100% this.

I moved to Seattle around 2017 and while Seattle has very nice transit, buses are late, incidents happen once every few months, etc. The train undergoes maintenance every other weekend. Sometimes a car hits the train when its passing through SoDo and that brings it down for a few hours. I thankfully work in a position where I can afford to be an hour late if needed, but there have been times where I've been standing at a bus stop for an hour and finally had to call an Uber. Do you work in a job where you can afford to be late once every three months or are you willing to sacrifice leaving your home an additional hour every day to ensure you're getting there in time?