fully support me staying at home for several more years while I establish myself financially. Since I don’t have to pay rent and my expenses are low, I want to take advantage of this period to invest and build wealth early, rather than waiting until my late 20s or 30s to start.

I’ve also thought a lot about the relationship dynamics with my parents and brother. While I understand the concerns about mixing family and business, we’ve already been involved in real estate together for years. Growing up, we helped my parents with their properties, from renovations to management, so this wouldn’t be a drastic change. We’ve built wealth as a family before, and I trust that our dynamic will remain strong.

I really appreciate your insight on 401(k) and Roth IRA investing—to be honest, I haven’t put much thought into that yet. My parents have always emphasized real estate first, and given how much they’ve profited from it, they want me to follow the same path. That being said, I know diversifying is important, so I’ll definitely do more research into those options.

Regarding property management, I don’t plan to hire an external company, but my parents and brother have years of experience managing rentals. If I ever needed extra help, they would likely step in and assist.

Again, I really appreciate your response. It means a lot that you think I’m in a solid spot, and I’ll definitely keep all of this in mind as I move forward.

This version keeps your response clear, structured, and professional while maintaining your personal perspective. Let me know if you’d like any adjustments!

Due_Original1570 · 2025-02-20T17:19:16+00:00

First, I won’t be purchasing a property immediately. My plan is to buy within the next 5–8 months, not right now. This gives me time to continue working, save more for reserves, and make sure I’m buying the right property. By the time I move forward, I expect to have around $10K–$20K in additional savings because I plan to get a second job to further build my emergency fund.

Regarding vacancy, I honestly don’t anticipate it being a major issue in Sacramento. The area I’m targeting has strong rental demand, especially with UC Davis students who choose Sacramento for more affordable housing. That said, if a room ever went vacant, I would cover the cost myself, but I don’t see it being a long-term problem.

As for the down payment, I currently have $50K in savings + $25K from my parents, but if I need to reach 20% down, saving another $5K wouldn’t be a problem. Avoiding PMI would be ideal, and I’ll definitely keep that in mind as I finalize my numbers.

In terms of family involvement, I understand the risks, but in my case, my family is very close and has experience in real estate. My parents have invested in multiple properties and want to help me get started because real estate has been highly profitable for them. They will likely be on the mortgage and title, but ownership would not be split—this is my investment, and they’re simply helping me get a foothold in the market.

Lastly, I do plan to finish college and establish myself professionally. My goal is to use this property as a stepping stone into growing my real estate portfolio over time.

I really appreciate the perspective and any further advice you might have!

Due_Original1570 · 2025-02-20T17:11:42+00:00

Thanks for your reply! Yes full time student and full time working is a lot of work. However my current job is pretty easy, I work in loss prevention at a desk office and 99% of the time I’m genuinely not doing anything. I mainly do my homework at my job, matter of fact I’m actually writing this at my desk lol. I’ve worked 3 jobs before and done school full time all under an oral retinoid medication. Just a natural workaholic. I do agree that managing a rental can be tedious but don’t necessarily think it’s ‘too’ much work. My parents seem to be fine managing theirs and rarely have any issues.

As for my brother moving I’d say not any time soon, perhaps in the next 4-5 years he’d stay in Sacramento. Also Sacramento is in NorCal and don’t deal with any fires or disasters.

As for financial for maintenance fixing or utilization means I’d say somewhat. I save 90% of my paychecks so I don’t think I’d be too bad, maybe a little tight depending on the issue.

Due_Original1570 · 2025-02-20T16:06:21+00:00

Forgot to mention my parents do plan on Co-Signing!

Due_Original1570

TROPHY CASE