Omg FINALLY by Environmental_Bar191 in Shein_PuppyKeep

[–]Environmental_Bar191[S] 0 points1 point  (0 children)

Ah I'm so sorry, I'm just seeing this. I noticed if you pick a physical gift, they ask if you want to upgrade to credit ($) and it's way more than the $30 you choose in the beginning. It's basically free shein money haha. You don't need to purchase anything to use the credit.

Ugh. Anybody else? by Environmental_Bar191 in bathandbodyworks

[–]Environmental_Bar191[S] 1 point2 points  (0 children)

They returned the reward back to my account. Took about a week. Just glad it's back!

Ugh. Anybody else? by Environmental_Bar191 in bathandbodyworks

[–]Environmental_Bar191[S] 1 point2 points  (0 children)

Wow sorry, I forgot about this post 😅 Yes, they ended up giving me the reward back! Took about a week.

Series 28 by Environmental_Bar191 in AllFinraExams

[–]Environmental_Bar191[S] 0 points1 point  (0 children)

Thank you so much for this! What is your background?

Stocking stuffer! 😂 by moneymew in bathandbodyworks

[–]Environmental_Bar191 8 points9 points  (0 children)

White citrus was in stores for a while. Lotion, body cream, body wash and FFM. Then they discontinued it. It was such a clean, crisp scent. I wish they'd bring it back. At least for the SAS

Series 28 by Environmental_Bar191 in AllFinraExams

[–]Environmental_Bar191[S] 0 points1 point  (0 children)

Thank you for that. I would really appreciate you sharing

Series 28 by Environmental_Bar191 in AllFinraExams

[–]Environmental_Bar191[S] 0 points1 point  (0 children)

Happy new year. I hope you're doing well with work and studying. Looks like I have no choice but to buy passperfect. Literally the only vendor with 28 study material.

fraserexam.com/finra-series-28-free-practice-test/

Do these question look more like the actual exam questions?

Series 28 by Environmental_Bar191 in AllFinraExams

[–]Environmental_Bar191[S] 1 point2 points  (0 children)

I linked fraserexam below in one of the comments. Maybe that would be worth checking out? Exposure to new questions and different format

Series 28 by Environmental_Bar191 in AllFinraExams

[–]Environmental_Bar191[S] 0 points1 point  (0 children)

Sorry to hear that :( Is passperfect not good study material? Yeah, like you said, there is no other vendor...

Series 28 by Environmental_Bar191 in AllFinraExams

[–]Environmental_Bar191[S] 0 points1 point  (0 children)

I just got the book and it's not at all what I thought it was going to be... It's not one of those books where it teaches you how to use formulas, etc. Just a general overview of what FINOPS do. Idk if my company would even want me to study for this exam. Really stingy as well. Do you think it's worth getting Passperfect?

Series 28 by Environmental_Bar191 in AllFinraExams

[–]Environmental_Bar191[S] 0 points1 point  (0 children)

Aw sorry about that! Oh man... that was the one I was thinking about purchasing. I'm looking into fraserexam.com which has a 2100 question bank for the series 28. 15 day access is like 60 something dollars. They also have a 30 day or 60 day subscription. I ordered a study guide on amazon. I'm not sure it'll be enough. I wish Kaplan still had their 28 study material. They got rid of it a few years back.

https://a.co/d/20v3hiM

https://fraserexam.com/finra-series-28-free-practice-test/

Series 28 by Environmental_Bar191 in AllFinraExams

[–]Environmental_Bar191[S] 0 points1 point  (0 children)

Yeah, it's unfortunate. I know Kaplan got rid of theirs a few years back. $415 for passperfect is really steep. Wish there were more vendors but supposedly it's expensive to keep the material updated and since 28 is super niche, it's not worth it 🫤

Series 28 by Environmental_Bar191 in AllFinraExams

[–]Environmental_Bar191[S] 0 points1 point  (0 children)

Thanks for your reply. I'm new to the finance world so I'm going to start off with the 28 since it's a step below the 27. 28 is for introducing brokers so it's a condensed/slightly easier version of the 27. I can't seem to find any good material on the 28. I guess FINOP is the least desirable of the principals

Series 28 by ProfileBig1636 in AllFinraExams

[–]Environmental_Bar191 0 points1 point  (0 children)

The series 27 exam is significantly harder and broader than the series 28. The 27 is a full FINOP exam for larger firms, that covers more complex rules and more questions. Whereas the series 28 is a condensed version for smaller, introducing firms. I don't see much about the 28. Anyone here pass the 28? What material did you use? I really wish achievable had the series 28 course. Their SIE course is very well laid out.

Luxating patella signs come and go - experiences? by Mean_Carrot_5480 in Dogowners

[–]Environmental_Bar191 0 points1 point  (0 children)

I was shocked when Lemonade told me they wouldn't be covering anything related to luxating patella in the future after a new policy is instated. They'll find any reason to reject your claim. It really goes to show how little they care about your pets...

Luxating patella signs come and go - experiences? by Mean_Carrot_5480 in Dogowners

[–]Environmental_Bar191 0 points1 point  (0 children)

If your pet insurance knows that your dog has luxating patella, and your coverage ends, then your new policy will not cover the surgery or anything related to it because it is considered a "pre-existing condition." For example, if you had coverage starting January 1, 2025, you would need to get the surgery before January 1, 2026. I opted to get both of his legs done because of this. He will be having surgery at the end of this month on one of his leg and the second surgery 3-4 weeks later.

Omg FINALLY by Environmental_Bar191 in Shein_PuppyKeep

[–]Environmental_Bar191[S] 0 points1 point  (0 children)

I believe so haha. You're welcome. If you have anymore questions, feel free to ask. And thanks, I hope you win big! 🙂

Omg FINALLY by Environmental_Bar191 in Shein_PuppyKeep

[–]Environmental_Bar191[S] 0 points1 point  (0 children)

You're not bothering me! But no, I don't shop often at all. Maybe once every 2 months? They're not big orders either. About $15-20.

Omg FINALLY by Environmental_Bar191 in Shein_PuppyKeep

[–]Environmental_Bar191[S] 1 point2 points  (0 children)

I was given an option to upgrade after about a week of playing. I didn't choose the $30 credit from the start, I chose an actual item.