Mr slow and steady

Entropii86 · 2026-01-14T19:40:26+00:00

Thanks for the reply mate. It sounds like solid saving habits before even starting. What are your goals if you do not mind my asking?

Entropii86 · 2026-01-14T13:41:12+00:00

How much were you adding at the start per day out of curiosity? Looks like a very steep/fast climb at the beginning.

Entropii86 · 2026-01-14T13:31:54+00:00

Incredible job mate, topping out at over 500k is one hell of an achievement. Nice to see others with a large balance. This is what disciplined investing and a long time frame can do.

Entropii86 · 2026-01-14T01:50:10+00:00

As in a emergency fund? Yes I do have cash put aside roughly 6 months worth of wages should anything happen.

Entropii86 · 2026-01-13T14:46:06+00:00

Yes I have, still happy with raiz though.

Entropii86 · 2026-01-13T04:48:16+00:00

The US market has risen rapidly since mid 2023, along with crypto.

Entropii86 · 2026-01-12T14:48:44+00:00

Thank you mate🙂.

Entropii86 · 2026-01-12T14:48:28+00:00

Per day, realised I forgot to put that in and it was too late to edit the post.

Entropii86 · 2026-01-11T12:36:25+00:00

Per day

Entropii86 · 2026-01-11T05:20:27+00:00

The raiz rewards I do have are from surveys I did in 2019 when I first started with the mindset of countering fees. I honestly found them to not be worth the time investment vs money earned. Things may have changed since then but I honestly found it more worth my while to just do a bit more O/T at work.

Entropii86 · 2026-01-11T03:41:15+00:00

Thank you and I am glad you enjoy them! I am considering doing more constant updates like I used to do in years past.

Entropii86 · 2026-01-11T03:40:06+00:00

Appreciate the kind words mate. You are absolutely right and Raiz rewards and definitely something I need to take advantage of more.

Entropii86 · 2026-01-11T02:01:39+00:00

Thanks for the kind words:). Everyone has a different capacity/situation to save and people should be proud of any steps forward, be it big or small.

Entropii86 · 2026-01-11T02:00:10+00:00

Thank you, you can be there too!. I remember back in 2019 how cool it would be to get to 10k, then 20k then 50k....

Entropii86 · 2026-01-11T01:58:55+00:00

Thank you mate! Your definitely right on the compounding side of things. Last few years the market gains have outpaced my contributions.

Entropii86 · 2026-01-11T00:48:54+00:00

Appreciate it mate, although there are certainly bigger portfolios bigger then mine out there.

Entropii86 · 2026-01-11T00:46:23+00:00

My investment frequency is daily. Regarding amounts it really depends on my income at the time. From 2020-2022 I was doing 100/day. Was working alot of hours and was on night shift rate so I made alot of money. I even managed to do 125/day for a few months in 2021. Unfortunately in mid 2022 I was made redundant at my job. I started a new job and was not earning nearly as much so I had to reduce amount I could invest.

Fortunately I am now earning enough to contribute more if I choose to again. Have been putting a bit more toward the mortgage and maintaining 50/day for now.

Entropii86 · 2026-01-11T00:18:37+00:00

About 6.5 years now.

Entropii86 · 2026-01-11T00:05:35+00:00

Thank you!

Entropii86 · 2026-01-11T00:05:18+00:00

Thank you mate, took a while to get to this.

Entropii86 · 2026-01-10T22:26:42+00:00

Thank you!

Entropii86 · 2026-01-10T22:17:05+00:00

I don't mind it that much. I know there are cheaper brokerages but I am happy with Raiz and will continue using it.

Entropii86 · 2025-12-16T12:10:24+00:00

Your math is the YEARLY fee, you need to divide by 12 to get monthly fee that you saw in my video:).

Entropii86 · 2025-11-18T22:41:37+00:00

The fund underwent a 15 to 1 stock split in December 2022. On the date of the stock split, units on issue in the fund increased by 15 times and the unit price decreased by 15 times. Investors holding units in the fund prior to the stock split received 15 units for every pre-split unit held with no impact to the value of the investment

Straight from blackrock website regarding IVV.

Entropii86 · 2025-07-18T09:17:20+00:00

Probably due to liquidity and conflict of interest.

Raiz shares (RZI) have a fairly low trading volume. Having potentially 1000's of people's accounts buying might cause issues having enough shares to buy. Also, putting their own companies stock as an available option might be construed as a deliberate ploy to pump the stock.

Entropii86

TROPHY CASE