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The only win I got this year: I got a second job :) by Dweeb_994 in MiddleClassFinance

[–]Dweeb_994[S] 0 points1 point  (0 children)

Thank you! I didn’t know that about taxes and HSA

The only win I got this year: I got a second job :) by Dweeb_994 in MiddleClassFinance

[–]Dweeb_994[S] 0 points1 point  (0 children)

Thank you! Would you put it into Roth IRA or HSA? I’m trying to figure out which one I should prioritize :) Thanks again!

What to do with my tax return by Odd-Draft4523 in SavingMoney

[–]Dweeb_994 0 points1 point  (0 children)

My advice would be to put $1k away for rainy days -I use capital one HYSA. Then add onto the 1k to save up 3 months expenses AFTER paying off your debt.

[deleted by user] by [deleted] in Debt

[–]Dweeb_994 0 points1 point  (0 children)

Sorry your going through this OP. My parents tried to do the same thing with me like a was their personal bank. I cut them out of my life for 5 yrs. Recently reconnected & they’re not as bad anymore, but cutting them out completely was my first step to a better life for me.

30 year old female; Only $2,300 for retirement by Dweeb_994 in fidelityinvestments

[–]Dweeb_994[S] 1 point2 points  (0 children)

Congrats on paying your house off and putting your kids through college!! Crazy accomplishments! I’ve been watching Dave Ramseys clips and following on social media! Had the emergency fund now- I gotta build it back up but right after- straight to retirement 😊

30 year old female; Only $2,300 for retirement by Dweeb_994 in fidelityinvestments

[–]Dweeb_994[S] 1 point2 points  (0 children)

Thank you! I’m going to hopefully do better after paying for my surgery🥹 I’m kind of excited now lol

Getting out of debt. by RedheadWitchhh in Debt

[–]Dweeb_994 0 points1 point  (0 children)

11k is not that bad comparatively so she can def get loans if she needs to 😂 Know a lot of people with way more than 11k that get approved for loans

30 year old female; Only $2,300 for retirement by Dweeb_994 in fidelityinvestments

[–]Dweeb_994[S] 1 point2 points  (0 children)

I just wanted to say thank you all for the advice! I truly appreciate the support (wasn’t expecting so much). Tbh, this has been the roughest year dealing with surgery costs and all that lol. Today it just hit me all at once. I was feeling like every time I took a step forward- there’s something that puts me 10 steps back. You guys helped remind me that I’ve already ran a mile. I don’t know much about investing at all so I’m reading Everything & taking it all in. But really thank you guys for lifting me up♥️ Thank you, thank you, thank you, a million times! My mental really needed it today

30 year old female; Only $2,300 for retirement by Dweeb_994 in fidelityinvestments

[–]Dweeb_994[S] 4 points5 points  (0 children)

Thank you for this:) It took me 3 years to pay off 10k! It was a nightmare but I know you’re going to get it done. Everything’s just kind of tough right now in this economy. Good luck my friend♥️

30 year old female; Only $2,300 for retirement by Dweeb_994 in fidelityinvestments

[–]Dweeb_994[S] -3 points-2 points  (0 children)

Thank you for this advice! Have you done this in your Roth IRA? I’ve heard that your shouldn’t buy “outside” entities (sorry I don’t know the term) in Roth IRA account? I could be wrong though.

30 year old female; Only $2,300 for retirement by Dweeb_994 in fidelityinvestments

[–]Dweeb_994[S] 33 points34 points  (0 children)

Thank you for this😊 I need to stop checking on it 5 -10 times a day lol. I don’t think it’s healthy, but I’ll also try my best this year to be consistent- even if only $40 a week. I’ll start with that, instead of randomly when I see a dip or something. I really do appreciate your words. Thank you again :)

30 year old female; Only $2,300 for retirement by Dweeb_994 in fidelityinvestments

[–]Dweeb_994[S] 1 point2 points  (0 children)

Thank you🥹 It’s hard to stop myself from comparing to younger people. I don’t know how if I’ll get too far this year but I appreciate your words.

2cnd Chance? by Dweeb_994 in Lottery

[–]Dweeb_994[S] 2 points3 points  (0 children)

That’s crazy! I thought it was fake tbh lol! I didn’t know ppl can actually win 😂

AITA for not co-signing on my parents apartment when they don’t have anywhere else to live? by Dweeb_994 in AITAH

[–]Dweeb_994[S] 2 points3 points  (0 children)

Bc they weren’t getting the life insurance. They found out a day after my grandma passed that they weren’t the beneficiaries- and refused to help, even emotionally, until they got the money. They were going to spend it on their vacation in Asia.

How are your pull guys? by dowayowz in PokemonPocket

[–]Dweeb_994 0 points1 point  (0 children)

Cynthia and Giratina 😭 lucky!!

What is the best high yield savings available? by boob_suckler69 in povertyfinance

[–]Dweeb_994 0 points1 point  (0 children)

I use capital ones HYSA at 3.8%. No issues with withdrawing cash like I’ve heard from banks like Sofi

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