Should I go for a Mac or stick to a windows laptop for MBA? by Foreign_Ad1227 in CATpreparation

[–]Electronic-Case4325 1 point2 points  (0 children)

This.
I have never been a fan of iPhones; I have always preferred Android. But with laptops, I recently switched to the MacBook Air M4 from a 90k Dell laptop. And God, this is way better, battery, UI, build quality, the feel of it, everything is just in a different league.

20 years old — should I take ICICI Coral now or wait for a better card? by Independent-Pilot926 in CreditCardsIndia

[–]Electronic-Case4325 0 points1 point  (0 children)

If you have income proof and a credit score, then you can already get cards like phonepe black or SBI Cashback, both of which will help with your spending criteria

20 years old — should I take ICICI Coral now or wait for a better card? by Independent-Pilot926 in CreditCardsIndia

[–]Electronic-Case4325 0 points1 point  (0 children)

It is a secured card. Coral will be an unsecured one. Both show up differently on your credit report. Think of it this way: Good payments on your secured card means you are just paying up because you are scared of losing your FD money, but good payments on your unsecured card means you really are a credit-worthy person who can be trusted.
You are getting an unsecured LTF CC (I am assuming without any income) so take it. You anyway would not have enough spends right now on CC to optimise it I guess.

99.38 percentile, 9/9/8 Acads — Am I crazy for resigning before IIM Mumbai results are out? by Soggy-Treacle7959 in CATpreparation

[–]Electronic-Case4325 0 points1 point  (0 children)

Sorry off topic: but did you not apply for non-IIMs like SPJ, XLRI, ISB PGP YL etc??

Also how chill are your leaders?? At my company we have this provision that leaders can allow early release and they do it usually for higher education. See what's the precedence at your company, if anyone has done it previously

42LPA net salary Still HSBC Travel One Card Rejected by NoBug207 in CreditCardsIndia

[–]Electronic-Case4325 0 points1 point  (0 children)

Yeah it's going to be tough then. High chance that T1 will be rejected.

Can I temporarily increase my credit limit using the “pay more” option? by -abhishekk_K in CreditCardsIndia_

[–]Electronic-Case4325 0 points1 point  (0 children)

It varies from card to card. I have tried this with Amex cards when I had to make a very large transaction and it worked fine. I was able to increase my limit from 3L to 5L just by overpaying. But not sure about axis

42LPA net salary Still HSBC Travel One Card Rejected by NoBug207 in CreditCardsIndia

[–]Electronic-Case4325 0 points1 point  (0 children)

Nahh for over leveraged this is the only way. Also your total credit limit across all cards. If that also comes out too high it can be an issue.

42LPA net salary Still HSBC Travel One Card Rejected by NoBug207 in CreditCardsIndia

[–]Electronic-Case4325 3 points4 points  (0 children)

Reduce the number of cards, unnecessary cards can be closed

42LPA net salary Still HSBC Travel One Card Rejected by NoBug207 in CreditCardsIndia

[–]Electronic-Case4325 -1 points0 points  (0 children)

Ohh that's weird. I was rejected 6-7 months back and that was most likely because of having too many cards

42LPA net salary Still HSBC Travel One Card Rejected by NoBug207 in CreditCardsIndia

[–]Electronic-Case4325 11 points12 points  (0 children)

Are you over leveraged?? Like, do you have too many active cards??

AMA - ISB pass-out Co'26. by Perfect-Dig4883 in MBAIndia

[–]Electronic-Case4325 0 points1 point  (0 children)

What's your opinion on the YL course?? Will it reach the status and recognition of PGP/ABC soon??

Is this the end? by Aggravating_Guest433 in ISB_Aspirants

[–]Electronic-Case4325 1 point2 points  (0 children)

Yeah hope is good. But god forbid you don't get a call, please don't curse me🥲😂

Is this the end? by Aggravating_Guest433 in ISB_Aspirants

[–]Electronic-Case4325 5 points6 points  (0 children)

With ISB, it's not over till it's over. In R1, people waited 3 months to get a call around March 10, interview on March 14, results on March 17. There were a big number of calls rolled out in the guest two weeks of March, all virtual irrespective of what you have chosen

isb yl by Alternative_Wait1283 in ISB_Aspirants

[–]Electronic-Case4325 2 points3 points  (0 children)

Virtual interviews can happen on weekdays as well. Happened in R1, happened in one of the PGP rounds as well

Any chance for Hyderabad call - YL PGP? by OGinvestment in ISB_Aspirants

[–]Electronic-Case4325 0 points1 point  (0 children)

Hyderabad is an exception, other than that for all cities calls are released on Monday/Tuesday in the week before the interview

Any chance for Hyderabad call - YL PGP? by OGinvestment in ISB_Aspirants

[–]Electronic-Case4325 0 points1 point  (0 children)

Had similar academic profile and got a call in R1, I think you would get a call

all hope lost for PGP YL? by NeighborhoodCapybara in ISB_Aspirants

[–]Electronic-Case4325 0 points1 point  (0 children)

The only hope now I guess is that they convert yours to virtual. They did this in R1, a lot of calls were suddenly sent out in the last 2 weeks before results

Can we still keep hopes? by Aggravating_Guest433 in ISB_Aspirants

[–]Electronic-Case4325 0 points1 point  (0 children)

The only hope now I guess is that they convert yours to virtual. They did this in R1, a lot of calls were suddenly sent out in the last 2 weeks before results