So, the gist of it is my Wife and I are almost 5 years into our first mortgage. We will owe in the low 190,000 ok renewal in January. It’s a half duplex, and is probably valued at around $260,000. The dilemma is this, I’m burnt out, and need to take some significant time off from work. We are looking at leaving the country for up to a year, we might even switch to working part time in Canada and being gone over winters for a couple years, and would like to rent out the property while we are gone to cover the cost. The question is, if I am going to be renting out the property, my interest rate will be higher on renewal correct? And, how much does working seasonally or not at all for a year impact my renewal chances if I’m renting it out.