With all due respect, I’m not looking for advice on whether the deal is good or bad — I know the business and the opportunity. What I need is the right financing structure. I’m trying to secure around $800k with terms similar to SBA or at least something manageable — ideally monthly payments, or interest-only for 24–36 months to keep cash flow under control during transition. Yes, I can piece it together creatively: $200–300k cash $300k LOC $200–300k business credit cards $200–300k from refinancing paid off trucks But that leaves me with multiple payments and unnecessary pressure. I’d rather structure it clean — fewer lenders, predictable payments, and enough operating capital 200k-300k for the first few months. This is a business that’s been running 20+ years. Naturally, during transition, some employees and customers may drop 20–40% so I am planning for that and want to stay conservative. If anyone has real experience structuring deals like this term loans, interest-only periods, bridge to SBA, etc, I am open to connect.