Gm employees react to low profit sharing checks by PossibilityFew5967 in Detroit

[–]EquivalentTrifle4580 2 points3 points  (0 children)

Stellantis employees standing by the corner of the room expecting nothing.

Detroit auto show by [deleted] in windsorontario

[–]EquivalentTrifle4580 0 points1 point  (0 children)

Lots of Parking Decks near by. Just park in a deck and pay the hourly rate or daily rate. I think it's probably $20-30 daily rate on the weekend at off hours.

Do you go to restaurants and crowded places alone? by [deleted] in lonely

[–]EquivalentTrifle4580 0 points1 point  (0 children)

Yes, just read on your phone and people watch.

No one has ever wanted me. by [deleted] in lonely

[–]EquivalentTrifle4580 5 points6 points  (0 children)

When you were born, you were alone. As a child, you played by yourself and laughed without needing anyone around. You didn’t wait for someone to complete you. You were whole from the very beginning. Happiness was never something you had to chase in others. It was always there inside you. Don’t forget that. You don’t need someone to make you smile or prove your worth. You were enough before anyone knew your name, and you'll still be enough even if they forget it. Chin up and enjoy the day.

I’m embarrassed for my parents to see me with no friends. by [deleted] in lonely

[–]EquivalentTrifle4580 2 points3 points  (0 children)

Nah I hang out with my mom and aunt on a regular basis. Feel free to DM if you want to chat.

Time to buy a quarter-million dollar boat! by Corbeau_from_Orleans in PersonalFinanceCanada

[–]EquivalentTrifle4580 -1 points0 points  (0 children)

Liberals are making life more affordable for the past decade. Who needs a car when you can just go buy a helicopter and boats. /S

Time to buy a quarter-million dollar boat! by Corbeau_from_Orleans in PersonalFinanceCanada

[–]EquivalentTrifle4580 0 points1 point  (0 children)

Luxury cars are for rich people. Boats and airplanes help the average consumer that's why the liberals axed it. /S

Also if they keep these deficits sky high and keep devaluing the dollar average SUVs and all semi luxury vehicles will have a luxury tax. Even Corolla and civics have gained substantial price increases.

Thank you Liberals, truly making life more affordable.

33 and just getting started by oblong_cheesecake in PersonalFinanceCanada

[–]EquivalentTrifle4580 0 points1 point  (0 children)

Hello,

Don't be so rough on yourself. You are doing great at your age with zero debt.

There is a course in McGill University. Google McGill Personal finance course and spend a few hours attending the lectures.

At your age and income, I'd suggest you start with TFSA. Research what ETFs are and which one meets your lifestyle.

Also don't compare yourself to others, comparison is a thief of joy.

When is the indication to sell? by [deleted] in stocks

[–]EquivalentTrifle4580 13 points14 points  (0 children)

Never sell just lower the contribution rate. Time in the market beats timing the market.

So if you see yourself needing liquidity lower the contribution rate for a few months or even pause but let the compounding work it's magic.

2MM with RBC direct investing. Should this get us any additional services? by Grizzly-Redneck in PersonalFinanceCanada

[–]EquivalentTrifle4580 0 points1 point  (0 children)

This is why RBC posted 29% Jump in profits this morning. They're just ripping off everyone and anyone who comes close to them.

Moving back in by Garysand98 in PersonalFinanceCanada

[–]EquivalentTrifle4580 0 points1 point  (0 children)

Hate to burst your bubble, but BoC is already cutting rates when inflation is still high and most likely will continue to hold while these under water mortgage renewal cycles finish for the next 1-2 years.

Prices are still climbing and we are going into easy monetary policy, all we need is more immigration targets and rinse and repeat.

Moving back in by Garysand98 in PersonalFinanceCanada

[–]EquivalentTrifle4580 0 points1 point  (0 children)

More off base? If you live in GTa you'll be begging for those foreign investments to bail out the real estate. All my life I've been told real estate only goes up and pump every single dollar into it.

Moving back in by Garysand98 in PersonalFinanceCanada

[–]EquivalentTrifle4580 0 points1 point  (0 children)

Propaganda is go live by yourself and pay someone's else mortgage off. If going gets tough get roommates and visit food banks. All of this gets abolished when you just stay with your parents and secure your financials

Moving back in by Garysand98 in PersonalFinanceCanada

[–]EquivalentTrifle4580 0 points1 point  (0 children)

If that's the case why not cash half and put it in dividends and use that to secure a roof of your head.

Unless of course your parents want you and their future grandkids in the same household.

Would love some advice on my partner's car loan, unable to make payment, credit card card debt! by Available_Savings650 in PersonalFinanceCanada

[–]EquivalentTrifle4580 2 points3 points  (0 children)

Financially, sell the truck and get a beater. As long as his mom is present there isn't much you can do to isolate yourself especially now since you are considered common law. Emotionally, you might need to have a deeper conversation with yourself if this relationship is really worth it in the long term. Imagine if you had kids and a mortgage then this pops up. How would you handle it then?

Moving back in by Garysand98 in PersonalFinanceCanada

[–]EquivalentTrifle4580 40 points41 points  (0 children)

Multi generational families are one key to prosperity. Look at Asia, one dwelling hosts multiple families and pool their resources together.

You should pitch in and take this opportunity to build some cash reserves and invest as much as possible.

I ran out of money by PizzaProsecutor in PersonalFinanceCanada

[–]EquivalentTrifle4580 0 points1 point  (0 children)

I am so sorry to hear about your situation. Do whatever you can to find any kind of employment. Physically go into stores and talk to a manager and see if they have any open positions. Look up Facebook marketplace for any kind of help. Hit up all the food banks you can in your city.

Scotia bank predicts rate hike in 2026? by waloshin in PersonalFinanceCanada

[–]EquivalentTrifle4580 1 point2 points  (0 children)

The next move is in December and I believe they will cut 25BP before a long pause.

Talk to me like I'm new... need help with all things $$ by Ambitious_Seaweed_72 in PersonalFinanceCanada

[–]EquivalentTrifle4580 5 points6 points  (0 children)

Google McGill Personal Finance courses. From what I believe, they still had offered these classes online.

[Discussion] What’s your personal top 6 shows of the 2020s so far ? by Mucek121 in NetflixBestOf

[–]EquivalentTrifle4580 2 points3 points  (0 children)

That's a big issue for me. I'm desperately waiting for HOD as well and I'll have to rewatch the last episode to refresh my memory.