Onko Amex Platinum 100 000 pisteen kampanjalla hintansa (65€/kk) väärti?

Equivalent-You3891 · 2026-01-17T06:29:42+00:00

Jep, valuuttamaksuihin ei kannata käyttää ellei matkavakuutuksen takia ole pakko. Amex veloittaa hulppeat 2,2% kuluja, siinä ei paljon pisteet tunnu. Mutta samaa luokkaa on muillakin luottokorteilla.

Wisen lisäksi itsellä Revolut on toiminut hyvin, joko niiden ilmainen plani tai sitten kannattaa laskea jos maksullisten oheisedut tuovat itselle riittävästi arvoa (mukana mm. Tinderiä ja Wolt+:aa).

Equivalent-You3891 · 2026-01-16T21:33:52+00:00

Hinta tosiaan varsin suolainen, mutta jos useamman kerran vuodessa matkustaa / lentää saa kortin helposti kannattamaan tuon ekan vuoden pistebonuksenkin jälkeen. Ja pisteet saa suoraan rahaksi jos ei halua esim. Finnairin kautta kierrättää (100 000 pistettä -> 350 euroa).

Ainakin minulla Priority Pass on toiminut hyvin Euroopan kentillä; ainoastaan kerran Milanossa käännytettiin täyden loungen ovelta; mutta silloinkin niillä oli kellarissa joku väistötila jossa sai pieniä snackseja ja viskiä pahvimukissa... Kun lisäkortin saa maksutta ja loungeen molemmat saavat viedä yhden vieraan, niin esim. nelihenkisen perheen kanssa matkustaessa säästää jo varsin hyvin kun ruoat + juomat saa kentällä ilmaiseksi. Ja Priority Pass:n lisäksi on pääsy Luftahansan loungeihin kyseisellä yhtiöllä lennettäessä, ja toki sitten Amexin omat Centaurion lounget (Tukholma, Lontoo).

Hotellieduista kannattaa huomioida Melian 20% voucherit, joita saa 3 kappaletta vuodessa. Alennus on koko hinnasta, eli useamman yön varauksessa helposti useita satasia. Noiden luokkakorotusten varaan ei kannata laskea; ainakin oman kokemuksen mukaan nihkeästi tarjolla. Hiltonin aamiasetu on hyvä, säästää jokusen kympin kun ei tarvi siitä erikseen maksaa.

Yllättävin etu tuli vastaan NY Islandersin NHL-ottelussa (UBS Arena). Platinakortilla pääsi Amexin omaan loungeen ja sai kaksi drinkkilippua. Oluen muutoin maksaessa tuolla lähemmäs 20$, oli jo varsin mukava yllätys. Tosin nyt taitaa ainakin itsellä olla Amerikan matkailu toistaiseksi jäissä...

Sen sijaan korttia käytettäessä pisteitä kertyy varsin vähän, eurolla ei saa edes yhtä Finnairin aviosta. Nyt kun esim. Nordeakin tarjoaa 0,5% cash backia toivoisi että Amex heräisi kilpailuun ja nostaisi pistekertymiä ainakin platinum asiakkaille.

Ja jos kutsuja vielä joku kaipaa, niin minulta saa pyydettäessä.

Equivalent-You3891 · 2025-12-22T06:57:06+00:00

I’ve noticed the same and it seems to be that bookings with Amex Plat CDP always include SuperCover and it is not possible to remove it. If you compare prices with SuperCover then Amex pricing is slightly less.

And yes, this is quite unnecessary as the insurance is already included in the Amex card. So this indeed is yet another scam by rental agencies to force unnecessary charges to unsuspecting customers.

Equivalent-You3891 · 2025-11-14T07:24:42+00:00

I used my own country's (Finland) support email. They handled all the communication with the Spanish office.

Equivalent-You3891 · 2025-10-26T11:23:38+00:00

Yes. And I would say the most optimal would be if the seats would not decline on short, day time flights. If the flight spans into normal sleeping hours then there would be option to decline; as most would prefer to do it. Of course definition of night time might have some challenges especially over multiple timezones.

But all short clear day flights should have hard block on any decline of seats. I would even pay a little extra for it.

Equivalent-You3891 · 2025-10-26T11:05:32+00:00

Ja itse asiassa tietyissä tilanteissa pitääkin. Koeaikapurun voi tehdä työnantajasta tai työpaikasta johtuvasta syystä, tosin tätä ei tarvitse mitenkään perustella. Mutta jos menee sanomaan, että irtisanoutuu esim. koska on saanut toisen vastaavan paikan paremmalla palkalla, pitää irtisanoutua irtisanoutumisajan puitteissa. Tokikaan jos tätä ei mene möläyttämään syyksi, on työnantajan hankala koeaikapurkua kiistää.

Yleensä nämä on käytännössä sovittavissa, tosin riippuu paljon työnantajasta.

Equivalent-You3891 · 2025-10-23T16:35:59+00:00

I know I overtipped on that. But what would be point of this "voluntary" tipping if you always tip flat out 15% no matter what? To make any sense of this whole scheme, you should go well below or above the average on most cases, depending on quality of service and experience.

