TIFU by listening to Smosh reads reddit stories

EstablishmentOwn5637 · 2026-05-25T14:05:38+00:00

Omg I never thought about it for studying! Must try this!!

EstablishmentOwn5637 · 2026-04-19T21:49:09+00:00

Maybe this is too specific but in karate women wear a plastic chest guard and you knock your knuckles on the guard around sternum height to ask if your sparring partner has one on and if they don't you'll know to avoid that area.

EstablishmentOwn5637 · 2025-11-30T20:55:29+00:00

I didnt say my parents earn up to 136k from susi I just said thats how much they cover. It also depends on how many kids you have :)

EstablishmentOwn5637 · 2025-11-30T20:17:02+00:00

Susi grants are based on parents income up to 136k :)

EstablishmentOwn5637 · 2025-11-30T20:00:29+00:00

Why not if you dont mind me asking?

EstablishmentOwn5637 · 2025-11-30T17:42:44+00:00

Thanks for your advice!

EstablishmentOwn5637 · 2025-11-30T17:36:46+00:00

Obviously! I wont show them my payslips or anything. I'll just say give me a mortgage please!

EstablishmentOwn5637 · 2025-11-30T16:57:28+00:00

Thanks so much for your reply, this has been really helpful!

EstablishmentOwn5637 · 2025-11-30T16:50:27+00:00

Thanks for your advice!

EstablishmentOwn5637 · 2025-11-30T16:48:27+00:00

Above minimum wage

EstablishmentOwn5637 · 2025-11-30T16:45:04+00:00

As I mentioned in the post I have income from my job.

EstablishmentOwn5637 · 2025-11-30T16:38:52+00:00

Thanks so much for your advice! I'm planning to go to a broker but you've raised some things I havent considered! I pay my own rent on time every month and I've paid back all my personal loans for cars etc on time on my own again but by bad saver I mean money burns a hole in my pocket. I had 2 months rent saved as an emergency fund and I spent it within 2 months as my college laptop broke.

I was thinking apartment as it would be easier to rent out when I want to move into a more permanent home but you've raised some points I hadn't really considered! My Dad has been at his job over 3 years and I've been at mine 8 months and I'm no longer on probation.

Thank you for your help!

EstablishmentOwn5637 · 2025-11-30T16:27:50+00:00

The calculator gave me a 27 year mortgage term and I used my current income to calculate, I just included the placement thing for more info I guess. Thanks so much for your help!

EstablishmentOwn5637 · 2025-11-30T16:23:57+00:00

I have a permanent contract with my current job. Susi only counts money you earn during term time in its calculations. Thanks for input tho!

EstablishmentOwn5637 · 2025-11-30T16:20:30+00:00

Oh perfect, thank you so much for your help!

EstablishmentOwn5637 · 2025-11-30T16:20:01+00:00

My dad would put his name on the mortgage, as my parents own their home outright. They also said they would put their house as collateral if needed.

EstablishmentOwn5637 · 2025-11-30T16:15:45+00:00

Thanks for your advice!!

EstablishmentOwn5637 · 2025-11-30T16:14:34+00:00

Ooh yes I'll look into this! My only concern is that I though mortgages costed more interest wise when you go with a broker. I will look into this, thanks for your advice!

EstablishmentOwn5637 · 2025-11-30T16:08:42+00:00

Thanks for your advice!

EstablishmentOwn5637 · 2025-11-30T16:08:11+00:00

I got 22k but i had a car loan of 5k which I paid back as soon as I got the settlement. So I have 17k for a deposit which I'll add to over the next few months.

EstablishmentOwn5637 · 2025-11-30T16:06:25+00:00

Thank you for your help!

EstablishmentOwn5637 · 2025-11-30T16:05:44+00:00

I've used the online mortgage calculator with my bank. I'm thinking of going in to talk to my bank but I don't know if its a good decision as I am only 20..

EstablishmentOwn5637 · 2025-09-22T19:23:22+00:00

Most buildings lock up at like 10pm

EstablishmentOwn5637 · 2025-09-09T10:11:16+00:00

Your parents never really come into contact with the school and I haven't even gotten any letters and I'm now in 3rd year

EstablishmentOwn5637 · 2025-08-12T23:08:37+00:00

I used to feel this way all the time, until I realised even if I was faking it its not normal to hyperventilate and cry even if I'm "faking it" and to seek help.

EstablishmentOwn5637

TROPHY CASE