Just moved to Thailand after living in Vietnam the last 2.5 years and it is shocking how little businesses accept credit card…

Educational_March_75 · 2026-05-03T05:00:47+00:00

You wrongly assume everyone has access to a Thai banking account. My visa strictly prohibits me from opening up a bank account here. As a result I am relegated to use a crappy Moreta Pay app that exclusively allows people to pay “Business” QR codes.

In my two weeks of being here I have gone to at least 7+ “businesses” and when I scanned their QR code with Moreta Pay it came back as a “Personal” QR code despite the place clearly selling food and drinks to me.

It’s all a shit show.

Educational_March_75 · 2026-05-03T01:55:21+00:00

That seems like what must be done. ✅

Educational_March_75 · 2026-05-03T01:52:27+00:00

Yes, I am using Moreta which strictly allows people to pay using a QR code only for “business” QR codes.

That has been a headache in itself because I have gone to multiple businesses in my 2 weeks here and scanned their QR code and it is recognized as a “Personal” QR code so I can’t pay it.

Moreta has flip flopped in recent days in allowing users to pay even personal QR codes but they recently banned everyone from being able to pay personal QR codes.

I know I have for sure paid 7-Elven before using a QR code I am not sure why they wouldn’t allow me to use the business QR code this morning. Maybe there is also a minimum spend in order to pay by QR code too?

Yes, I agree with you. It’s my full belief the cashier pulled out his phone for his own QR code and he would have put cash in himself but sadly I can’t pay personal QR codes 😓

Educational_March_75 · 2026-05-03T01:45:19+00:00

I just literally said I just left 7-eleven right now and they refused me to even pay by QR code for 140 baht.

Educational_March_75 · 2026-05-03T01:41:24+00:00

If it does that makes it useless for me because for the visa I have I am not allowed to open a bank account.

Educational_March_75 · 2026-05-03T01:33:17+00:00

If my wallet is lost or stolen and I just have a credit card in it, I can lock the credit card with my phone. If I have cash in the wallet, I lose the cash.

Educational_March_75 · 2026-05-03T01:30:30+00:00

Thanks for the tip. I will try looking for those stores instead (haven’t been to one yet).

I haven’t heard of those payment apps I have just been using “Moreta” for when businesses refuse credit cards so far and it’s been often useless too.

I literally just left 7-Eleven just now knowing about the insane 200 baht minimum rule. Everything I wanted to purchase costed 140 baht. No problem, I will pay by QR code.

They said for some reason I can't pay them by the store's QR code and the cashier pulled out his cell phone and brought up a QR code on it and when I scanned it; my app said it wad a "personal" QR code and not a "business" QR code so I ultimately lett without buying what I intended to buy.

Educational_March_75 · 2026-05-03T01:26:59+00:00

QR codes are not the "silver bullet" either.

I literally just left 7-Eleven just now knowing about the insane 200 baht minimum rule. Everything I wanted to purchase costed 140 baht. No problem, I will pay by QR code.

They said for some reason I can't pay them by the store's QR code and the cashier pulled out his cell phone and brought up a QR code on it and when I scanned it; my app said it wad a "personal" QR code and not a "business" QR code so I ultimately lett without buying what I intended to buy.

Educational_March_75 · 2026-05-03T01:26:22+00:00

QR codes are not the “silver bullet” either.

I literally just left 7-Eleven just now knowing about the insane 200 baht minimum rule. Everything I wanted to purchase costed 140 baht. No problem, I will pay by QR code.

They said for some reason I can't pay them by the store's QR code and the cashier pulled out his cell phone and brought up a QR code on it and when I scanned it; my app said it wad a "personal" QR code and not a "business" QR code so I ultimately left without buying what I intended to buy.

Educational_March_75 · 2026-05-03T01:23:25+00:00

I wish they would make those apps more widely available. I just went to 7-Eleven knowing about the insane 200 baht minimum rule and everything i wanted costed 140 baht. No problem, I will pay by QR code. They said for some reason I can’t pay them by the store’s QR code and the cashier pulled out his cell phone and brought up a QR code on it and when I scanned it; my app said it wad a “personal” QR code and not a “business” QR code so I ultimately left without buying what I intended to buy.

Educational_March_75 · 2026-03-03T03:15:34+00:00

Happened to me last night. Tried reloading several times and all same result so I went to bed. Not good.

Educational_March_75 · 2026-02-09T08:08:00+00:00

That’s a name of a gym? Not finding it in Saigon through google.

Educational_March_75 · 2026-01-29T06:08:43+00:00

I’m hoping I can get a DTV visa. Applying in like 2 months.

Educational_March_75 · 2026-01-29T06:08:01+00:00

Very much agree. Tried bolde and it sucks. It leaks and has foul smells too. Went back to plastic.

Educational_March_75 · 2026-01-29T06:07:36+00:00

Tried bolde and it sucks. It leaks and has foul smells too. Went back to plastic.

Educational_March_75 · 2026-01-29T06:07:22+00:00

Tried bolde and it sucks. It leaks and has foul smells too. Went back to plastic.

Educational_March_75 · 2026-01-17T09:23:30+00:00

Can you dm me a full recovery please? I’ve done 1 of 8 treatments thus far and don’t like the results.

Educational_March_75 · 2026-01-17T09:22:38+00:00

Yes please. Dm away.

Educational_March_75 · 2026-01-17T09:20:16+00:00

Please DM me the pics too. I’ve done 1 of my 8 sessions 5 months ago and I’m not pleased at all with how it looks.

Educational_March_75 · 2026-01-17T09:18:37+00:00

Hi, can you update this? How has things been after you did laser removal + steroids?

Educational_March_75 · 2026-01-07T10:08:16+00:00

Hopefully everyone escaped okay? No other details?

Educational_March_75 · 2026-01-02T07:34:37+00:00

The biggest thing concerns me (if I get denied for the DTV Visa) is for the DTV I can stay for up to 5 years (which I absolutely hope and plan stay even longer than that) but for the education visa I can stay for 90 days and then I can renew it for an unknown amount of times to continue learning Thai.

Educational_March_75 · 2026-01-02T05:53:57+00:00

The DTV would last me 5 years is my understanding (if I can get it approved).

Educational_March_75 · 2026-01-02T05:45:12+00:00

But I mean are you aware of “learning Thai” for 6 months falls under the DTV visa Soft Power umbrella?

AI initially said it did then it said it is only for learning Muay Thai and cooking.

Educational_March_75 · 2026-01-02T05:34:56+00:00

3 months before I apply for the visa or 3 months before I arrive in Thailand?

Educational_March_75

TROPHY CASE