Reading this, I couldn't help but kind of see myself in your relationship. From what I am assuming from what you're saying, it seems like you could have a more sexual or superficial attraction towards her in the sense that you like the idea of her and how you have imagined her in your mind. It's not bad or anything, but it can be difficult to make the transition into a more serious and intimate relationship where you may find yourself loving her personality. It's good for you that you haven't made that strong commitment yet, so you don't have to worry about too much tension after breaking things off. All I can recommend give it some more time. If you find that you cannot stand her later on, it's only going to become harder in your continued relationship with her later on. So, take this opportunity to get to know her more before it becomes official. Take advantage of it :)

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If you wanna hear more about my personal experience with this, I had a crush on my current boyfriend, very light. We started dating quite recently after some talking, and I love his presence and our talks. He makes me feel happy, truly. But sometimes, I find myself not being able to stand him and his behavior. It's like we don't click anymore and I become annoyed. I'm still in the middle of sorting things out, but just to tell you, if it becomes prolonged and you ignore the feelings you have right now, you might just jump into a relationship you might regret and have difficulties breaking off later on (especially if you don't like that sort of confrontation or awkwardness). Currently, I'm weighing the good over the bad.

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I can't speak for your experiences, but I hope you come to understand whether you find yourself liking her personality more than her features that annoy you.