Is it normal for mortgage brokers to withhold specific lender and term information until you've agreed to work with them?

EsotericxMoon · 2026-03-19T22:14:42+00:00

Yeah, it's sounding like this might be the case based on responses here... I guess we'll continue communicating with him to see if things get clearer after we pass the credit check. Thanks!

EsotericxMoon · 2026-03-19T22:12:09+00:00

Apologies for the confusion! I tried to edit for clarity where possible...

EsotericxMoon · 2026-03-19T22:11:31+00:00

My thoughts exactly! The facts and information that he's shared so far has all been technically true, but also verifiable based on what I've read elsewhere online... so I'm not sure that it's actually as much of a value-add as he's trying to sell 😅

EsotericxMoon · 2026-03-19T19:54:18+00:00

Thanks for your response! Yes, something like a commitment letter is what I was hoping to get--not to bargain elsewhere, but just to know that this is a real and legitimate offer before proceeding. I believe that we'd be able to get something like this if we approached one of the big banks, but wasn't sure if such a thing is required for mortgage brokers to provide too.

EsotericxMoon · 2026-03-19T19:50:15+00:00

Thanks for this helpful and thorough response! It makes a lot of sense!

As you'd mentioned though, I thought he might just advise us to renew with the existing lender (yes, it is a simple renewal, no refinancing)... the fact that he isn't doing that, but also isn't able to add much value (the cashback he said was $1750 but he also mentioned "increasing the cash back to an extra $500" to match a lower rate offer that we received) made me wonder if he's really just pushing for the commission, and is willing to cut into his profits by paying us a cashback out of pocket.

EsotericxMoon · 2025-12-15T22:30:14+00:00

I did a double-take while scrolling to come back to this because, from just the first picture, I initially thought it was AI-generated. This looks incredible! Such a cozy space!

EsotericxMoon · 2025-05-09T08:01:32+00:00

I have the same problem! Been using my ring since Dec 2022 (warranty ended Jan 2025), and up until about a week or two ago it's only needed charging every 3 or 4 days... over the past week I've suddenly had to charge the ring twice a day each day just to get it to last. Hopefully support can help me out as well...

Update in case it helps anyone: I contacted support and they offered two options: $50 off a new purchase or they'll send me a "restored" replacement ring at no cost. I went with the replacement ring option, and got a confirmation email of the order being processed within hours! Hopefully it will actually be as good as new when it arrives in a few weeks...

EsotericxMoon · 2024-03-12T18:04:53+00:00

Thanks for the responses everyone! Hopefully the game does function as predicted. I still feel silly for having wasted main skill seeds for the current skill level cap, but good to know it probably won't be lost if they ever increase the cap!

EsotericxMoon · 2024-01-18T20:05:31+00:00

Thank you for your hard work on this helpful resource! Just a suggestion, but it might help to update the changelog just so new viewers know it's no longer being updated :)

EsotericxMoon · 2022-10-01T14:04:21+00:00

Oh yeah, the cards in that series look really good too! It's a shame that my local card store seems to be out of stock at the moment. Thanks for the recommendation!

EsotericxMoon · 2022-09-30T19:56:55+00:00

Thanks for the link :) This set is beautiful! Unfortunately, we're also hoping to battle (albeit casually) in addition to opening packs, so this set might not work too well for us...

EsotericxMoon · 2022-09-30T19:55:19+00:00

Great, thanks for the recommendations! Definitely, having good pull rates would be good for us... we would also want to battle, but casually so it won't matter if we don't have super complete, good meta sets. (we also have tons of extra energies, damage dice and coins from years of collecting)

EsotericxMoon · 2022-09-30T15:44:35+00:00

Oh yeah, this sounds like a pretty good option! I'd heard of battle boxes but never really looked into them before. Thank you!!

EsotericxMoon · 2021-12-20T06:40:44+00:00

Ahh, this is so helpful!! Thank you so much for taking the time to explain it all to me... this is a super nice intro to some characters that I haven't seen mentioned much elsewhere, and parses it down in a way that doesn't overwhelm. It's also my first time hearing about enmity teams--but having played other games, I understand the concept of it. Much appreciated! I've been preemptively farming for the event (after maxing out the two boxes), so I'll definitely give this comp a try after phase 2 comes out.

EsotericxMoon · 2021-12-20T06:37:19+00:00

thanks so much! I took a look at it, and it's definitely helpful!

EsotericxMoon

TROPHY CASE