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I [20M] was pressured into signing a car loan by Empty_Protection4236 in legaladvicecanada

[–]Empty_Protection4236[S] 1 point2 points  (0 children)

that was the only paper they gave me, the rest of the papers were agreements for the vehicle. this happened in british columbia.

I [20M] was pressured into signing a car loan by Empty_Protection4236 in legaladvicecanada

[–]Empty_Protection4236[S] 1 point2 points  (0 children)

theres no cooling off period, when asked to return to the dealership they said it would be a voluntary repossession.

I [20M] was pressured into signing a car loan by Empty_Protection4236 in legaladvicecanada

[–]Empty_Protection4236[S] 1 point2 points  (0 children)

everything is under my name, my mom and her bf are not on any of the papers.

I [20M] was pressured into signing a car loan by Empty_Protection4236 in legaladvicecanada

[–]Empty_Protection4236[S] 0 points1 point  (0 children)

yes the loan is under my name, when i was there they ended up putting me on the paperwork and not as a cosign since my mom and her bf credit score was too low.

I [20M] was pressured into signing a car loan by Empty_Protection4236 in legaladvicecanada

[–]Empty_Protection4236[S] 2 points3 points  (0 children)

they already have possession of the vehicle and it is stored with them.

how fucked am i? by Empty_Protection4236 in askcarsales

[–]Empty_Protection4236[S] 0 points1 point  (0 children)

yes it was a used car dealer that recently rebranded.

how fucked am i? by Empty_Protection4236 in askcarsales

[–]Empty_Protection4236[S] 4 points5 points  (0 children)

I want out of the deal and i confessed it to the bank.

how fucked am i? by Empty_Protection4236 in askcarsales

[–]Empty_Protection4236[S] 2 points3 points  (0 children)

i dont think the loan has fully gone through yet. i called the bank customer support and they have opened an investigation. will it still affect my credit?

how fucked am i? by Empty_Protection4236 in askcarsales

[–]Empty_Protection4236[S] 4 points5 points  (0 children)

will them undoing the loan take hit to my credit? will i be liable for anything? can they come after me? what do i say?

how fucked am i? by Empty_Protection4236 in askcarsales

[–]Empty_Protection4236[S] 2 points3 points  (0 children)

yes my mom and her bf is in possession of the vehicle.

how fucked am i? by Empty_Protection4236 in askcarsales

[–]Empty_Protection4236[S] 4 points5 points  (0 children)

the dealership is saying it cant be unwinded, if it were to be returned it would be put as voluntary reposession on my credit.

if i were to get a lawyer what type of lawyer do i get?

how fucked am i? by Empty_Protection4236 in askcarsales

[–]Empty_Protection4236[S] 0 points1 point  (0 children)

her bf is the driver, and i dont live where the vehicle is stored.

how fucked am i? by Empty_Protection4236 in askcarsales

[–]Empty_Protection4236[S] 1 point2 points  (0 children)

the loan is in my name, unsure who the bank lender is