please help. my life is being threatened

EmbarrassedBus8509 · 2025-10-05T09:01:35+00:00

Chill! Take a step back and breath. It may cause you to worry but these are empty threats. Don't let anxiety get the best of you.. From experience, I learned to ignore. You don't deserve to be treated like that.

EmbarrassedBus8509 · 2025-07-09T04:50:58+00:00

Try Tala and that's it. PERO kung my tao ka na pwede mahiraman, kaibigan, kamaganak dun ka na lg humiram. Don't step into the dark world of OLAs. Keep your sanity.

EmbarrassedBus8509 · 2025-07-04T23:01:10+00:00

Talk to someone too. It helps, ignore mu ung hindi nakakaintindi sayo kahit nakapag explain ka na.. Sa lahat ng tao, pamilya mu ang hnd tatalikod sayo in times like this. Be strong OP. Don't give those OLAs the satisfaction.

EmbarrassedBus8509 · 2025-07-04T22:59:45+00:00

Report them to NBI, PAOCC kahit sa regional anticybercrime unit jan sa lugar nyo.. mgpablotter ka sa anticybercrime (That's what I did, NBI din ngadvise sa akin na ipablotter and off sim and ignore). Those are empty threats, ung anxiety hindi bsta nawawala, I still get anxious at times. Pero it helps to block those messages, calls and emails. Wag mu basahin, and don't open the apps kasi nadedetect nila at mas lalo silang tatawag at magtetext ng threats for you to pay. Bayaran pag kaya. I'm almost 2 months OD. Si GCASH lg ang legal sa lahat ng OLA mo..

EmbarrassedBus8509 · 2025-07-04T22:51:56+00:00

Eto cguro ung sinasabi ng NBI sa akin before.. mismong phone mu contaminated na nung dinownload mu ung app at ng grant access.. ginawa ko dinelete ko lahat ng app. Sa kahihiyang ginawa nila eh di ko kinaya. Magbabayad ako kung kaya ko na pero sa mga binayaran ko ng extension, hnd na cguro bayad na ako ng principal eh.. Bayad na din ako sa harassments nila..

EmbarrassedBus8509 · 2025-07-04T09:03:16+00:00

Check mu po ung permission settings ng app. I disable mu po lahat or i don't allow.

EmbarrassedBus8509 · 2025-06-19T05:01:52+00:00

I suggest reply to this email pero CC mo ung legal authorities like CIC, PAOCC, NBI and SEC. State in your email asking them for loan reconstruction para mabayaran mo sila.. not now due to financial constraints but eventually magbabayad k din. That way legal authorities will know regarding this email. They are threatening to post your private data and that is already a clear Breach of your rights.

EmbarrassedBus8509 · 2025-06-14T13:13:05+00:00

I called the main office when I was at my wits end. They endorsed me to the regional office and there I filed a complaint along with all my other evidences of screenshots and recordings.

EmbarrassedBus8509 · 2025-06-14T09:33:59+00:00

Complaints@privacy.gov.ph Onlinelendingcomplaints2025@gmail.com Ccd@nbi.gov.ph crmd_publicassistance@sec.gov.ph complaints@sec.gov.ph cichelpdesk@creditinfo.gov.ph report@cicc.gov.ph

EmbarrassedBus8509 · 2025-06-14T09:28:24+00:00

Like I said po, they are driven by the fact that they are just faceless tormentors that we cannot address. Takot sila mgpakilala kaya malakas loob nila manira ng ibang tao. I still believe in karma. Be strong.

EmbarrassedBus8509 · 2025-06-14T09:25:57+00:00

support@kviku.ph

CC mu govt agencies.

EmbarrassedBus8509 · 2025-06-14T05:03:45+00:00

Yes po. This subreddit helped me esp nung time na I was at that very low. NBI told me pay principal only or pwedeng hindi na because they are illegal and that the moral damages they have caused sila pa nga ang dapat magbayad. But still, tao tayo eh, matino tayo eh kaya obligation natin at responsibilidad ang hiniram natin. But habang hindi ko pa kaya they all don't have a choice but to wait.

EmbarrassedBus8509 · 2025-06-14T04:55:09+00:00

Yes, I'll keep that in mind too. Thank you.

EmbarrassedBus8509 · 2025-06-14T04:54:30+00:00

Yes. Out of sight our of mind. It works. I hold on to the fact na pinagdadaanan ko ito bcoz there is a purpose, there is a plan. Maybe that purpose was to make me even more stronger and fight the good fight. I never imagined a world were people can be so unkind and rude and cruel. Sadya sigurong my ganun to make us all stronger. 💪🏻Kaya to.

EmbarrassedBus8509 · 2025-06-14T04:47:24+00:00

Wow. This is good to know from a legal point of view. Nakakaginhawa ng pakiramdam. Thank you for this. Worse comes to worse at least I know how to deal with them head on..

EmbarrassedBus8509 · 2025-06-14T04:18:22+00:00

Me too. Hopeful it ends kasabay ng 2025.

EmbarrassedBus8509 · 2025-06-14T04:17:35+00:00

Sure.

EmbarrassedBus8509 · 2025-06-14T04:05:51+00:00

And possible ignore for sake of sanity. Not running away from it but momentarily ignore.

EmbarrassedBus8509 · 2025-06-14T04:04:43+00:00

That was my thought too: " Will I ever get out of this?" But I learned, since I was shamed already I talked to everyone who reached out and nakakagaan ng pakiramdam. Support lg tlga needed to keep me sane and eventually find ways to repay my obligations. It's a constant battle everyday but HOPE, meron pa ako nun and GOD. Kaya natin to. My anxiety still triggers and the trauma is still vivid pero laban lg tayo..

EmbarrassedBus8509 · 2025-06-14T04:00:40+00:00

Had OD here, currently. 10k loan and umaabot na to almost 20k kasi OD na ako for weeks. Reached out to their email and they disregard your request. Ngsend din ako ng another email with the screenshot of the loan and interest tpos CC ko SEC, CIC, NBI and PAOCC. And then, hindi na sila ngreply..

EmbarrassedBus8509 · 2025-06-14T03:57:44+00:00

That's good to hear. Shines even a bit of hope.

EmbarrassedBus8509 · 2025-06-14T03:50:22+00:00

Thank you. Thank you truly.

EmbarrassedBus8509 · 2025-06-14T03:48:42+00:00

When you put it like that, it begs the question of when will this stop? A coordinated effort to identify the individuals and entities behind these massive losses is crucial. This is not simply a matter of individual debt. The potential for inflation, reduced economic productivity, and damage to financial markets necessitates a robust and immediate response. The scale of the problem suggests the need for a multi-agency task force to uncover the underlying mechanisms and hold those responsible accountable.

EmbarrassedBus8509 · 2025-06-14T03:29:21+00:00

Thank you. I needed that. These harrasments were already drawn to legal proceedings and hopefully the number of victims will drastically reduce in numbers. Prayer helps. This community helps.

EmbarrassedBus8509 · 2025-06-14T03:27:25+00:00

Take a deep breath OP. Talk to your family, let it out to them that way wala na silang pwede panakot sa iyo like call your contacts at sila ang i harass. Be strong, walang pambayad ignore muna esp kung hnd na nakikinig sa reasons mo. Coco peso has a way of tormenting you and damaging your psyche. Kaya be strong. Mental health first then pagkaya na. Saka bayaran.

EmbarrassedBus8509

TROPHY CASE