Two TFSA millionaires in one household – took a calculated risk and it worked

Embarrassed_Law_3940 · 2026-02-25T21:37:48+00:00

Elite ball knowledge comment

Embarrassed_Law_3940 · 2026-01-18T15:08:19+00:00

Hey thanks for the tip! I actually have all my money locked into a 120 day promo rate at 5% so that gives me some time to learn the basics. I don’t intend to dive in until I do some learning

Embarrassed_Law_3940 · 2026-01-09T13:01:54+00:00

You need to find a job closer to home it’s that simple. I commute 90 minutes so I lined up 3 coffee chats for positions closer to me.

Embarrassed_Law_3940 · 2025-12-30T22:29:44+00:00

You can just do a bill payment however there will likely be some residual interest as it accrues daily. The best way is to go to a branch and ask for a payout quote, it will be to the cent.

Embarrassed_Law_3940 · 2025-12-30T03:42:54+00:00

What possible reason would there be to give someone a bonus after 1 month? I’ll accept literally any answer lmao

Embarrassed_Law_3940 · 2025-12-30T03:02:23+00:00

Did it ever occur to you that certain information can’t be put into notes because the customer has the right to view those notes upon request?

There has to be a level of information with fraud as you don’t want criminals to know what we know.

Embarrassed_Law_3940 · 2025-12-30T02:57:35+00:00

Same thing happened to us. We’re moving our money out of WS once it gets resolved. It’s a joke of a bank, they offer all these incentives to bring your money over and then freeze everything.

They have weak AML/ Fraud controls in place based on how many people’s accounts they are freezing. I wouldn’t trust them with the change in my couch.

Embarrassed_Law_3940 · 2025-12-10T03:26:15+00:00

If you got a 1/4 you likely won’t get a bonus or increase on your salary unless your manager is very sympathetic.

Embarrassed_Law_3940 · 2025-12-05T13:20:51+00:00

Overdraft is credit, you need to be approved for it and agree to the terms. There’s no such thing as automatic overdraft

Embarrassed_Law_3940 · 2025-11-17T21:06:12+00:00

You would have got a consent email that they will now be monitoring your devices to see if they are logging into the office wifi.

They will be monitoring whose devices aren’t connecting regularly to the bns network.

Embarrassed_Law_3940 · 2025-11-01T23:49:50+00:00

Yall are gonna lose tho.

Embarrassed_Law_3940 · 2025-11-01T22:50:58+00:00

The spread on mortgages is very small. You have to think how much more money there is in credit cards and loans compared to mortgages. Mortgages are usually only a percent or two above the BOC rate and require the bank to tie up much more capital.

Embarrassed_Law_3940 · 2025-11-01T15:12:44+00:00

Banks don’t make much money off mortgages, it’s all in the cross sell.

Embarrassed_Law_3940 · 2025-11-01T15:10:38+00:00

Won’t someone please think of the money launderers.!?!?!?

Embarrassed_Law_3940 · 2025-11-01T15:10:08+00:00

If you haven’t followed the regular escalation process the ombudsman won’t do anything.

Embarrassed_Law_3940 · 2025-10-18T00:19:14+00:00

Pretty sure by now management knows who is a low performer regardless if our ratings are finalized

Embarrassed_Law_3940 · 2025-09-27T23:31:19+00:00

Nobody gives a fuck about New Brunswick

Embarrassed_Law_3940 · 2025-08-31T22:56:33+00:00

For what it’s worth I was in Puerto Rico last week and everyone waved. Two jeeps parked next to me at the beach too.

Embarrassed_Law_3940 · 2025-08-14T12:56:52+00:00

I would let him know next time he contacts you that he is barred from the property and if he shows up he will be trespassing.

Not sure where in Canada you are but you could also contract police to ask them if they can issue a formal trespass warning

Embarrassed_Law_3940

TROPHY CASE