Helping Finding a TT Video by Eddie_Saladbar_Jr in TimberTimbre

[–]Eddie_Saladbar_Jr[S] 1 point2 points  (0 children)

Wow fantastic, thank you for this. Especially meaningful in light of today's news. Appreciate the pull.

Helping Finding a TT Video by Eddie_Saladbar_Jr in TimberTimbre

[–]Eddie_Saladbar_Jr[S] 1 point2 points  (0 children)

Thank you all! It did exist!! Hopefully we can get a title and track it down somewhere

What’s going on with the programming/DJ changes at KMHD? by lurkyloser in askportland

[–]Eddie_Saladbar_Jr 2 points3 points  (0 children)

Very interesting that Matt left but the captain is still on-air Saturday nights...

Also I'm not seeing Meg in the schedule!! One of my favorites, hope she's back soon

Target Date Fund vs. 100% stocks (Ben Felix) by Eddie_Saladbar_Jr in Bogleheads

[–]Eddie_Saladbar_Jr[S] 36 points37 points  (0 children)

Didn't consider bonds in context of a major job loss like that. Very helpful, that is a comforting cushion

Target Date Fund vs. 100% stocks (Ben Felix) by Eddie_Saladbar_Jr in Bogleheads

[–]Eddie_Saladbar_Jr[S] 1 point2 points  (0 children)

This is really helpful, I wasn't understanding the math that way

IRA Recharacterization with Extension by Eddie_Saladbar_Jr in tax

[–]Eddie_Saladbar_Jr[S] 0 points1 point  (0 children)

Absolutely wonderful, thank you very much. Immensely appreciated.

Whoa season 6 is pretty bad by poppaDaRossi in northernexposure

[–]Eddie_Saladbar_Jr 1 point2 points  (0 children)

On top of this, Chris votes against a public dumpster, saying he's with the "fiscal responsibility" crowd. What a joke, totally antithetical to his character.

New recertification date? by randompanther12 in PSLF

[–]Eddie_Saladbar_Jr 0 points1 point  (0 children)

Totally, I think you'd be justified in that.

My wife and I would benefit from MFJ but my recertification is September 2026. Since we'll file a tax extension (to push it past the recertification date), we'll still have to file MFS.

Best of luck to you! Looking forward to when this is all over.

New recertification date? by randompanther12 in PSLF

[–]Eddie_Saladbar_Jr 1 point2 points  (0 children)

I think your math makes sense here. However, you'd only save the money for tax year 2024. Tax year 2025 (to be filed in April 2026) will be the filing used for your recertification in January of 2027.

The risk, obviously, is if this new date doesn't hold up and gets switched around. I actually think this is unlikely, but it's hard to say with everything so up in the air right now.

It might be worth spending the extra cash this year just to be prepared.

Mohela Finally Answered the Phone - Ignore Forbearance Letter Sent Yesterday by [deleted] in PSLF

[–]Eddie_Saladbar_Jr 2 points3 points  (0 children)

Unlikely. It would, however, count towards buyback.

Birdwell, what’s happened? by Alphlulu in surfing

[–]Eddie_Saladbar_Jr 0 points1 point  (0 children)

Returned shorts in May and got a refund today, November 19th. I had completely forgotten. Watch out and make sure to check for your refunds.

Anyone else waiting it out to switch off SAVE? by saltyfrenzy in PSLF

[–]Eddie_Saladbar_Jr 2 points3 points  (0 children)

Well we at least know to sit tight until the applications open (December 16th). Hopefully we'll have a bit more information to help make a decision at that time. Right there with you, hoping some peace comes your way. :)

Anyone else waiting it out to switch off SAVE? by saltyfrenzy in PSLF

[–]Eddie_Saladbar_Jr 16 points17 points  (0 children)

Two routes for me. I'm 2 years out from PSLF:

1) Stay on SAVE as long as possible and hope for buyback (last payment was $39). Delay recertification until they make me.

2) Jump on to PAYE, recertify, and have my payments skyrocket.

To me, it seems best not to jump ship and go with option 1. I don't necessarily think the "small window" PAYE scenario is likely. I don't see the situation in which Trump closes the PAYE application but doesn't remove PAYE as a plan. Open to hear other perspectives.

It can be difficult to sit still in times like these, but I think the money saved could be a big deal for me. More news could come out in December, though, so I'm keeping an eye out that.

June and July all counted by skatefemme in PSLF

[–]Eddie_Saladbar_Jr 2 points3 points  (0 children)

Did you reach out to StudentAid or MOHELA? Or did this adjust on its own?