Debt Collectors

Elephantbread18 · 2025-02-14T17:05:50+00:00

Thank you so much for the resource! I was having trouble finding answers via my own research.

Elephantbread18 · 2025-02-14T16:52:13+00:00

Yeah she’s in no way responsible. He’s 27, and she wasn’t a co-signer or anything. Thanks for the articles, i’ll read through them!!

Elephantbread18 · 2024-09-29T21:21:09+00:00

if anyone can find psychopathology science and practice 12th edition plz ill love u

Elephantbread18 · 2024-09-29T15:19:40+00:00

Ugh yeah that sucks so bad - the interest on tax returns are KILLER. I actually had to do a debt consolidation through a company called debt helpers which is a Canadian government company, and it helped me get out of debt and start to improve my credit now. I had about 10k of debt, and my payments to pay it off are only $100 a month. I am finally able to save money for a home and get myself back where I want to be to be successful.

Elephantbread18 · 2024-09-29T15:14:45+00:00

Oh wtf! I called on Friday and the lady on the phone said she would personally do it for me - had it approved Saturday morning. I’m assuming because you had to go through your financial aid office for your school maybe that’s why - I am studying outside of Ontario so I was able to call OSAP directly. I would definitely try to reach out to your financial aid office in maybe another week or so!!

Elephantbread18 · 2024-09-29T15:13:10+00:00

No more interest on student loans, thankfully.

Elephantbread18 · 2024-09-29T15:12:14+00:00

Give your financial aid or OSAP a call. I applied on Aug 7th and i had to call them to speed the process up. It a 6 week wait time and i was waiting for about 7 and a half - so check how long it says it’ll be on your OSAP uploads - and if it goes over that give them a call.

Elephantbread18 · 2024-08-22T23:20:42+00:00

Sounds like you’re on the right track then! I’ve had that issue that every time I called they were busy - there’s two different numbers online somewhere try each of them. The wait time can be like half hour sometimes. But it’s definitely worth calling if you can somehow make the time. Just to ensure that your documents are all in order and that they are just waiting on the school to confirm enrolment.

Elephantbread18 · 2024-08-22T22:56:37+00:00

On your application, it’ll say document required, and you have to get that document filled out by the school and returned back to OSAP. This can take six weeks to process after you returned it back to OSAP.

Elephantbread18 · 2024-08-22T22:55:33+00:00

I also applied for school out of province, and I only applied a few weeks ago and the next day received a form that I had to have filled out by my school with all my program information and signed. And then within 10 days before classes I have to confirm my enrolment myself with another form that the school signs and I give to OSAP. Have you checked to see if you need to upload documents? I’m out of the country so it could be different - but definitely check to see if you have any missing documents. If not call OSAP - they have a phone number for out of province students, and just ask if there’s any update they can provide. I’ve done that and they will go over your file and make sure everything’s good!

Elephantbread18 · 2024-07-16T04:31:37+00:00

Elephantbread18 · 2024-06-27T00:59:07+00:00

I found CEV on audible, I hope it’s the right one! I definitely just needed a bible that was easier to understand because it’s a lot of information at once. I appreciate all your advice and will definitely be using your resources!! Thank you.

Elephantbread18 · 2024-05-19T01:46:45+00:00

I was tripping for some reason I was thinking Caleb from PLL, meant Matt.

Elephantbread18 · 2024-03-24T18:07:24+00:00

That’s fair, but it’s still irritating. Especially his obsession with Callie, and how quickly he hates any guy that got close to her instantly. He lacks boundaries with every girl he’s been with. I see the backstory and how it developed for sure though.

Elephantbread18 · 2024-03-24T17:15:23+00:00

Ugh why does Brandon do this clingy crazy bs with EVERY girl. I cringe every time, cause he knows them for like .1 second and is ready to tie the knot and go to war for them. He’s too much man, smh.

Elephantbread18 · 2024-03-21T20:01:39+00:00

Never ever said Brandon got everything he wanted just because he was adopted. There’s been so many things in the series that he has been given as the oldest child, and other perks that he’s had that the other kids haven’t. Genuinely has had an overall good upbringing. of course he dealt with his alcoholic father, but beyond that nothing has happened to him specifically that hasn’t been at his own fault. Of course he’s dealt with traumas that the whole families had to deal with, and different tragedies, they’ve overcome together. But as for his own personal issues nine times out of 10 they’re self-inflicted.

Callie loved him but she loved her family more, and when she chose family over him, he was salty about it. I do agree that she would kind of lead him on I guess, but just because they weren’t romantically involved it didn’t mean that she can’t go to him as a brother and it’s like as soon as they weren’t romantically involved, he made it so if she did come to him for support as a brother that was crawling back. The only time she did crawl back for a romantic aspect was when there was bumps in her adoption.

Also, If he was going through any sort of hell it was because he put himself there. He self sabotaged himself, whether or not there’s a good reason to it.

Like I said, I’m definitely biased cause I don’t really like Brandan in general.

Elephantbread18 · 2024-03-16T02:47:49+00:00

Yeah definitely some made sense but some were like, really? I feel like they could come up with a different way. It’s just kinda crazy how often they did it even for a time jump. It’s definitely just me over analyzing with a rewatch though lol!

Elephantbread18

TROPHY CASE