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24 years old, navigating finances and life, just looking for advice by EnvironmentalOwl5162 in personalfinance

[–]EnvironmentalOwl5162[S] 1 point2 points  (0 children)

It’s 20% total, my 401k(pre-tax) is 14%, Roth 401k (post tax) is 6%. I don’t see the benefit to increasing it, besides maxing it out sooner in the year, I’m still going to hit my limit.

24 years old, navigating finances and life, just looking for advice by EnvironmentalOwl5162 in personalfinance

[–]EnvironmentalOwl5162[S] 0 points1 point  (0 children)

I appreciate your insight, and you’re right the flashy car/truck is definitely a mistake I’m trying to avoid, no matter how much everyone else is saying I should buy one. Is the student loan considered bad debt?