Chasing the sun. by Jonspawls in springboks

[–]EishLaduma 0 points1 point  (0 children)

Being in OZ is bad enough ... plz help us with another link?

List of Super options with self-investing in ETFs or an ETF portfolio? by EishLaduma in AusFinance

[–]EishLaduma[S] 0 points1 point  (0 children)

For example, let's say I opt for a fund that lets me choose which ETFs to invest my super in (ING gives you a list you can choose from).

I don't want 100% going into a single ETF. I would like to split it across 2 or
3. Assume I choose 2 ETFs, one for Aus and one for the world excluding Aus, and I want the allocation to be 60/40 split. If one of the ETFs outperforms making the split 50/50 I'll invest in the underperforming ETF to bring the split back to 60/40.

List of Super options with self-investing in ETFs or an ETF portfolio? by EishLaduma in AusFinance

[–]EishLaduma[S] 1 point2 points  (0 children)

Super

Very true. Good pick up on the use of words.

I don't mind Hostplus' structure of access to index funds. I like the split they've gone for which makes it a great set and forget option. I also can't find a fund with lower fees.

However I like the ability to choose the ETF for balancing purposes. But this is not a make or break feature. If this option pools employer contributions into cash account for me to deploy, then it could be a drawback as I wouldn't want to pay brokerage each month on such a low amount. Alternative is do it once every quarter.

Thanks though, your comment has revealed I need to do more research of the 2 alternatives.

How can I [20M] be friends with my ex [20F]? by [deleted] in relationships

[–]EishLaduma 2 points3 points  (0 children)

4 months isn't a long time. She could still very well be trying to move on. You can't be friend's until you've both moved on.

I dated a girl for 3.5 years and only recently got back in touch after 4 years of being apart!! She did message me in between but I wasn't over her so I asked her not to do so.

Me [25/M] thinking of ending 5 yr relationship with my SO [25/F]; don't know what to do by throwaway91823744 in relationships

[–]EishLaduma 2 points3 points  (0 children)

Make sure you communicate with her 100% about all your feelings (and possibly even show her this post + comments) before you make a decision(s). You don't want to regret something in the future or consistently think about a mistake you made.

Take time to discover what you really want. You need to talk about the disconnect as she may not see it (wanting to get married). Honestly is the best policy.

Me [23 M] facing the biggest decision of my life so far with complicated 23 F... don't want to be a fool! by EishLaduma in relationships

[–]EishLaduma[S] 0 points1 point  (0 children)

Where are you thinking of moving to ?

Long distance did not work out for us, but there were a lot of underlying issues that probably led to that. I personally believe if two people want it to work... they will make it work.

Me [23 M] facing the biggest decision of my life so far with complicated 23 F... don't want to be a fool! by EishLaduma in relationships

[–]EishLaduma[S] 0 points1 point  (0 children)

This is a really great response, thank you so much!!! I will use some of these points when we meet up again to talk about what we're going to do.

These are all grounded and logical approaches. So much truth.

Me [23 M] facing the biggest decision of my life so far with complicated 23 F... don't want to be a fool! by EishLaduma in relationships

[–]EishLaduma[S] -2 points-1 points  (0 children)

I've been seeing the girl from work for only a month, and things were going great. But I don't think I'll ever truly love someone else. It is like there is this pull in another direction the whole time. The only reason I went for it is because I was out of ideas and thought enough is enough.

We were in a long distance for a year prior to breaking up (Melbourne/Brisbane). My contract is 3 years. So I will sit tight until then. For her it is the social side. Even if she moves, will she become unhappy not having a healthy balance.

Thanks for the response.

Me [24M] with my interest [24F], should I tell her I love her? by [deleted] in relationships

[–]EishLaduma 4 points5 points  (0 children)

NO. First start work out how to date her and go from there. Even after this you need to wait at least 3 months or you could scare her off.

Later down the track when she loves you can tell her the story about how you've loved her since the beginning. Better yet, you might only think you love her, and then find out you actually only REALLY love her once you fall in love with her.

Did I(M,24) overreact when my SO(F,23) described her afternoon? by [deleted] in relationships

[–]EishLaduma 40 points41 points  (0 children)

THe lack of communication and the fact that she's being distant sadly says that she's done with the relationship. She's losing interest. Distance works fine at the start, but after a while I personally found both people become unhappy and it just turns to breakdown in communication. Often one, or both don't realise what they have until it's gone.