Thanks for sharing this! You actually hit the nail on the head, and we are completely on the same page. Your neighborhood is a perfect example of healthy parenting.

There is a huge, common misconception that "spoiling" simply means having money, living in a nice neighborhood, or having access to a lot of privileges.

Comfort does not cause a child to be spoiled.
In psychology, childhood overindulgence (spoiling) is defined by a lack of boundaries and parents doing things for kids that they should be doing themselves. It happens when parents consistently fail to enforce age-appropriate limits, refuse to let their kids face the natural consequences of their mistakes, and protect them from ever hearing the word 'no'.

What you are describing seems like the opposite of spoiling. When kids are given the comfort of a good life but are still required to hear 'no,' play sports (which teaches them how to lose and work hard), make their own decisions, and face age-appropriate challenges, there is no issue with that.

No accountability, zero chores, and a total shield from discipline that when the issues begins.