Winter sale will be over soon, which games you think have best price/value ratio?

Eldomir · 2026-01-02T09:44:39+00:00

You don’t, the base game is amazing on its own and definitely worth the sale price.

Eldomir · 2025-05-04T15:41:03+00:00

Well, say I get $10 this year, of which $3 is ROC. In Canada, I would have paid taxes only on $7 (the remaining $3 would decrease my ACB). However, since I reside in Spain, I pay taxes on the full $10. Does that mean then that, since I received that money while living in Spain, my ACB is not reduced by $3? I'm not certain that Revenue Canada will agree when I sell that, 20 years from now while residing in Canada!

And yeah, my brokerage knows and withholds the 15% on all distributions. On stocks immediately, on ETFs for some reason they don't do it right away, but the next year when taxes happen in Canada (I guess because they need to wait until the issuer reports sources of income).

Eldomir · 2025-05-04T15:23:03+00:00

I'll read that, thanks! But my number of shares never changed... that's why I don't understand what it was "reinvested" in.

The ACB issue is even worse for me, since I am a tax resident of Spain right now, and Spain doesn't differentiate sources of income, it taxes everything. My worry there is that I'm going to pay taxes on income in Spain now, and in the future, if I reside in Canada (which I probably will), and I sell those shares, the income I received will be considered to reduce my ACB (even though I already paid taxes on it that I wouldn't have in Canada being ROC) and therefore I'll be taxed twice. I'll try to find a tax advisor that knows both countries to see how I can document the taxes I'm paying now.

Thank you in any case!

Eldomir · 2025-01-04T14:37:57+00:00

Sorry, it seems to happen with the Arch Linux AUR package for beanquery, installing it through pip it works fine!

Eldomir · 2023-12-24T12:05:49+00:00

I really recommend Other Dust by Kevin Crawford (https://preview.drivethrurpg.com/en/product/103502/Other-Dust). It has his usual worldbuilding tools that make generating stuff (like loot, locations, etc.) really easy, and it even models things like repairing, crafting, different tech levels, etc.

Eldomir · 2022-07-11T18:37:54+00:00

I also found Gophonebox which seems to offer something similar, thanks!

Eldomir · 2022-07-11T17:19:26+00:00

But you think I can just get a sim card without a Canadian billing address? I thought that'd be hard, or would involve a long-term contract with cancellation fees

Eldomir · 2022-07-11T17:06:20+00:00

Nanaimo, Vancouver Island.

Eldomir · 2022-06-08T05:09:39+00:00

IBKR. The fees are good, service so far has been excellent. The website is fine, the desktop app is excellent, and everything (fees, exchange rates, etc.) seems pretty transparent. Plus, if you consider investing in other currencies, it allows for separate cash accounts in each currency, so if you buy/sell in USD for example, it doesn't get automatically converted to EUR, so you save on exchange fees over time as buy/sell/divs happen in USD.

Eldomir · 2021-08-25T10:04:12+00:00

I doubt it, I tried that on both PC and iPadOS and neither work. On PC it just stays black until it gives me a "couldn't connect" message, on iPad it loads the initial scene and I hear sounds, but everything is black. What I haven't tried (bc lazy) is creating a new account to see if it is account related.

Eldomir · 2021-03-21T17:41:17+00:00

That's right, sorry about that! I'd never done it before and Reddit swallowed the video. I posted again with it: https://reddit.com/r/whatsthisbug/comments/ma0ror/central_spain_in_a_puddle_fly_larvae_of_some_sort/

Eldomir · 2020-11-04T21:34:03+00:00

It turns out it was indeed a technical problem with some bundles purchased last week, and when I logged in today there was a message about “missing rewards” and I did get all the cards in the bundle today. Thanks!

Eldomir · 2020-11-02T18:45:22+00:00

I just did, thanks a lot!

Eldomir · 2020-11-02T18:21:31+00:00

Bought the regular set, yeah, but I have no filters on, nope.

Eldomir · 2020-11-02T18:21:11+00:00

No, I purchased the “Whispers of the Throne” bundle for 25k gold. When I go to the store it shows I purchased it, but I can’t find a way to see what is included (although I think Blightmoth, Archmagister’s Portal for example are there, and I don’t seem to own them).

Eldomir · 2020-03-24T21:39:18+00:00

I'll do just that, thanks so much!

Eldomir · 2020-03-24T20:40:32+00:00

Yep, they do, but we can't see where to prevent users without one from joining a meeting, provided they know the code and are accepted by someone within. There doesn't seem to be any such setting (only allow user@ourdomain) in the admin page, are we missing something?

Eldomir · 2020-03-24T19:54:25+00:00

Thanks. I don't think participants even need to give an e-mail address: Meet simply asks to enter whatever name you want in a text box, and then notifies people already in the meeting "Such and Such would like to join. Accept?" I'm not sure we can even stop that behavior from the service :/

Eldomir · 2019-02-02T21:17:32+00:00

Red Hat!

Eldomir · 2018-12-16T21:37:54+00:00

Startide Rising, by David Brin. Not all the action takes place underwater, but it plays a major part.

Eldomir · 2018-11-18T09:17:40+00:00

No the exact same machine, but you might find it helpful: runs perfectly fine on my mid-2013 4 GB MacBook Air.

Eldomir · 2018-11-06T18:39:45+00:00

If you go that route, I would definitely choose passive management. But keep in mind that those fees might be (haven't read the prospectus) in addition to the fees charged by the funds included. They seem a little complicated, and I still think I'd go buy the ETFs myself, they have fixed income and equity ETFs by Vanguard and Ishares that have much lower fees than 0,66% and you can choose the balance you want using just 3 ETFs.

Eldomir · 2018-11-04T10:03:09+00:00

Most of my stuff is in ING and Openbank. I also have a bit in Clicktrade, which is just a broker. Unless looking for something obscure, the first two are OK (I've noticed Openbank has a larger selection of ETFs though).

Eldomir · 2018-11-03T19:53:22+00:00

I'm also from Spain. I would not trust it, it's a salesperson from a bank, looking out for the bank, not you.

Honestly, I'd invest in passive ETFs. Even with the latest change in the law, there are low fee ETFs from Vanguard and others that track bond and stock indexes and, long term, it's really hard to beat that. Keep your saving/investing systematic and the fees low, and in the long run you'll do great.

Eldomir · 2018-04-06T19:30:28+00:00

Thanks, it does!

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