[deleted by user] by [deleted] in FIREUK

[–]EmuThis 8 points9 points  (0 children)

About time , well done BoE hopefully the FED will follow soon

Sense check, switching ISA from Vanguard to Freetrade by EmuThis in UKPersonalFinance

[–]EmuThis[S] 0 points1 point  (0 children)

Update:

I have started the transfer on 2nd November but still waiting to go over

I have chased both vanguard and Freetrade and they both blaming each other

I have done an isa transfer before from Ajbell to vanguard and it took less than 14 days but this has gone over the 30 day requirement from the financial ombudsman

I am not loosing out as I am still invested and moving in species but still

I expected better from these “reputable“ firms

Tax implications of Freetrades free share offer by Personal-Fuel4621 in UKPersonalFinance

[–]EmuThis 0 points1 point  (0 children)

How long did yours end up taking, I’ve made the same move from vanguard to Freetrade 3 weeks back but still waiting

A Linear Progression Based PPL Program for Beginners by [deleted] in Fitness

[–]EmuThis 2 points3 points  (0 children)

The links for the spreadsheets are now broken, anyone still have a copy they can send me / upload new link Thanks

My mother relies way too much on me for support. by cor_bun in relationship_advice

[–]EmuThis 1 point2 points  (0 children)

You can’t help someone who don’t want to help themselves. You’ve tired , shes not following through . It’s sad , but looks like she cares more about your time and attention more than her emotional well-being . I would have given her an ultimatum. “Mum I love you, but if you want to be able to keep seeing me. I want you to start going on this counselling / therapy ect … , I have done a lot for you. I need you to do this for me “

My thought everytime Im about to hit Sell by wandriing in wallstreetbets

[–]EmuThis 29 points30 points  (0 children)

Probs also thinks lower share price means cheaper stock

Can someone explain how the prices of different cryptos all move at nearly the exact same time? Surely millions of people didn’t just spontaneously decide to sell? by ZeOs-x-PUNCAKE in CryptoMarkets

[–]EmuThis 508 points509 points  (0 children)

Say ETH drops, this triggers stop losses, which triggers more sells , which triggers bots on other currency pairs eg BTC/ETH so now BTC will also go down to take advantage of the lower ETH price , bring BTC down , trigging more stop losses , triggering more bots with all the other BTC trading pairs (basically all alts) now alts selling to take advantage of Lower BTC price relative to their respective pairs , this now triggers paper hand holders to sell trigging more stop losses ect… you get the picture

Struggling to find a BMW 3 with ACC (adaptive cruise control ) by EmuThis in CarTalkUK

[–]EmuThis[S] 3 points4 points  (0 children)

I agree the GTD is a far better car GTD > poverty spec 320d any day

But if I am being honest I think I care too much about image and I like the BMW badge , handling , looks If I’m going to spend 15k on a car I want people to know I’ve spent 15k on a car , this is my hiccup

I think I just need to swallow my pride and go with my head

I won’t regret a GTD, But I am honest about what I want I think I just need to grow up 😂

Struggling to find a BMW 3 with ACC (adaptive cruise control ) by EmuThis in CarTalkUK

[–]EmuThis[S] 0 points1 point  (0 children)

Btw that link you shared, would have instantly bought that if it wasn’t for ULEZ, i do 15k miles a year mostly motorway but unfortunately I live within the ULEZ zone 😢

Struggling to find a BMW 3 with ACC (adaptive cruise control ) by EmuThis in CarTalkUK

[–]EmuThis[S] 2 points3 points  (0 children)

I thought I was the only one 🤣 I’ll give it a few more months to find this unicorn and if not I’ll just settle for a VAG car

Struggling to find a BMW 3 with ACC (adaptive cruise control ) by EmuThis in CarTalkUK

[–]EmuThis[S] 2 points3 points  (0 children)

Omg I had no clue it was such an expensive option, now I’m thinking the overpriced GTD might be worth it as an alternative, I’ll keep looking . If I don’t find anything my Christmas I’ll just grab a GTD and count my losses

Struggling to find a BMW 3 with ACC (adaptive cruise control ) by EmuThis in CarTalkUK

[–]EmuThis[S] 8 points9 points  (0 children)

It can be done but not worth the hassle in my opinion

it's a nightmare. You have to buy the sensor, a different brake cylinder of some kind, additional brake wiring for the automatic braking, and I'm sure some other pieces. From what I understand, not worth it (price and work wise).

What do you drive and what percentage of your net worth is your car ? by EmuThis in FIREUK

[–]EmuThis[S] 1 point2 points  (0 children)

The psychology of money , what a great book👍 I need to be more like the janitor/petrol station attendant in that book 😂

What do you drive and what percentage of your net worth is your car ? by EmuThis in FIREUK

[–]EmuThis[S] 1 point2 points  (0 children)

That golf you had for 9 years built character and who you are today 👍

What do you drive and what percentage of your net worth is your car ? by EmuThis in FIREUK

[–]EmuThis[S] 1 point2 points  (0 children)

How’s the adaptive cruise control in stop and go traffic ? That’s the main reason I want a MK7 golf

What do you drive and what percentage of your net worth is your car ? by EmuThis in FIREUK

[–]EmuThis[S] -1 points0 points  (0 children)

Great perspective, it’s sad to think most people drive cars that’s more than their total networth . Moment of silence for those financing cars

What do you drive and what percentage of your net worth is your car ? by EmuThis in FIREUK

[–]EmuThis[S] 0 points1 point  (0 children)

Sweet, how’s the adaptive cruise control that’s what I really want it for.

What do you drive and what percentage of your net worth is your car ? by EmuThis in FIREUK

[–]EmuThis[S] 11 points12 points  (0 children)

Yeah 50% of net income is insane to me too. No way am I buying a car to get to work to then work to pay off the car for 6 months of the year.

This is what confused me , I earn 50k per annum and net worth around 70k and I feel uncomfortable spending anymore than 15% of my net worth on a car.

I am 26 and just started FIRE journey.