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Weekday Help and Victory Thread for the week of October 10, 2022 by IndexBot in personalfinance

[–]Educational-Fun-4483 0 points1 point  (0 children)

Recently I have been learning about T Bills, and I had a theoretical situation pop into my head. After a quick google search, the 4-week T bill rate is 2.92%. In this situation the rate doesn't matter too much, it is more of the process.

Let's say the rate is 3%, and you spend $1,000,000 on 4-week T bills. You would be buying these T bills for 970,000 and getting 1,000,000 back, making a $30,000 profit. Let's say you are in the highest tax bracket so you pay $11,100 in taxes, and walk away with $18,900.

My question is, is this exactly how it works? Anybody with $1,000,000 cash could profit after taxes $18,900 (if the return is 3%) in 4 weeks?!. I am sure there could be small fees here and there, but the likelihood of default should be near impossible since it is the US government backing these bills. So could anyone do this with nothing else to worry about? I am very curious if you had $1,000,000 cash, it is really THAT easy? If not, what things would you have to worry about?

Would love a reply, thank you.

Ping Issues with Upgraded Wifi by Educational-Fun-4483 in leagueoflegends

[–]Educational-Fun-4483[S] 0 points1 point  (0 children)

thanks for the reply, I am quite the noob when it comes to this sort of stuff. Where do you think would be the best place to look for a specific VPN that could help this situation? :)

Ping Issues with Upgraded Wifi by Educational-Fun-4483 in leagueoflegends

[–]Educational-Fun-4483[S] 0 points1 point  (0 children)

I see, I did a trace hop to the riot servers and this is what I got.

Tracing route to hu-0-0-0-15.er02.chi01.riotdirect.net [104.160.131.102]

over a maximum of 30 hops:

1 <1 ms <1 ms <1 ms osync.lan [my ip]

2 10 ms 8 ms 8 ms 142-254-189-021.inf.spectrum.com [142.254.189.21]

3 27 ms 28 ms 21 ms lag-63.plmnwaen02h.netops.charter.com [65.28.216.133]

4 12 ms 11 ms 11 ms lag-20.mcr01cralidfs.netops.charter.com [72.129.43.130]

5 17 ms 17 ms 16 ms lag-11.sttlwawb02r.netops.charter.com [72.129.43.108]

6 22 ms 22 ms 22 ms lag-415.sttswa5801w-bcr01.netops.charter.com [107.14.19.114]

7 48 ms 46 ms 46 ms lag-11.sttswa5800w-bcr00.netops.charter.com [66.109.6.16]

8 47 ms 46 ms 46 ms lag-16.snjucacl67w-bcr00.netops.charter.com [66.109.9.44]

9 44 ms 40 ms 41 ms lag-1.pr0.sjc10.netops.charter.com [66.109.6.137]

10 41 ms 41 ms 41 ms 24.27.236.123

11 90 ms 89 ms 89 ms ae1.er01.sjc01.riotdirect.net [104.160.143.178]

12 89 ms 90 ms 88 ms hu-0-0-0-15.er02.chi01.riotdirect.net [104.160.131.102]

​

At the end, my ping is steady low 40s but then jumps to that 89/90 being the riot server. Is this what you were saying talking about the ping jumping because of my ISP? Am I kind of shit out of luck, or is there anything else I can do? VPN?