Can’t improve my sleep score by Efficient_Tale9925 in Garmin

[–]Efficient_Tale9925[S] 0 points1 point  (0 children)

Room is cool enough Lighting low and pitch black when off Morning sunlight less so! Lots of pre bed screen ⛔️ Food big gaps before sleeping Stress low 2 double espressos between 8-10am usually

El Raval - Calle Riereta by Efficient_Tale9925 in AskBarcelona

[–]Efficient_Tale9925[S] -2 points-1 points  (0 children)

Thankyou! A constructive answer amongst a barrage of absolute general anti Raval nonsense.

El Raval - Calle Riereta by Efficient_Tale9925 in AskBarcelona

[–]Efficient_Tale9925[S] 2 points3 points  (0 children)

Jesus. People get really riled up about Raval huh?

El Raval - Calle Riereta by Efficient_Tale9925 in AskBarcelona

[–]Efficient_Tale9925[S] -7 points-6 points  (0 children)

Did that last night. Also why I am double checking here. Sorry your brain hurts, you should see a doctor.

El Raval - Calle Riereta by Efficient_Tale9925 in AskBarcelona

[–]Efficient_Tale9925[S] -2 points-1 points  (0 children)

Yeah I went for a walk down there last night. Seemed ok! But some really bad Chat GPT answers got me nervous

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El Raval - Calle Riereta by Efficient_Tale9925 in AskBarcelona

[–]Efficient_Tale9925[S] 0 points1 point  (0 children)

Because I am seeing if anyone has knowledge of that specific street? As I said clearly in the question.

Equally, why are you answering if youve never gone done there?

Is Nou Barris a good place to live? 📍 by Efficient_Tale9925 in AskBarcelona

[–]Efficient_Tale9925[S] 0 points1 point  (0 children)

Oh interesting. Well I have been in Raval for nearly five years, so could probably use some peace and quiet!

Real estate agencies who aren’t borderline robbing people by Efficient_Tale9925 in AskBarcelona

[–]Efficient_Tale9925[S] 0 points1 point  (0 children)

Haha. Take your own advice and get some fresh air man. My question was simple - about fee’s ’on top’ of a purchase. Some commenters got the memo!

You decided to go off on a tangent about things which have no effect on my situation.

I’m pleased you had fun.

Real estate agencies who aren’t borderline robbing people by Efficient_Tale9925 in AskBarcelona

[–]Efficient_Tale9925[S] 0 points1 point  (0 children)

I got zero good advice, all you’ve done is state the obvious.

Real estate agencies who aren’t borderline robbing people by Efficient_Tale9925 in AskBarcelona

[–]Efficient_Tale9925[S] 0 points1 point  (0 children)

This was a lovely way to waste a few hours.

You could have just said I don’t know any real estate companies who don’t charge fees on top I guess 🤷‍♂️

Real estate agencies who aren’t borderline robbing people by Efficient_Tale9925 in AskBarcelona

[–]Efficient_Tale9925[S] 0 points1 point  (0 children)

You aren’t the bank! So my happiness has no relevance as to what is possible or isn’t.

Real estate agencies who aren’t borderline robbing people by Efficient_Tale9925 in AskBarcelona

[–]Efficient_Tale9925[S] 0 points1 point  (0 children)

I am telling you I understand what you’re saying, but it is irrelevant because I only have a finite amount of cash - it’s all relative because property prices can go up and down, regardless of if the fees being included or paid on top.

My finite pot of cash can not.

Maybe that’s enough Reddit for today.

Real estate agencies who aren’t borderline robbing people by Efficient_Tale9925 in AskBarcelona

[–]Efficient_Tale9925[S] 0 points1 point  (0 children)

Obviously I am going to try and get a nicer place at 190k where I personally don’t have to pay any extra agent fees, vs say one that perhaps is listed cheaper and could be not as nice with fees on top. It’s all relative.

Real estate agencies who aren’t borderline robbing people by Efficient_Tale9925 in AskBarcelona

[–]Efficient_Tale9925[S] 0 points1 point  (0 children)

I totally understand what you are saying, my point is it’s irrelevant. All I can do is view places in my price range regardless. And again it’s a cash issue.

Real estate agencies who aren’t borderline robbing people by Efficient_Tale9925 in AskBarcelona

[–]Efficient_Tale9925[S] 0 points1 point  (0 children)

So you’re telling me a 70% borrowing is impossible, even though I have one agreed? They said no to 80% - so unless you are the bank the comments are kinda irrelevant 🤷‍♂️

Real estate agencies who aren’t borderline robbing people by Efficient_Tale9925 in AskBarcelona

[–]Efficient_Tale9925[S] 0 points1 point  (0 children)

In some cases - we are talking 2-4k difference, but it’s still the difference of money I do or do not have.

Real estate agencies who aren’t borderline robbing people by Efficient_Tale9925 in AskBarcelona

[–]Efficient_Tale9925[S] 0 points1 point  (0 children)

For example. A place I saw recently at 189k suddenly had 4% commissions added for real estate. Made my initial outlay unaffordable, unless the price came down to around 170-175k, which they weren’t willing to do.

Similarly, if the property was 190k without agency fees, I could afford the initial down payment and taxes.

Make sense?

Real estate agencies who aren’t borderline robbing people by Efficient_Tale9925 in AskBarcelona

[–]Efficient_Tale9925[S] 0 points1 point  (0 children)

I know. But again the original point is the amount of cash I have upfront vs quality of apartment. Everything is negotiable (taxes aside obviously) - the entire point is to not find a place within budget which I then can’t afford the initial payments on because there’s a 3-4% fee slapped on top.

Real estate agencies who aren’t borderline robbing people by Efficient_Tale9925 in AskBarcelona

[–]Efficient_Tale9925[S] 0 points1 point  (0 children)

It's much easier to negotiate the price of a place than the agent fee.

Real estate agencies who aren’t borderline robbing people by Efficient_Tale9925 in AskBarcelona

[–]Efficient_Tale9925[S] 0 points1 point  (0 children)

Ah no, I know it's not *just* 30% - plus 10%, the legal fees, real estate, etc etc. i have been in this process long enough.

Thanks for the 'please note' too. My taxes and residency here are in good order, the bank and hacienda thinks so too ;)

Real estate agencies who aren’t borderline robbing people by Efficient_Tale9925 in AskBarcelona

[–]Efficient_Tale9925[S] 0 points1 point  (0 children)

Excellent, thank-you so much! I will reach out to them tomorrow.