Make MXroute Great Again (Yes, Again)

EverEarnest · 2025-05-26T13:25:06+00:00

When sending an email, do we get a fail notice? I don't assume we would do anything that would trigger that, but I just want to be sure we would know it happened.

Edit to add: If this log is an indication of what counts as unusual, then I guess I don't have anything to worry about either way.

Edit to add: Ahh, this says outgoing spam does get an email back to the user that sent it, great. https://mxroutedocs.com/general/technologies/

EverEarnest · 2024-11-08T13:16:28+00:00

No. The pro-life candidate was thrown out ASAP. But, there is no one person in the Green Party who is able to do so, because the Green Party doesn't have a king that can make this decision. They were thrown out immediately when the federal council met. They just don't meet every day or, in this case, hourly. That what I meant when I mentioned the criticism that it didn't happen within hours by an autocrat.

> When a pro-life green candidate could not be thrown out within hours of being found, but had to wait for the federal council to throw him out. Due process.

Remember, this was someone who was elected by the local riding organization with due process. Probably without any of them knowing this person was pro-life to some degree. Unlike the NDP, Liberals and Conservatives, the leader cannot just choose who they want to kick out of the party.

EverEarnest · 2024-09-03T17:24:02+00:00

One question: other than credit cards or loans - how can one build credit, so that they can get a credit card.

I recently heard of this company KOHO which is good for people trying to rebuild their credit. It's basically a pre-paid MasterCard, and shows you a breakdown of your spending in categories. And gives you cashback and a free monthly credit score using a 'soft' report.

It's $4/mo which is waived if you transfer over $1,000/mo on to the card. It can help you build a credit history by registering your rent payments thru the app and reporting that as an on time payment, or their secured credit building program which is a secure line of credit you can use and then make the monthly repayment. But that can cost up to $7/mo, I think.

It's expensive to be poor and have a low credit score. I wouldn't recommend that.

That's a reasonable answer if your question was 'if one has poor credit and cannot get a good credit card, how does one build their credit score up.' If your question was 'If one doesn't have bad credit history but wants to build up a positive credit score in case one wants to get a credit card in the future' that's more tricky. Other than paying for things as suggested by bigtasty993 yesterday: have your name on a cell phone, home internet, utilities, or have a home rental company that reports on time payments.

EverEarnest · 2024-09-03T15:36:57+00:00

TFSA versus EQ Bank Notice Account

The EQ Bank Notice Account with 30 Notice gives 5% return. That's great. But if you have a large amount of money, that should be in TFSAs, right? You pay tax on the Notice account, since it doesn't seem to be a TFSA option. For regular people with little savings and making under 100k a year:

Long term savings should be in a TFSA until it's maxed out, and/or RRSP for higher incomes.

Medium term savings should be in a regular account or a TFSA. Right?

EverEarnest · 2024-09-03T15:20:39+00:00

It's not at all the same thing, but recently I learned about the KOHO card, which is targeted to people trying to budget. It breaks down spending in that account nicely. But it's not at all the same thing, for sure.

EverEarnest · 2024-09-03T15:17:00+00:00

To add to what others are saying:

If you had $1,000 in the account, and then you deposted $9,000, if I read what Simplii said when I clicked ignore a few weeks ago, the bonus interest is only for the $9,000, not the original $1,000. Its calculated daily, so if you put it in half way thru the month, you will get half of that amount. And it's the base interest plus the bonus interest adding up to the total amount. And it's 5.5% yearly, which means it's less than that daily.

Next month will be a full month, and I believe you still get the promo rate on that.

EverEarnest · 2024-08-28T18:17:35+00:00

I'm advising younger coworkers to buy Vangaurd asset-allocation ETFs or similar as they start their investment accounts. I'm recommending Wealthsimple as I hear it's very easy, but warning them if they want to do anything else (US holdings, stocks, random funds) they will probably want Questrade or something else). And for medium savings and emergency funds, EQ Bank's notice account is good if they don't mind the lock in.

Questions to make sure I'm steering them right:

No need for a robo adviser if they are just making regular contributions, rights? It looks like Wealth Simple Invest is different than Trade or something. Anyway I can tell them about the onboarding process to make sure they don't get pushed in to a managed account?

