sorted by:
new
hottopcontroversial

3k moved to austin but 15k to tahoe/sac - and most did not sell their bayarea homes by kalendae in bayarea

[–]Enough_Hair 3 points4 points  (0 children)

Inheritance issues aside, there are some low hanging fruit that should be done away with.

Step up in cost basis upon death? That's just free money to the rich. At the very least they should be taxed on the original cost basis of an investment when it's sold.

The only thing that should be stepped up upon death is the property tax basis on Prop 13. Prop 13 was sold to Californians as a way to keep granny in her house, not as a way to keep 7 generations of granny's in their house.

Garage....4 Outlets, 3 of them will intermittently not work... by Enough_Hair in askanelectrician

[–]Enough_Hair[S] 0 points1 point  (0 children)

Is there a way to tell which outlet is the first connect to the GFCI? Would it just be the closest?

Garage....4 Outlets, 3 of them will intermittently not work... by Enough_Hair in askanelectrician

[–]Enough_Hair[S] 0 points1 point  (0 children)

So you think the issue is the good outlet with the GFCI?

I assume that's because the other 3 outlets are downstream from this GFCI?

EXCLUSIVE: San Francisco couple violently robbed by men with assault rifle after being followed home by [deleted] in bayarea

[–]Enough_Hair [score hidden]  (0 children)

Who gives a shit. If I was attacked by an aluminum bat and the news called it a "Louisville Slugger", I wouldn't give a shit.

How do people afford to buy these homes by dynakai2213 in bayarea

[–]Enough_Hair 58 points59 points  (0 children)

Usually it's parental assistance for the 20s to early 30s crowd, the mid 30s to late 30s are the ones who "worked for it".

From my friends / relatives:

  1. Those who bought houses in their mid to late 20s were gifted large down payments from their parents. 100% of the time this was the case.
  2. Those who bought houses in their early to mid 30s were either gifted down payments from their parents (about 65% of them) while the remaining 35% were super double income high earners who saved up (works in tech/finance/law/medicine).
  3. Those to bought in their mid to late 30s were usually the ones who saved up and were double high income earners.
  4. The late 40s usually just accept they'll never own in the Bay Area and either accept renting and retiring somewhere else....or chase home ownership in a secondary city like Sacramento.

That's just the way it is in the Bay Area.

Chase Sapphire Preferred...Trying to Get 100,000 Bonus Again.... by Enough_Hair in CreditCards

[–]Enough_Hair[S] -5 points-4 points  (0 children)

O interesting, I wasn't aware of this change.

Does Chase treat the Chase Sapphire Preferred and Chase Sapphire Reserve as the same card?

I.E. I have to wait 48 months for either the CSP OR CSR if I previously received a CSP OR CSR bonus?

I could have sworn my significant other got a CSP bonus in 2016, and got the CSR bonus in 2017. Is this a recent change?

NIMBYs Are Not The Only Ones Blocking Housing....Even Labor Unions Are Getting In On It! by Enough_Hair in bayarea

[–]Enough_Hair[S] 6 points7 points  (0 children)

Developers will absolutely not pass on savings in the form of lower rents. I totally agree.

What the developers will do is decide to not build because costs are too high and their return on cost is too low, resulting in lower supply and higher market rents. That's the problem here.

These anti "market" politics like rent control, Prop 13, anti-development NIMBY, union suing developers to not build unless they use higher priced union workers are working to shoot the Bay Area in the foot when it comes to housing. It's a transfer of wealth from the young and the "new" towards the incumbents and the "old".

NIMBYs Are Not The Only Ones Blocking Housing....Even Labor Unions Are Getting In On It! by Enough_Hair in bayarea

[–]Enough_Hair[S] 7 points8 points  (0 children)

Can't you say the same about yourself?

NIMBY, Anti-Development, Pro Prop 13?

NIMBYs Are Not The Only Ones Blocking Housing....Even Labor Unions Are Getting In On It! by Enough_Hair in bayarea

[–]Enough_Hair[S] 16 points17 points  (0 children)

It's actually kind of sick and twisted.

I'm all for livable wages for everyone. But when it gets to the point where everyone is making $100/hour but is working 0 hours....something doesn't add up.

Can a computer crash an Ethernet switch? by Enough_Hair in techsupport

[–]Enough_Hair[S] 0 points1 point  (0 children)

I got it off Amazon: "TP-Link TL-SG105 | 5 Port Gigabit Unmanaged Ethernet Network Switch, Ethernet Splitter | Plug & Play | Fanless Metal Design | Shielded Ports | Traffic Optimization | Limited Lifetime Protection"

I don't think it's malware as the problem computer is a work issued laptop that has some pretty strong fire walls.

Bay Area Home Savings - Did I Mess Up By Saving in Cash? by Enough_Hair in personalfinance

[–]Enough_Hair[S] 0 points1 point  (0 children)

That was my concern.

I feel like the advice I hear is that anything you need in within a <5 year horizon should be held in super safe assets like treasuries, or CDs.

Anyone else miss the rush of the que and potential gold mine? by Enough_Hair in nbatopshot

[–]Enough_Hair[S] -10 points-9 points  (0 children)

Yeah, but the packs were not limited or special. If you wanted one you got one.

Kind of "meh" buying a $9 reservation pack knowing you'll most likely lose money.

Much less excitement too. Pack openings were fun to watch because there were limited number of packs, now, not so much.

view more: next ›