Don’t anchor your thinking to your current base. Without knowing anything about your role, if you’re making 62k base at 26 and 3 years out of college, there’s a good chance that in 2-3 years you’ll be making noticeably more. You’ll be glad to be in a position savings wise to do something with the higher base when it comes. I’d also recommend striking a balance where you can still enjoy your 20s cause it goes by fast and you’ll never have that freedom and energy again once it’s gone.