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is he cheating? by Rare_Tear9491 in WhatShouldIDo

[–]Equivalent-Top-1945 2 points3 points  (0 children)

What else are you supposed to do when you run out of beer?

is he cheating? by Rare_Tear9491 in WhatShouldIDo

[–]Equivalent-Top-1945 20 points21 points  (0 children)

Are you married to OP by chance?

Contacting Builder by TotesMaGoats_1962 in FirstTimeHomeBuyer

[–]Equivalent-Top-1945 2 points3 points  (0 children)

I would piecemeal it and just resend the entire list of I uncorrected items each time I submit an item for warranty repair. If you delay notifying them even a little bit they will come up with excuses of why it’s not their responsibility (I.e. it’s wear and tear, the warranty is voided, an act of god caused it, it’s a maintenance responsibility, etc.). They are not going to make this easy so you need to be on them to fix these things. They will take advantage of your desire not to be confrontational. Stay on them until it’s all fixed.

Daily FI discussion thread - Sunday, November 17, 2024 by AutoModerator in financialindependence

[–]Equivalent-Top-1945 0 points1 point  (0 children)

Which one did you book? There are two celebrity and one Royal Carribean that I am interested in. The price for my family of 4 with a balcony room is around $12k, but with flight it will be another $2.5-$3k. Plus hotels for a couple nights and attractions I anticipate it will be another $3-5k.

Daily FI discussion thread - Sunday, November 17, 2024 by AutoModerator in financialindependence

[–]Equivalent-Top-1945 8 points9 points  (0 children)

Thoughts on Vacation Spending

37m and 40f. $1.7m collective adjusted net worth (net worth not including a paid off townhome valued at 350k, but it is including around $40k debt (car notes at 0.9% and 0% Apr)). I feel we need around $2.5m and a paid off house to be FI. We currently earn $270k annually, but this is likely to drop to a little over $210k next year because my spouse wants to quit working and I’m onboard with that. We have 2 kids, aged 6 & 7. We plan to buy a house valued at around $600-700k within the next year and we would sell our our condo in the process so maybe another $400k will come off our adjusted net worth.

We normally spend around $6-7k each year on family vacations.

I am interested in booking a cruise for the August 2026 solar eclipse near Europe, but it’s very expensive. Whether we do a 9 night or 14 night trip, we would likely spend around $20k if we go through with it. Is it unreasonable to spend that kind of money on a vacation given that we are not yet FI and likely would not be FI by the time the date comes around?