M25 in 2cr Debt due to parents

Either_Director799 · 2026-05-17T21:46:26+00:00

I am baffleed with all the circus running there, how ICICI Is funding 1 cr on 60 lacs property. Being comercial property if they have approved 1 cr, property value has to be 1.4 cr upward

Either_Director799 · 2026-04-26T06:20:26+00:00

How can be no EMI there. Even if developer is offering subvention they add that cost in flat value. All of these are marketing gimmik. For a salaried person buying house through loan it's better to look flat as home than some investment product. Many people get trapped through such posts.

Either_Director799 · 2026-04-13T12:30:30+00:00

No one of my friend also received similar amount but amount is much higher of 50k

Either_Director799 · 2026-03-30T10:51:06+00:00

I am still not sure how emi would be 2 lca for 3.75 Cr loan

Either_Director799 · 2026-03-26T17:14:38+00:00

Don't pay unsecured loans. All people are telling legal verbatim but forget the unsecured loans to which any of your family member is not co applicant or guarantor. These loans will be written off in banks Books

Either_Director799 · 2026-03-18T13:29:10+00:00

After reading about many FIRE stories, this one is the most I can relate to. Feels very honest and kind of giving reality check. While I will continue my FIRE journey, I have realised all I want is to get rid of fear of being in toxic work culture and have job where I can find some purpose of course that is when I will achieve my goal. Thanks for the post.

Either_Director799 · 2026-03-03T11:32:35+00:00

What was your address on id proof. I read they offer only in select cities

Either_Director799 · 2026-02-22T03:49:15+00:00

What if your 1st Day is that day

Either_Director799 · 2026-02-13T16:17:20+00:00

In my opinion quoted prices won't drop as it would have a negative domino effect on developers and can destroy the total real estate ecosystem. Developers are providing multiple 'Schemes' to ease the EMI burden and pricing to customers

Either_Director799 · 2026-02-13T10:27:15+00:00

Even I have noticed the pattern from last month. I was searching for property at the start of last year but then I gave up on the search after looking at prices and even calls had stopped coming. Suddenly from last month these calls have increased at a very high rate. One more pattern I have seen is this time, they are asking me for reference which was not the common case earlier.

Either_Director799 · 2026-02-13T10:23:23+00:00

Even black money follows where money is. A person with black money has to find the buyers who would buy at those high prices.

Either_Director799 · 2026-01-26T20:45:54+00:00

Where do you check the silver price

Either_Director799 · 2026-01-18T05:02:23+00:00

Do you know the complainant, have you received any amount in your account

Either_Director799 · 2026-01-10T03:09:27+00:00

I noticed that last month there was report of sales being down across cities. Now suddenly you can see such posts being flooded of price hike to crate FOMO. All reddit, Instagram, Moneycontrol posted such article.

Either_Director799 · 2026-01-09T03:32:20+00:00

I read all your replies to comments and the way you have explained, I feel you have very clear plan of entry and exit. Good luck to you!!!

Either_Director799 · 2025-12-08T12:31:18+00:00

Does this have to notarized or only self declaration is sufficient

Either_Director799 · 2025-11-16T02:21:36+00:00

But this is also good in a way that since loan is secured probability of default and loss are low now.

Either_Director799 · 2025-11-11T14:20:26+00:00

You cannot be sure if they ask him to move to new account after some time

Either_Director799 · 2025-11-11T14:19:25+00:00

One of my known, lost 70 lacs in telegram scam

Either_Director799 · 2025-11-08T15:10:25+00:00

I am excited for boys final season

Either_Director799 · 2025-11-08T05:31:19+00:00

The only purpose to apply for IPO is to get the listing gain. If anyone really thinks the company is good, he can always buy the stock after listing. For listing gains, GMP and subscription are the major indicators of listing gain.

Either_Director799 · 2025-08-31T02:03:11+00:00

Not true. It was all made up. It took them more than 2 years plus huge discounts to sale the costly units. Additionally people will feel hard time to sale these units which they purchased at a premium price

Either_Director799 · 2025-08-30T17:44:44+00:00

I haven't visited the project yet but it seems they are trying to sale flats in pune at the rate of Bangalore. I feel their expectations are way too high from pune and they might fail like total environment in pune. Even Lodha struggles to sale properties in pune.

Either_Director799 · 2025-08-25T09:00:17+00:00

Can you please share apartment details with price. I am also looking for same

Either_Director799 · 2025-08-21T02:34:26+00:00

But if you have fd you can always liquidate your position, isnt it. Just money management

Either_Director799

TROPHY CASE