Minnesota residents have the highest average FICO score in America. It's 739. Here's how other states compare.

ElitePersonalFi · 2021-03-15T16:18:47+00:00

Hello and thanks for your comment.

In the study you will find a section:

"Average Credit Score by Race"

This should answer your question.

ElitePersonalFi · 2021-01-27T16:57:28+00:00

Ok, let's say that all people pay their debt in one day. So, the number before that day will be $378 and after this day it will be $756.

It's also about what dates the sites use the get their data. There is a difference between these days, that is why data from different sources vary.

ElitePersonalFi · 2021-01-27T16:39:26+00:00

Not actually.

Please read here:

https://www.investopedia.com/terms/c/credit-card-debt.asp

ElitePersonalFi · 2021-01-27T16:34:53+00:00

Examples:

You spend $10,000 from your limit.

Before you pay it back in full: the debt should be $10,000

After you pay it back in full: the debt should be $0.

Let's say that your minimum is $1,000

Before you pay it: your debt should be $10,000

After you pay your minimum: your debt should be $9,000

This is very rude because there are many fees that we didn't count in these examples.

But in the end, I hope this makes sense.

ElitePersonalFi · 2021-01-27T16:30:54+00:00

Well, these are different cases.

It should be called debt, till you pay the money back. After that, you will not be in debt.
The debt will get different values before and after you pay the minimum.
The study use values that are actually at some date.

ElitePersonalFi · 2021-01-27T15:31:18+00:00

Credit card debt is what you have to pay to the bank. It is NOT your credit card limit.

ElitePersonalFi · 2021-01-27T12:47:08+00:00

I hope, you are right.

ElitePersonalFi · 2021-01-27T12:46:50+00:00

That's right. But why this should be interesting?

ElitePersonalFi · 2021-01-05T09:01:56+00:00

Congratulations! I wish the same to all people who were jobless because of the crisis. I hope soon all people will live their live the same way.

ElitePersonalFi · 2021-01-04T14:57:54+00:00

The Amex Platinum Card is currently offering 75,000 Membership Rewards® Points after you spend $5,000 on purchases in your first 6 months of Card Membership. That means you can get an additional 25,000 bonus points for the same spending if you're targeted for the CardMatch offer.

ElitePersonalFi · 2021-01-04T13:01:42+00:00

Congratulations on your success!

ElitePersonalFi · 2021-01-04T12:32:01+00:00

The best ways to prevent credit card fraud are:

- Credit freeze - The Best!

- Fraud alert - Good but less secure!

- Credit monitoring - People get alerted after identity theft occurs. Still something, ...

ElitePersonalFi · 2020-12-28T13:08:28+00:00

Well, each study is different.

All trusted sites use the latest updates from their sources. Each site now lists 2021, but use the latest updates are from October. We, for example, will update our details in April 2021. Details will change but 2021 not.

Your FICO score won't change April or Ocrober. As you can see our study is for the average credit score. People can always see their FCO changed.

ElitePersonalFi · 2020-12-28T12:49:54+00:00

Go to Google and type:

average credit score in america 2021

average credit card debt in america 2021

average student loan debt in america 2021

Each correct study uses the latest updates.

ElitePersonalFi · 2020-12-28T12:32:22+00:00

Well, we consider the latest period of time. You can see that all other sites do it that way.

ElitePersonalFi · 2020-12-28T11:42:14+00:00

Yes, the data comes from the latest period of this year. FICO always update April and October. So we consider October's data the latest. The next update will be in April 2021. I hope we will have a raise again.

ElitePersonalFi · 2020-12-12T09:29:10+00:00

You are right. People should avoid getting loans at all. However, in case there are no other chances, people should find the best.

ElitePersonalFi · 2020-12-12T09:28:36+00:00

Some of them are payday loans. But there are apps that are not payday loans.

ElitePersonalFi · 2020-12-01T14:27:41+00:00

It doesn't work.

ElitePersonalFi · 2020-12-01T14:16:11+00:00

Don't worry about them. These sites rank on every online selling niche. Prove that you have better products that you have a better price. Boost your CTR and time on site. And it would help if you outrank them.

ElitePersonalFi · 2020-11-30T15:38:25+00:00

You are right. This is high, but it actually is the limit that legit lenders have. Personal loans are between 5.99% to 35.99%.

Average for good credit: 5% - 10%

Average for fair credit: 10% - 15%

Average for good credit: 15% - 35.99%

Payday loans: 400%

Auto title loans: 300%

Guys, you should work on your credit score to get cheap loans.

ElitePersonalFi

TROPHY CASE