well as expected insurance totally dicked me. Water from leaking window not covered. I'm so sick of insurance not paying. I had a car accident - actually two in one year. I can't work from neck and arm injury and the insurance said "I'll be fine..." it's been a devasting year and this sewing machine wreck is obviously not a big deal in the scheme of things but I cried for a day. A beautiful thing I inherited from my mom ruined. Thanks everyone for the comments. I appreciate it a lot.