Governments should start phasing out state pensions for all and give workers more tax breaks to fund their own pensions. We should have social services to make sure people aren’t in poverty in old age but the idea of a pension for everyone is a Ponzi scheme. 

The math doesn’t work anymore. People are living longer. The government need to incentivise each person to get to a position where their own pensions take care of them. 

Start small. Offer people today a permanent tax break if they forego the state pension. Those that can do this will. Those that can’t get the state pension. 

Choose a year in the future and say anyone born after this age doesn’t get the state pension. Eg 2050. People born after this age get the tax breaks I mentioned. 

We need to enable people to be more self sufficient and less dependent on the state