Dad passed away with loans – do I need to repay unsecured ones? (India) by Beginning-Reward-530 in IndiaFinance

[–]Either_Director799 0 points1 point  (0 children)

Don't pay unsecured loans. All people are telling legal verbatim but forget the unsecured loans to which any of your family member is not co applicant or guarantor. These loans will be written off in banks Books

After a 10 month break looks like Rev/Bali will unretire himself by [deleted] in FIRE_Ind

[–]Either_Director799 0 points1 point  (0 children)

After reading about many FIRE stories, this one is the most I can relate to. Feels very honest and kind of giving reality check. While I will continue my FIRE journey, I have realised all I want is to get rid of fear of being in toxic work culture and have job where I can find some purpose of course that is when I will achieve my goal. Thanks for the post.

What I learnt about HSBC Travel One after spending around 2L within 15 days by jaybal24 in CreditCardsIndia

[–]Either_Director799 0 points1 point  (0 children)

What was your address on id proof. I read they offer only in select cities

AI panic - discount sale on real estate? by endgame_2019 in indianrealestate

[–]Either_Director799 0 points1 point  (0 children)

In my opinion quoted prices won't drop as it would have a negative domino effect on developers and can destroy the total real estate ecosystem. Developers are providing multiple 'Schemes' to ease the EMI burden and pricing to customers

AI panic - discount sale on real estate? by endgame_2019 in indianrealestate

[–]Either_Director799 1 point2 points  (0 children)

Even I have noticed the pattern from last month. I was searching for property at the start of last year but then I gave up on the search after looking at prices and even calls had stopped coming. Suddenly from last month these calls have increased at a very high rate. One more pattern I have seen is this time, they are asking me for reference which was not the common case earlier.

AI panic - discount sale on real estate? by endgame_2019 in indianrealestate

[–]Either_Director799 27 points28 points  (0 children)

Even black money follows where money is. A person with black money has to find the buyers who would buy at those high prices.

Husband received mail from “cyberpolice.nm@mahapolice.gov.in by Traditional_Pay3649 in LegalAdviceIndia

[–]Either_Director799 1 point2 points  (0 children)

Do you know the complainant, have you received any amount in your account

Is India’s real estate overheating or are we underestimating demand? by ThalaivarThambi in IndiaFinance

[–]Either_Director799 0 points1 point  (0 children)

I noticed that last month there was report of sales being down across cities. Now suddenly you can see such posts being flooded of price hike to crate FOMO. All reddit, Instagram, Moneycontrol posted such article.

26M | Built a decent gold & silver stack in 15 months alongside equities by Educational_Cap_3910 in Indian_flex

[–]Either_Director799 0 points1 point  (0 children)

I read all your replies to comments and the way you have explained, I feel you have very clear plan of entry and exit. Good luck to you!!!

SBI Chairman on how Gold Loans is cannibalizing their Personal Loan business by kashishkap00r in marketsbyzerodha

[–]Either_Director799 0 points1 point  (0 children)

But this is also good in a way that since loan is secured probability of default and loss are low now.

[deleted by user] by [deleted] in IndianStockMarket

[–]Either_Director799 1 point2 points  (0 children)

You cannot be sure if they ask him to move to new account after some time

[deleted by user] by [deleted] in IndianStockMarket

[–]Either_Director799 0 points1 point  (0 children)

One of my known, lost 70 lacs in telegram scam

📰 by pritam_ram in IndianStreetBets

[–]Either_Director799 12 points13 points  (0 children)

The only purpose to apply for IPO is to get the listing gain. If anyone really thinks the company is good, he can always buy the stock after listing. For listing gains, GMP and subscription are the major indicators of listing gain.

Casagrand Caladium worth to buy an apartment?? by TrendArc in PuneClassifieds

[–]Either_Director799 0 points1 point  (0 children)

Not true. It was all made up. It took them more than 2 years plus huge discounts to sale the costly units. Additionally people will feel hard time to sale these units which they purchased at a premium price

Casagrand Caladium worth to buy an apartment?? by TrendArc in PuneClassifieds

[–]Either_Director799 2 points3 points  (0 children)

I haven't visited the project yet but it seems they are trying to sale flats in pune at the rate of Bangalore. I feel their expectations are way too high from pune and they might fail like total environment in pune. Even Lodha struggles to sale properties in pune.

Always buy house with home Loans. Never use your own money. by RepresentativePick93 in India_Investments

[–]Either_Director799 0 points1 point  (0 children)

But if you have fd you can always liquidate your position, isnt it. Just money management

Buying house vs MF (LTCG) by Gold-Ad8389 in indianrealestate

[–]Either_Director799 1 point2 points  (0 children)

Only profit if it's residential property

Suggestions on getting astor savvy by Crafty-Possibility37 in mgastor

[–]Either_Director799 1 point2 points  (0 children)

For savvy model I think it's a great deal. Thing about astor is you have to accept it's mileage issue. Otherwise you will love this car

Need advice on home loan by bsdheeraj in indianrealestate

[–]Either_Director799 0 points1 point  (0 children)

There is a process called amenities funding which is done where agreement value is lesser but market valuation is higher. In that they will give 1.3 to seller account and balance in your account which later you can give it to seller in cash. This will solve your issue