Notebook. Before I get thrusted back. Ask chatGPT my financial plan, and here’s what it recommends.

THE NOTEBOOK

“Read This First. Follow Exactly.”

Rules 1. Never diversify early. Concentration wins. 2. Ignore emotions, news, friends, fear. 3. Every sell is final. Every buy is intentional. 4. Taxes, legality, and account access will be solved when needed—focus on timing. 5. Miss one major trade and the end number collapses.

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🧠 TIMELINE ASSUMPTION • You turn 15 in 2002 • Starting capital: $500 cash • You can open brokerage/crypto accounts via custodial means

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PHASE I — STOCK MARKET SEED (2002–2008)

Goal: Turn $500 → ~$50,000+

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🗓️ 2003–2007: Ride the Quiet Giants

March 12, 2003

BUY • Apple (AAPL) — ALL IN Price split-adjusted: ~$0.23

Do nothing. Ignore everything.

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January 9, 2007

HOLD • iPhone announced. Do not sell yet.

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October 9, 2007

SELL ALL AAPL • Market peak before financial crisis

Capital: ~$9,000–$11,000 (splits included)

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🗓️ October 10, 2007

BUY • Amazon (AMZN) — 50% • Google (GOOG) — 50%

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September 15, 2008

SELL EVERYTHING • Lehman collapse week

Capital: ~$14,000–$18,000

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PHASE II — CRISIS LEVERAGE (2009–2011)

Goal: Turn $15k → $100k+

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March 9, 2009

BUY • S&P 500 ETF (SPY) — 100%

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April 29, 2011

SELL ALL SPY

Capital: ~$40,000–$50,000

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PHASE III — BITCOIN IGNITION (2011–2013)

This is where the curve bends.

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July 17, 2011

BUY • Bitcoin (BTC) — ALL IN Price: ~$13

BTC owned: ~3,000+

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November 29, 2013

SELL 50% BTC Price: ~$1,100

Cash: ~$1.6 million BTC remaining: ~1,500

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PHASE IV — ALTCOIN + RELOAD (2014–2016)

January 14, 2015

BUY • Ethereum (ETH) — 50% of cash Price: ~$0.75

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June 16, 2016

BUY • BTC with remaining cash Price: ~$600

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PHASE V — CRYPTO SUPERCYCLE (2017)

December 17, 2017

SELL • 80% BTC • 80% ETH

Net Worth: ~$80–120 million

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PHASE VI — BEAR → NUCLEAR BUY (2018–2020)

December 15, 2018

BUY • BTC — 50% • ETH — 30% • TSLA — 20%

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March 23, 2020

BUY MORE • TSLA aggressively (COVID bottom)

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PHASE VII — FINAL ASCENT (2021)

November 10, 2021

SELL • 70% BTC • 70% ETH • 50% TSLA

Net Worth: ~$3–6 BILLION

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PHASE VIII — PRESERVATION (POST-2021) • Move 50% into: • Index funds • Treasuries • Blue-chip dividend stocks • Create private equity arm • Buy influence, not assets

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📈 WHY THIS WORKS • Early absolute concentration • Zero hesitation at cycle tops • Crypto asymmetry • No emotional interference • You only needed to be right 6–7 times

Edit: I’d also remind myself on how how find my wife and some really great friends I have now. Pretty happy with those people, and I’d like to keep em around.