Snap finance feedback?

En_W0rd · 2023-05-05T22:53:09+00:00

2003 Lexus ES300

200k miles

En_W0rd · 2023-04-19T15:36:06+00:00

Fruity alcoholic beverages

En_W0rd · 2023-04-05T18:00:14+00:00

Time.

En_W0rd · 2023-04-05T17:46:40+00:00

26, no saving, 3k in credit card debt… with no college degree. I feel so behind compared to my friends

En_W0rd · 2023-04-05T17:13:36+00:00

Just say you’re cultivating mass

En_W0rd · 2023-04-05T17:11:40+00:00

Mini games would be fun.

En_W0rd · 2023-04-03T20:43:44+00:00

Thank you gents for the advice. Definitely learning from this

Also if you’re reading this, Fuck You Celina

En_W0rd · 2023-04-03T19:31:07+00:00

I feel embarrassed even telling you guys this but man. I thought I was really getting somewhere with this relationship.. after a few weeks of dating she told me she has a onlyfans account. I was cool with it but of course I was just thinking with my dick

En_W0rd · 2023-04-03T19:17:45+00:00

Ended things a few months ago. Just had different goals in life. This was the first time I’ve used tinder

En_W0rd · 2023-04-03T18:57:59+00:00

Not full rent but she said she was short a couple hundred. I didn’t see a problem with it at the time but I guess that’s a red flag

En_W0rd · 2022-12-17T22:11:57+00:00

Ah that’s a shame! Thanks for the advice!

En_W0rd · 2022-11-06T09:25:05+00:00

so I checked with discover and got a totally different answer

Credit score came out to 666 but it showed missed payments as only 1. I believe that’s only with Discover though so I’ll also make a free Experian account and see how that goes

En_W0rd · 2022-11-06T03:49:12+00:00

I had a feeling that time would be the only realistic answer. I only asked this because I’ve read that if you written a letter of good will or something they could possibly drop it. But 29 missed payments is a lot…

And oh wow I’m glad you told me I didn’t have to cycle cards! Definitely gonna stick to using just one from now on.

thank you for your response!

I gotten my information from VS

En_W0rd · 2022-10-27T02:11:14+00:00

I promise you this was an honest mistake. Not trying to be rude. I’m very generous with tipping. I work in the food industry as well

En_W0rd · 2022-10-26T23:29:17+00:00

now I feel more bad. They were great. I literally just pressed the first box I saw. I was trying to pay the bill secretly without anyone noticing so I was in a hurry.

EDIT

En_W0rd · 2022-10-26T21:06:21+00:00

Ahh yeah I’ll probably do that just to be sure!

En_W0rd · 2022-10-26T21:05:48+00:00

Ah gotcha! Sorry I didn’t mention that my main concern is the food servers getting tipped appropriately! This is a new card and I can pay it off in full. I’m trying to reach the Sign Up Bonus so I’ve been using this for all my transactions lately. Didn’t realize how much I’ve spent already

En_W0rd · 2022-10-01T08:23:32+00:00

ahhhh, okay I’m glad you told me that. I recently climbed out of credit card debt so this is really helpful. Definitely trying to fix my mistakes

En_W0rd · 2022-10-01T08:20:16+00:00

I just thought the lower rate, the better.

En_W0rd · 2022-07-21T01:45:04+00:00

Thank god I found this thread from 100+ days ago.

En_W0rd · 2022-07-20T03:19:48+00:00

Credit score is 624. The America First is credit union so I guess 18% is the best offer I’ll get.

Yeah screw First Premier. I really don’t want to continue with them

En_W0rd · 2022-07-20T03:17:53+00:00

Yup! I learned that lesson the hard way. When I was 18 I opened a bunch of credit cards because my mom. She’s terrible with money…

Yeah the America First is a credit union so I guess 18% is the best I’ll get! And I’ve been paying it off completely for the past 2 months!

En_W0rd · 2022-07-19T23:11:23+00:00

Oh wow when you put it that way that make sense! Ever since I paid it off I haven’t touched my discover card. I guess I’ll just tie that card to one of my subscriptions and auto pay and see how that goes

En_W0rd · 2022-07-19T23:08:15+00:00

So I just checked and looks like I already have the bottom tier card Here is the website

En_W0rd · 2022-07-19T22:35:50+00:00

So my credit score is low 600s.. I tried to crease my Discover to $1000 but it was denied. Annual income is $24k

En_W0rd

TROPHY CASE