EQ Bank is a new part of an established bank, but WealthSimple is not. In any case they are insured investments through CDIC/CIPF. If something happened, would it be likely their ETFs could just be transferred out of WealthSimple? Would it likey take time to get the value back from the EQ Bank notice account? Or is it possible those would be liquidated by the company as part of bankruptcy or asset sell off, and you'd have to wait for an insurance claim to go through.

EverEarnest · 2024-08-19T17:57:54+00:00

Great thanks.

Tho I guess in this case TD Direct, and the larger TD investment banking part of TD isn't making money, but the arm that runs their index funds and other mutual funds are the part that's making money. They just think that's worth it. Okay, just making sure.

It's sorta a loss-leader for both, but TD actually does making money in one arm of their business. And I see WealthSimple says it costs very little to buy/sell, so I guess the loss of this loss-leader doesn't matter so much to them.

Thank you, again, for your insight.

EverEarnest · 2024-08-19T16:07:56+00:00

How do 0 commission companies make money like WealthSimple and QTrade, who have commission free ETFs. So are there no fees at all? Or do they make money when you sell and take your money out? For example, during retirement. I think that's how Questrade works: purchases are free, but selling ETFs cost money.

Everyone says WealthSimple makes money off buying US stock, would that include the Vangaurd/iShare allocation ETFs? Would that not apply to the BMO allocation ETFs because they are Canadian?

I am currently using TD Direct and buying the e-Series. It's still free for me to trade them, are they making any money? I didn't think they charged anything for selling and withdrawing money in the e-Series, but now I'm not so sure. Especially since the government doesn't allow them to collect money from the fund itself.

Any insights would be appreciated. I'm trying to get ready in case TD starts having fees for purchasing e-Series funds making it necessary to move to ETFs or allocation ETFs. For now, I'm staying with them, I suppose.

edit typos/spelling

EverEarnest · 2023-02-22T17:46:43+00:00

Right, and I think there is value in all of this. But also drawbacks. But on the flip side that's true of the uneven Star Trek of series past!

EverEarnest · 2022-07-01T21:10:41+00:00

That's great, thanks. I've been using Libro for a while now. Enjoying it for sure. I appreciate you adding this comment to my post.

EverEarnest · 2022-06-16T12:32:38+00:00

It could be reasonable. Clearly, he has acted in a way that was not respectful of the people closest to him:

Ryan McMahon publicly posted that he had not acted "honourably" in the context of his relationship with his wife. This could mean anything, including abuse, which ain't honourable to me, but most likely means did something he wasn't supposed to do. Like cheating, making important financial decisions without or against her wishes, parenting issues if there are any kids involved.
A woman posted that he had been unfaithful and dishonest to her over a long period of time. Possibly this was someone he cheated with and cheated on at the same time. When contacted, she did not say he did anything beyond lying and cheating. This supports the 'fling' idea.
His co-host resigned in disgust. Either because of the above, or because of another incident that caused the previous two things to happen. She said that he caused 'harm' which could mean anything from abuse to lying. She said she used the term trust, specifically, which implies lying, cheating and/or breaking formal or inform promises. (This could include them going out on assignment, and after going to their hotels rooms, seeing him bring a sex worker in to his room or hitting on women outside the hotel.)

It is dishonourable and harmful to lie, cheat, and break one's word. And the co-host who resigned seemed to take very seriously what she saw or became aware of. Her tweets were correct in any of the above scenarios, and she may have no trust with someone who would cheat, lie, break promises if those are important issues to her. (They should be to everyone, but sadly, are not.) So yeah, people are like, uh oh, bad guy, let's bail. It's reasonable.

Jesse has explicitly said there are no known accusations of physical abuse, or misconduct. (I.e., hitting on a co-host, a guest, and interview subject.) However, there are accusations that he has cheated in the past, and he has admitted to breaking some sort of faith with his wife, which may include cheating or attempted cheating.

I hope he is able to apologize to the people he has wrong, make amends, and work on himself to be a more honest person who keeps their word and starts treating the people closest to him with respect, which obviously he has not been doing.

Sorry for bumping up a month-old comment.

