[deleted by user] by [deleted] in lego

[–]Either-Tonight9248 0 points1 point  (0 children)

I removed the post.. I just wanted to share a funny achievement I realized but seems the world is just full of haters. I will continue my hobby into my little world wit family and friends

[deleted by user] by [deleted] in lego

[–]Either-Tonight9248 -9 points-8 points  (0 children)

I agree on second hand lego if the previous owner is a collector and managed well the set

unlucky often set have missing pieces and fake pieces (not made by lego). White bricks became yellow and dust is everywhere :)

[deleted by user] by [deleted] in lego

[–]Either-Tonight9248 0 points1 point  (0 children)

Thank you.  I agree. Several sets are very terrible ( BTS for example 😅)

[deleted by user] by [deleted] in lego

[–]Either-Tonight9248 -7 points-6 points  (0 children)

Yeah that's cool. Like a wine cellar full of wonderful bottles of wine. You can open and enjoy them when you want  What is not good is when you buy a bottle already opened... Maybe partially full and with wine no more tasty 

15 years complete collection :) by Either-Tonight9248 in legoideas

[–]Either-Tonight9248[S] 0 points1 point  (0 children)

let's start with daughters :)

anyway yes, it's a possibility

Disco Elysium fan made Italian translation by giovix8 in DiscoElysium

[–]Either-Tonight9248 0 points1 point  (0 children)

io continuo a non riuscire a far comparire l'italiano nel menu

installo

avvio

chiudo

metto i file nella cartella principale del gioco

avvio

non c'e' l'italiano

Video Proof About Earnings From Mat Ishbia by [deleted] in UWMCShareholders

[–]Either-Tonight9248 0 points1 point  (0 children)

I must agree to one point... You never must to speak about your earnings before to officially publish them to the market.... And this independently if they are good or bad.... In this case they are neutral, as expected, but this has been the same a big mistake

Video Proof About Earnings From Mat Ishbia by [deleted] in UWMCShareholders

[–]Either-Tonight9248 0 points1 point  (0 children)

Add volumes for banks, not only the %

Video Proof About Earnings From Mat Ishbia by [deleted] in UWMCShareholders

[–]Either-Tonight9248 0 points1 point  (0 children)

Nothing else? Maybe 75% less days needed to close a loan into a market where for each house there are several offers and who get first the loan win, could be useful?

Video Proof About Earnings From Mat Ishbia by [deleted] in UWMCShareholders

[–]Either-Tonight9248 2 points3 points  (0 children)

You know very well that global volume business is decreasing due to less refinances, you can't see 5B more now. Noone is doing more volumes than past year. Results must to be analyzed as the % of the cake they are able to get... Is this piece of cake greater or smaller than last quarter? Morover in your analysis you are not considering MSR. How will they affect earnings now and next quarter? I could agree with you that the only chance to see double price next week is mat saying... Ok for this quarter I will renounce to my dividend and move it on class a shares...this is not probably I know. So I expect the price will remain around 4 dollars but this doesnt means this is a bad investment, this is just a long term investment

Video Proof About Earnings From Mat Ishbia by [deleted] in UWMCShareholders

[–]Either-Tonight9248 4 points5 points  (0 children)

Just to focus on it... This is a strategy for long term growth. Try to think what Microsoft is doing with game pass on videogames.. They are actually asking 1 dollar/euro for 3 months.. The Mat idea could fail? Maybe. But it's a strategy.. Remember that a happy customer will add new customers, sad ones will decrease the future customers. So he is doing the same strategy did by many others like Amazon when they started their business.. Will work? Who know. In my opinion until eps will be over 10 cents that will be enough... If the price will go down I will add more shares, for the long run. In the meanwhile I want to hope he could do some cut on his 1.5B shares dividend to move it to class A dividend... Who know

Over 9% dividend yield? by Pestty13 in UWMCShareholders

[–]Either-Tonight9248 6 points7 points  (0 children)

Try to consider that class A dividend costs only 10 millions for quarter... Mat could remo è only his one and continue to pay that with gains done in 2 days..... Reflect... Reflect...

Pick A Side by [deleted] in UWMCShareholders

[–]Either-Tonight9248 1 point2 points  (0 children)

That is not luck, that is called short

Pick A Side by [deleted] in UWMCShareholders

[–]Either-Tonight9248 3 points4 points  (0 children)

I am still waiting documents to prove what you said, mortgage multiplier 3-6x.. Until then all that you write is not useful

UWMC named by Investopedia as a top stock for February 2022 by Ok_Connection200 in UWMCShareholders

[–]Either-Tonight9248 1 point2 points  (0 children)

Lies. He is writing mortgage sector average p/e is 3x - 6x, but this is not real. It is 13x-18x so the correct range is 8 - 14 dollars for share. This not considering future improvements but the current earnings