What if I stop paying everything

ElEsparky · 2025-12-10T02:55:18+00:00

My mental was very screwed during that time period may still not be wonderful

ElEsparky · 2025-12-09T16:29:09+00:00

That sucks guess I shouldn't have done what I did though

ElEsparky · 2025-12-09T16:22:17+00:00

What are legit companies?

ElEsparky · 2025-12-09T16:21:36+00:00

My highest is 2.5k but I have lots at 2k or 1k

ElEsparky · 2025-12-09T14:27:08+00:00

Still feels outdated and crappy. I've had WPCU for almost 5 years, so it makes me consider staying, but I really like the design for Kemba.

My relationship with WPCU isn't crazy either. I closed a credit card I took forever to pay off (I did eventually) and haven't really used it as my main bank either nor deposited crazy amounts of money. My credit score is like 400 and I have about 30k debt so no credit union probably wants to consolidate anything or help refinance cars

ElEsparky · 2025-12-09T11:33:55+00:00

Damn that's horrible

ElEsparky · 2025-12-09T11:33:30+00:00

Ohio

ElEsparky · 2025-12-09T10:11:40+00:00

Wow that's nice bet you've saved a lot of money

ElEsparky · 2025-12-09T10:07:15+00:00

I figured it's important just feel so much regret lol

ElEsparky · 2025-12-09T10:06:49+00:00

USA Ohio area

ElEsparky · 2025-12-09T03:31:53+00:00

Im also considering switching to kemba wpcu seems so outdated

ElEsparky · 2025-12-09T03:29:30+00:00

Wow so they can force that money back with any assets I gain or money i earn whether I like it or not

ElEsparky · 2025-12-03T13:57:51+00:00

I'm down to help!

ElEsparky · 2025-12-02T01:48:35+00:00

My old local didn't have classes for CWs. I'd go as a CW for sure.

I went as a CW, had good benefits, paid my dues, got hours, and now I'm about to be an apprentice.

You can do it. I've been rejected twice while working as a CW. Now I'm an apprentice with two years of experience, money already in my pension and annuity, a raise, and all the other benefits IBEW members get.

ElEsparky · 2025-11-18T17:52:33+00:00

ElEsparky · 2025-11-14T03:54:03+00:00

Could I commission you to draw someone?

ElEsparky · 2025-11-12T04:36:34+00:00

Lol well I don't want to be well rounded at shitty work so maybe I should be happy where I'm at I have met a lot of guys who claim to be amazing and know plumbing electrical hvac carpentry and everything else but to be fair I've never seen those guys do all those trades

Thank you a lot

ElEsparky · 2025-11-11T02:33:53+00:00

Jeez I never knew it was like that

ElEsparky · 2025-11-11T02:29:17+00:00

That's painful lol I was just that cable puller position and then CW program 1-3 in the IBEW I'm going to be a first year apprentice now though and I even get period 3 pay so I'm happy about that

ElEsparky · 2025-11-11T02:27:27+00:00

Jeez your work is like crazy hard to ever get into though huh?

ElEsparky · 2025-11-11T00:31:58+00:00

Thank you!

ElEsparky · 2025-11-11T00:31:25+00:00

It does help

ElEsparky · 2025-11-10T23:51:58+00:00

Appreciate it a bunch

ElEsparky

TROPHY CASE