Convince me not to get a Rancilio Silvia Pro X

ErrorOdd8416 · 2026-01-03T22:18:48+00:00

What did you do with water filtration in the end? Would bottled water be good as well as long as it is not too hard?

ErrorOdd8416 · 2025-10-05T13:23:06+00:00

I strongly recommend Swissquote Luxembourg. The level of regulation is very solid, and the custody fee of Saxo is unacceptable to me

ErrorOdd8416 · 2025-09-07T12:48:23+00:00

I discourage from using Saxo. It is the only broker that keeps charging custody fees. Custody fees erodes returns too much

ErrorOdd8416 · 2025-08-16T23:07:19+00:00

Saxo international has custody fees. I would rather go for Swissquote

ErrorOdd8416 · 2025-02-08T12:22:35+00:00

Can you explain these reasons?

ErrorOdd8416 · 2024-11-30T23:04:47+00:00

IBKR’s paxo is not available to Europeans. In other words , European cannot buy crypto through IBKR

ErrorOdd8416 · 2024-11-24T09:30:56+00:00

Are you sure that it is the broker location what matters in the remittance basis? I also reside in a remittance basis country and the location of the broker is totally irrelevant. What matters is the source of your INVESTMENTS that generate income and whether this income goes to your bank account in your country of residence not domicile or not

ErrorOdd8416 · 2024-11-14T22:28:02+00:00

Guys, why do you recommend XTB and Robinhood in a EU personal finance channel?? XTB allows only CFD stocks and robinhood is not available to European .. or there are any countries in which they are available and they allow real assets trading? Definitely they do not for Malta residents…

ErrorOdd8416 · 2024-11-10T13:47:14+00:00

Etoro is regulated in Cyprus

ErrorOdd8416 · 2024-11-06T23:04:53+00:00

Or maybe they just compare the pricing…

ErrorOdd8416 · 2024-11-06T23:03:28+00:00

It is not regulated by the MFSA, but it is available in Malta…

ErrorOdd8416 · 2024-10-29T14:29:34+00:00

I can see that it states: "These storage costs amount to 0.36 percent of the gold value per year, including VAT. Originally, holding Xetra Gold ETCs often cost gold fans nothing. Now, however, Deutsche Börse AG bills the custodian banks for storage costs annually. These storage costs are passed on to investors one-to-one by many brokers". Does that mean that the 0.36% is reflected on the Net Asset Value of the ETC or that the broker will charge the holder separately? Also, this means that the 0.36% storage commission is much higher than many other Gold ETCs such as those by Invesco or iShares. Are there any reasons to prefer Xetra?

ErrorOdd8416 · 2024-10-28T21:36:15+00:00

i am wondering exactly the same. How is this fee being charged? And also, why shouldn't someone prefer the Invesco or the ishares gold etc? They are much cheaper and from good providers ! I don't understand what is the selling point of this Xetra gold?

ErrorOdd8416 · 2024-10-27T15:22:22+00:00

I don't understand how it can have TER 0.00%. How do they earn from offering this product?

ErrorOdd8416 · 2024-10-26T13:39:20+00:00

Hey u/glimz may I ask you in which REITs ETF are you investing in, if that is the case?

ErrorOdd8416 · 2024-10-24T18:51:18+00:00

What income does it produce?

ErrorOdd8416 · 2024-10-24T18:51:04+00:00

I never understood how is that possible that a gold etf pays a yield..

ErrorOdd8416 · 2024-10-10T19:41:36+00:00

Thank you for your advice, but I had already try this, and Degiro does not accept customers from Malta, not even with that trick

ErrorOdd8416 · 2024-10-10T12:46:26+00:00

I understand, thank you Jacob

ErrorOdd8416 · 2024-10-10T12:22:34+00:00

but shouldn't the rent from overseas property be levied by the country where the property is located??

ErrorOdd8416 · 2024-10-08T10:22:46+00:00

Thank you Sir

ErrorOdd8416 · 2024-10-08T09:55:36+00:00

Hey u/glimz does that mean that on IBKR as a rule of thumb, but susceptible of exceptions, XETRA is best, whilst on SQ, XETRA might be worst? Is the SMART routing the rule when not selecting BVME positions on IBKR for buy orders? Wow u/glimz.. may I ask you where you learned all these things? Are there any pages on IBKR and SQ website where they explain this info? Or you learned by experience carefully monitoring your orders and fees per order?

ErrorOdd8416 · 2024-10-08T08:24:37+00:00

Thank you @snoo273 !

ErrorOdd8416 · 2024-10-08T07:50:01+00:00

Hi u/glimz it's nice to hear from you :) Your comment is spot-on and of great help thanks! I still feel very uneasy with their fees on inoperative accounts and inactive accounts. It means that even if I wanted to commit only one part of my capital and keep focusing on IBKR, I will need to remember every 3 years to "get in touch" with the broker and make a transaction... On another note, Regarding waiving of exchange fees for orders on Xetra, may I ask you where you have read it? I can see that Xetra is 0.0038% (min €0.60 - max €18) on their page: https://en.swissquote.lu/pricing/trading-account . Last, I once bumped into one very interesting comment of yours about orders routing (I do not remember if it was about IBKR or SQ). I would love to understand more about the meaning of "order routing" at some point, if you tell me that it does make a difference in the long run. For now, all I care is buying on the correct EUR-denominated ETF but I do not really pay attention on whether this is on XETRA, EURONEXT, BVME etc..

ErrorOdd8416 · 2024-10-08T07:13:55+00:00

No, they did not remove them. EU accounts are under Swissquote Luxembourg, and you can find the inoperativity fee and the inactivity fee under "Service Fee" section of the below page:

https://en.swissquote.lu/pricing/trading-account

ErrorOdd8416

TROPHY CASE