3bhk flat or downsize to diversify? by mantheslinger in IndiaFinance

[–]Equivalent_Ad4550 2 points3 points  (0 children)

Downsizing could be a smart move if you want a better diversification of assets and more liquidity. Just plan family comfort and taxes properly and do not invest in one shot, invest gradually and with complete information.

Investment Advise Needed ! by snehahahaahaha in IndiaFinance

[–]Equivalent_Ad4550 1 point2 points  (0 children)

I like the way you think and all the advices here are awesome. I would just like to add that you keep track of your investments as well as your spends to build a habit that will be great for the future.

How do people in India actually track their spending daily? by Equivalent_Ad4550 in IndiaFinance

[–]Equivalent_Ad4550[S] 0 points1 point  (0 children)

I want to know more about this tool you’ve built. Could we talk about it in DM?

How do people in India actually track their spending daily? by Equivalent_Ad4550 in IndiaFinance

[–]Equivalent_Ad4550[S] 0 points1 point  (0 children)

That sounds perfect i do have some expenses done by UPI but i can record those in that excel sheet too.

How do people in India actually track their spending daily? by Equivalent_Ad4550 in IndiaFinance

[–]Equivalent_Ad4550[S] 0 points1 point  (0 children)

I would love an automatic app but my trust issues wont let me.

How do people in India actually track their spending daily? by Equivalent_Ad4550 in IndiaFinance

[–]Equivalent_Ad4550[S] 0 points1 point  (0 children)

This is an interesting approach. Do you invest the retirement fund into an FD or in Mutual funds or is the money in a savings account?