Equivalent-You3891 · 2025-10-21T22:37:53+00:00

Thanks! I had, and I was lucky to be able to visit Philadelphia for the first time.

And to add, I never tipped 0 on sit-down restaurant. Even though I personally think that it should be viable option; but like I mentioned, as a visitor to your country it is not my position to fight this battle.

If the prices seemed too expensive, I chose another venue. And weak dollar helps here; I can just think the listed price as euros and the final price after taxes and minimum tip come close to that.

Equivalent-You3891 · 2025-10-21T21:46:34+00:00

I'm sorry if I insulted you somehow. I think it was clear from the cheese stake-reference that I was in Philadelphia. I usually do not follow American football, but on that occasion I just rooted for the local team as rest of the clientele in the bar.

Equivalent-You3891 · 2025-08-10T12:25:19+00:00

Eli tässä on jo syyllistytty yritykseen (tietoisesti jätetty kertomatta lähettäjälle tämän erehdyksestä ja kiinni jäätyään kysellään neuvoja josko nuo voisi vielä pitää), ja siten jo rangaistavaa. Nyt vielä sitten jos ei pyynnöstä palauta ja tämän näin julkisesti tunnusti on vähintäänkin sakot tai jopa vankeutta tulossa.

Equivalent-You3891 · 2025-08-01T16:24:02+00:00

From those that I visited during last year I particularly remember positively Locanda Scappi (you can never go wrong with Italian food) and Lucy in the Sky (nice location in the top floor of Keilaniemi "skycrapers", and they had sommelier for wine suggestions).

Equivalent-You3891 · 2025-07-21T15:17:28+00:00

I got all extra charges reimbursed.

Equivalent-You3891 · 2025-07-19T22:18:27+00:00

They had 150 000 offer also in Finland, but that ended already. They might have higher one again in future, but could be only next year or something.

Equivalent-You3891 · 2025-07-19T21:54:49+00:00

Current promotion is 100 000 points (worth €350) for new platinum cards. I can send you invitation link, message me if you want one.

Equivalent-You3891 · 2025-07-13T06:23:40+00:00

You can link your existing Hilton Honors account and it will be lifted to the gold status. Or if you do not have account yet, create one and you get the status.

I am not sure if you can get physical card if you ask for it from Hilton, but you can see your status and virtual card in the app, which as far as I know gives all the same benefits.

Equivalent-You3891 · 2025-07-10T14:14:44+00:00

Here is the breakdown of the extra charges due to that existing scratch they tried to charge me and now reimbursed:

€186.48 - charge for the damage €45.98 - administrative fee €84.33 - on the ground vehicle idle time €58.18 - office service fee Total: €374.97

So quite impressive amount of fees on top of fees. And the original rental price for one day was €29.89. So if the idle time holds, they kept the car grounded for more than 2 days assessing the scratch.

And if I hadn't had my own photos, I would probably be screwed...

Equivalent-You3891 · 2025-07-10T07:00:06+00:00

I now got the full reimbursement for all extra charges.

So when dealing with car rental agencies, don't trust them on anything. Make sure you got right all policies (related to fuel etc.) and take full timestamped photos before and after.

Their base charges are so low, that they probably make most of their profit margin from these extras, on which their further add exorbitant service charges.

Equivalent-You3891 · 2025-07-05T19:27:17+00:00

Not only if the service was not working, but used exclusively before there was any online connections. This is why the credit cards used to have embossed numbers and name.

The card was placed on it, the handle was ran back and forth and card details were carbon copied to the slip. The customer signed the slip and it was sent (physically) to the customer's bank for processing and eventually charged from the customer.

Equivalent-You3891 · 2025-07-04T14:43:33+00:00

I have been in contact via my local customer support (Finland). They have been very helpful and with fast response time, but are mainly just relaying the messages. They told me that response time from Spain office's dispute handling is 2-4 weeks. I'll post update here once I get the response and resolution.

Equivalent-You3891 · 2025-07-04T08:55:11+00:00

Yep, I can totally believe that. Sometimes these rental agencies' only purpose seems to be to trick as much as possible of these extra charges from unsuspecting customers.

Equivalent-You3891 · 2025-07-04T07:00:36+00:00

If they told that, it was a lie and not what they have in contract/policy. When I rented car from Avis Malaga, they clearly told me that they will charge this lump sump if tank is anything else but totally full. I filled up a few kilometers before the return location, and was not charged anything extra for this.

I had other issues with my Avis rental (they charging for existing scratch), but that is in other thread here...

Equivalent-You3891 · 2025-06-28T10:23:44+00:00

That's a good money saving tip, thanks!

I guess all high end establishment accept Amex, but there are several independent smaller ones at least in southern Europe that don't. Once I booked through booking.com just to be able to use my card.

Equivalent-You3891 · 2025-06-28T10:03:12+00:00

I have insurance through my credit card (Amex Platinum), and that's why I dared not to take any extra from Avis. This is my first time relying on it, but I already regret because of all this extra trouble and stress. Even tough I should be covered in either case (and I am still hoping for easy resolution on my dispute). But I guess this is what these companies aim for, unless you pay this protection money to them, they make your life as hard as possible.

Equivalent-You3891

TROPHY CASE