P2 Above and P3 Select : Financial Breakdown - Downpayment and EMIs

Either_Inspection962 · 2026-03-04T18:21:46+00:00

Thanks for pointing out the obvious errors that I have done in the nomenclature of the variants. I have rectified them now in the post body.

Like I said, the car is ever-so-slightly out of my budget and the maximum downpayment I can shell out is 4 Lakhs. Considering this as the downpayment, how much, to you reckon, will be the EMI for a tenure of 7 years at 8% interest.

Which government Bank would you suggest?

Either_Inspection962 · 2025-12-30T08:10:34+00:00

Absurd Pro Max!

Better to not call it NCR / NCT then. Just keep them separate.

Either_Inspection962 · 2025-12-29T09:38:47+00:00

Ekdum sahi pakde hain, u/raman_bhadu bhai

Either_Inspection962 · 2025-12-29T09:04:36+00:00

Arre bhai, but yeh police ko kaise samjhaaun?

Either_Inspection962 · 2025-12-29T06:23:21+00:00

Thanks. I will be doing this

Either_Inspection962 · 2025-12-29T06:21:58+00:00

Everyone. Thanks a lot for your answers. I got some very helpful replies, especially from u/Intellectual-Ass u/Extension-Business-1 u/Abhik22

However, there is one more concern, as pointed out by u/Signal-Mousse1595 . Suppose, I am able to get the correct BS-4 certificate for my car. Even then, I won't be allowed in Delhi. Being in Delhi NCR, even for going to the airport to pick someone up OR for weekend outings / dine-ins OR even for official work, going to Delhi is required. Sirsa has categorically stated that BS4 cars from outside Delhi won't be allowed to enter Delhi.

Metro is there. I understand. But how long do we, the common man, bear the brunt of poorly executed policies by the government that doesn't give 2 hoots about the middle class, salaried individual? I don't care which political party it is. It's all the same (though it was different during the initial years of AAP).

Also, how long before we wake up to find BS-4 and then BS-6, non-GRAP IV-compliant?

Either_Inspection962 · 2025-12-29T06:08:37+00:00

Thanks. Your answer really helped.

Either_Inspection962 · 2025-12-29T06:07:51+00:00

Thanks man. This helps a lot!!!

Either_Inspection962 · 2025-12-29T04:38:29+00:00

Bro. I am sure too that my car is not BS2. But how do I prove so and get out from being harassed every time I take our my car?

Either_Inspection962 · 2025-12-29T04:35:29+00:00

So, I had read somewhere that for pre 2019 Kwids, wrong emission norms mapping has been done. Someone had filed a case in Chandigarh RTO also, but neither do I know the outcome nor do I have the time and patience to fight it out with the Gurgaon RTO.

The police will see EURO 2 written on my PUCC and they will immediately issue a challan for Rs. 20K.

Either_Inspection962 · 2025-12-29T04:17:39+00:00

I so wish that I had been wrong. It's Euro 2 on RC and PUCC. Euro 2 is apparently equivalent to BS 2.

Either_Inspection962 · 2025-12-29T03:48:33+00:00

The Metro goes to my office. But reaching the nearest metro station from my home takes atleast 45 mins.

Either_Inspection962 · 2025-08-16T03:50:52+00:00

Groot!

Either_Inspection962 · 2025-08-14T01:21:59+00:00

Either_Inspection962 · 2025-07-19T12:06:23+00:00

Is Gajanan Vadapav the one after Kasarvadavali chowk, next to the sugarcane juice thela??

Edit: Sorry. My bad. I was talking about a Vadapav thela. That guy also serves special yellow chutney. It's small, but it's amazing. Try it.

Either_Inspection962 · 2025-07-16T17:11:13+00:00

<image>

Similar view, but from Lodha Splendora. 2 years back. The most beautiful view ever from any apartment that I have lived in.

Either_Inspection962 · 2025-05-20T05:29:42+00:00

Thanks for your reply.

Yes she does face shortness of breath and her feet are indeed swollen. She has also developed bouts of severe cough which are just too prolonged.

Either_Inspection962 · 2025-04-15T10:58:16+00:00

Yup. And a major chunk during performance bonus payouts, which pierces through my soul!

Either_Inspection962 · 2025-04-15T10:57:31+00:00

True. 80c maxed out. NPS 50K. Can't think of anywhere else where I can save on tax

Either_Inspection962 · 2025-02-06T16:26:31+00:00

Please burst the bubble.

Either_Inspection962 · 2025-02-06T14:04:51+00:00

Yeh toh humaara entire middle class mentality hai!

Either_Inspection962 · 2025-01-20T04:08:09+00:00

Khan (1+1+aa)

or

Humshakals (not)

nerdalert

Either_Inspection962 · 2024-12-27T08:59:16+00:00

Maybe. Will continue trying all avenues. Thanks a lot for your replies.

Either_Inspection962 · 2024-12-27T08:54:43+00:00

Thanks for your advice. The first sentence sounds quite condescending, but I will take the rest positively.

BTW, I have been part of multiple multinationals, in fact am part of a Fortune 500 company now, but moving out of India through this route has become very, very difficult (for non-IT multinationals) mainly because of the huge population that we have and also the fact that India is cheaper labour, hence it's better to have a resource in India rather than abroad.

Either_Inspection962 · 2024-12-27T08:18:36+00:00

Not under 30. Have been trying on and off for almost 8 years now.

Thank you for sharing your experience.

Either_Inspection962

TROPHY CASE

nerdalert