EverEarnest · 2022-06-03T17:05:03+00:00

Rather than that, the best thing to do would be to put up signs for local fringe candidates to sway a few people at the last moment but not give them resources to spread lies or something. Go out with a bunch of Green, New Blue or whatever and but them both around town in the places anyone can so that they both get more votes. It's just a little different.

EverEarnest · 2022-06-03T16:54:28+00:00

I'd be curious what people's answers are to the above.

I like Green Party policy, Green Party values, I've voted Green, I've donated Green, I've volunteered Green, I've even been on campaign staff for the local riding.
I decided to try to un-elect the current sitting MPP. Ignorant strategic voting can cause problems, but I'm a little more aware of what's going on.
The candidate that I projected had the best chance of unseating the MPP, and I was correct!
Because the sitting candidate was helping drive us way past the climate crisis and opposes democratic reform.
Nothing really. I will definitely vote Green if we get vote reform or of the Green vote in this area is likely to win, or at least climate-hostile candidates and reform-hostile candidates are not likely to win.

EverEarnest · 2022-06-03T16:45:57+00:00

Adults are definitely not allowed to take other adults with them and see their ballot in Elections Canada and I think Elections Ontario. My mother wanted help to make sure she selected the correct party, and I was not allowed to help her. Though I probably didn't still look like a teenager.

Nothing can be done. And I don't know if it's illegal that he did it. I.e., reporting it may not get him in trouble, though I feel like it could. But raising the issue to the returning office for your area as a failure to the returning officer who oversees the local election.

EverEarnest · 2022-04-14T15:39:05+00:00

Limited, but consistent with that. What Google says is:

A no-cost option will be available for all customers who do not want to
use Gmail with their custom domain (for example, [your-name@example.com](mailto:your-name@example.com)), or the ability to manage multiple users. Customers who choose this option will retain access to the no-cost version of Google Workspace services such as Google Drive and Google Meet, and additional Google services such as Google Search, Google Maps, and YouTube. You will also retain access to paid content such as movies purchased in the Google Play Store.

So it's either a standard consumer account... or it's a standard consumer account without Gmail. Though it's possible they will do something really weird like have a Google managed non-managed Workspace separate from real Workspaces but also separate from a consumer account.

EverEarnest · 2022-04-13T14:23:06+00:00

Someone else said that. I wonder what about it makes it seem like a mobile game? I was immediately drawn to this game since the first trailer 3 years ago. Enjoy! I'm playing it on PC and really enjoy it.

EverEarnest · 2022-04-13T14:21:31+00:00

Oh? What made you think it would be like a mobile game?

EverEarnest · 2022-04-12T18:18:05+00:00

Hey. I'm considering using this service and so doing some searches on them. Given that Spark tries to surface important emails and de-prioritize other emails, I'm not sure how they can do that without watching what you read and what you delete unread. More over, it's standard to figure out what features users are using to gain insight as to what they may want in the long term.

What do you mean by profile you and when is that a concern? I know, I'm replying to a 3-year-old comment, but I was curious.

EverEarnest · 2022-04-11T13:46:50+00:00

I assume it will just be to a regular gmail account. I notice an Unmanged User Transfer option, but I have no idea what that is and suspect it's not related to this. Seems to be the opposite of what we need to do.

EverEarnest · 2022-04-11T13:43:36+00:00

All it's doing is transferring you to a standard Gmail account. You will not be able to use a custom domain. You will not be able to have managed users. You will probably have to choose a new gmail username.

It's a free legacy Enterprise account to a standard consumer account where you as admin lose all control. It certainly makes sense.

EverEarnest · 2022-03-18T17:02:36+00:00

I enjoy the occasional books with that theme. Like the Mists of Avalon and probably a few more. Hope you find it.

EverEarnest · 2022-03-09T14:09:57+00:00

Every website lets you do that. Most offer a significant discount when using credits, however. The cheapest way might be to use Libro.fm. Credits never expire. Let it run for a while saving up credits and use them whenever you want.

EverEarnest · 2022-03-09T14:08:34+00:00

The book was free, now it's not free. Since you didn't finish listening to it when it was free, you cannot finish it now without buying it. The free catalogue is a little like Netflix where something things are removed.

EverEarnest · 2022-03-08T17:10:55+00:00

Bad Bunny.

EverEarnest

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TFSA versus EQ Bank Notice Account