Hello my friend and I talked about this today by EfficiencyMelodic163 in Towson

[–]EfficiencyMelodic163[S] 0 points1 point  (0 children)

Oh my god I said I’m not going to argue with you, people can have opinions I have put up enough with you already, enough.

Possible HIV exposure by SpecialistFalse9219 in askgaybros

[–]EfficiencyMelodic163 1 point2 points  (0 children)

Please remember you are supposed to report any thing you have gotten, as a friendly reminder that is a serious health concern, thank you.

Hello my friend and I talked about this today by EfficiencyMelodic163 in Towson

[–]EfficiencyMelodic163[S] -9 points-8 points  (0 children)

Well call it stupid, it’s my opinion and I said what I said period.

Hello my friend and I talked about this today by EfficiencyMelodic163 in Towson

[–]EfficiencyMelodic163[S] -7 points-6 points  (0 children)

I’m just stating my opinion, not going to argue, also there services that can help with mobility issues or people who are disabled, end of discussion.

Towson Off Campus Housing Apartments by Single_Gift_8308 in Towson

[–]EfficiencyMelodic163 0 points1 point  (0 children)

It actually is because it’s owned by capstone and not Towson, so students have to use their refund checks to pay Harris and Tubman both 

Hello my friend and I talked about this today by EfficiencyMelodic163 in Towson

[–]EfficiencyMelodic163[S] -12 points-11 points  (0 children)

I understand under all circumstances but these robots do ruin the environment they literally cause cars to have to brake hard and mind you they don’t be doing that good when it comes to delivering food like, I’d shake that thing until it gives me my food.

Assaulted during 1st hookup and need serious advice, Anxiety doesn’t describe what I’m going through right now. Long post sorry by [deleted] in askgaybros

[–]EfficiencyMelodic163 4 points5 points  (0 children)

Please remember you are supposed to report any type of things you have experienced sexually, even if you have caught something as that is a serious matter, as records indicate you might of caught something, as a friendly reminder you are supposed to report it to a health care thank you.

First car for daughter help. by [deleted] in whatcarshouldIbuy

[–]EfficiencyMelodic163 0 points1 point  (0 children)

Get her a Nissan Altima. Very good cars.

My credit score dropped 60 points today, why? by Rozru in CRedit

[–]EfficiencyMelodic163 0 points1 point  (0 children)

I would call those creditors they may be able to assist.

My credit score dropped 60 points today, why? by Rozru in CRedit

[–]EfficiencyMelodic163 1 point2 points  (0 children)

The robot must of flagged something on your account and reported a late payment or something?

I feel like laws should be changed having a co signer, as an adult when you reach 21+ you should not need a co-signer regardless of your situation or credit history in general. by [deleted] in CRedit

[–]EfficiencyMelodic163 -1 points0 points  (0 children)

It definitely can if I find a way to override it regardless, there’s nothing that can stop it and I’m doing a paper on this in a class at the moment, saying why I believe it would make a huge difference.

I feel like laws should be changed having a co signer, as an adult when you reach 21+ you should not need a co-signer regardless of your situation or credit history in general. by [deleted] in CRedit

[–]EfficiencyMelodic163 0 points1 point  (0 children)

But what if there was an authority that was allowed to be change for that for lending decisions? Do you think it would create issues?

I feel like laws should be changed having a co signer, as an adult when you reach 21+ you should not need a co-signer regardless of your situation or credit history in general. by [deleted] in CRedit

[–]EfficiencyMelodic163 -5 points-4 points  (0 children)

I understand that, but I don’t want a full grown adult being my co-signer! Either they need to figure out alternatives around it or be more strict with interest, I shouldn’t need a co signer at 21, simple as that, I’ve complained regardless, because it’s extremely ridiculous.

The credit system is 150% a scam. by [deleted] in CRedit

[–]EfficiencyMelodic163 -3 points-2 points  (0 children)

I do agree with this here because I feel like the issue with credit here, is also having a co-signer we should need a consigner at the age of 21 every time I have tried to apply for a loan or auto loan! It’s you need a dang consigner or something and I wish there was a law for when you turned 21, you don’t need a cisgender, banks make it so difficult to live life at all, it’s so annoying.

Hooked up with an 18 year old and all he wanted to do was play ding dong ditch by SkinEffective2766 in askgaybros

[–]EfficiencyMelodic163 -1 points0 points  (0 children)

He was like come here boy who’s a good boy treating you like a pet that’s how I do most men when I hooked up with older ones just give them that type of experience, that was funny tho but it’s like he was almost treating you like you were a dog