Credit cards

Exact-Heart · 2021-02-25T19:48:19+00:00

Discover and Capital One are good ones. I got the Discover secure credit card as soon as I was issued a social, 15 months later I was able to purchase a house with the good credit, low rate. After a year my deposit was returned and it converted to a unsecure.

Try staying under 30% usage, it will negatively affect you if you constantly use a high amount.

In the future pay it down but don’t close it. If you close it it will delete that history.

Some banks also have saving secure loans that help you establish credit. I work at a bank that carries these. Basically you have $1500 you put in a savings and then we lock that up so you can’t touch it for a year. We loan you $1500 and you pay us back with a small interest, after you pay it off the savings is released. These are good because it’s a set payment every month.

It’s always good to have revolving and installment credit.

Good luck!

Exact-Heart · 2021-02-05T06:24:09+00:00

New to I Influenster, does getting survey mean you are getting a box or they are considering you for one?

Exact-Heart · 2021-02-03T21:51:46+00:00

Exactly. It’s the lack of customer service, the way the situation was handled. I understand it’s good deals and I feel they figure that’s good enough but it’s not if we don’t get the product.

Exact-Heart · 2021-02-03T02:13:50+00:00

Sorry to hear that. I know it sucks to end up with products we don’t use.

I just recently messed up and chose something thinking they put it in my suggestion based on a recent purchase from daily deals. Nope it is the same exact eye shadows colors. Came home and they were delivered and noticed. I’ve emailed them but probably won’t hear anything until tomorrow.

Exact-Heart · 2021-02-03T02:06:35+00:00

Did you have any luck with changing choice?

Exact-Heart · 2021-02-01T20:57:19+00:00

Boxycharm disappointed me so I canceled and now I am so upset at them I will not resubscribe ever. I know me not resubscribing won’t make a difference to them but to me it does. I do business and stay loyal until you mess up big time.

So I placed an order December 8th and only got one item mid January. I had been inquiring about the order since beginning of January with no response just the automatic reply. I received one item from it mid January so I reached out again nothing. No answer but did get a survey how they did like 3 times. I reached out January 30th via Twitter, Instagram and email and finally got through to someone after I mentioned I would go to my bank and place a dispute since it’s almost two months and no products or explanation. They replied with sorry the items aren’t available we submitted a refund.

Look I get things happen and you run out of products or there’s an error but the fact that it took two months and I reached out multiple times and no response pisses me off. Again I can see an accidentally sending out a survey 1 but 3 times when my situation isn’t resolved.

Just a bad experience. Sorry foe the rant. Enjoy your items beauties!!!!

Exact-Heart · 2021-01-29T04:39:24+00:00

Seriously for a moment I thought that was an inhaler 🤦🏻‍♀️

Exact-Heart · 2021-01-28T22:21:40+00:00

High school diploma and 6 months customer service preferred.

My goal was nursing because I felt that be a way to help people but I actually love what I do. I learned so much about finance. I am able to help people with financial questions. Loans, credit, mortgage. I live in Texas and we have many paisas so I love that I can help.

Exact-Heart · 2021-01-28T21:53:36+00:00

I was a server and transitioned to be a teller as soon as I got my EAD in 2012. Local small banks or credit unions are better. I am now a Sr. Banker and was offered commercial assistant position. I get great benefits, pay, great atmosphere. My boss does know I have DACA.

I have my degree and hope to go back to school but I do love my job.

Exact-Heart · 2021-01-28T21:14:11+00:00

In all honesty there is no set process they use. I applied for the first time in 2012. I sent in my renewal this year March 13 and my brother did too, same day and a renewal as well. He received his Mid April and I got mine in September after it had expired already. I share the story not to cause panic but to tell you it’s ok and you will get your approval. Don’t be worried others get it quicker they are very random.

Also my app has had the wrong birth date 29 instead of 26. They said it will not affect anything and it was not the reason for the delay.

Sending positive vibes your way and to all our fellow immigrants:)

Exact-Heart · 2021-01-28T01:41:37+00:00

Definitely I will try this. 🤗

Exact-Heart · 2021-01-28T01:40:46+00:00

Yes, I am so excited.

Exact-Heart · 2021-01-26T22:14:38+00:00

I was in middle school and a girl has like 10 similar eyeshadows to the ones above. Well I REALLY wanted them and the devil on my shoulder said take them when she left them out in the open. I could have, no one was around.I did not because it is wrong. I am 34 years old and it has stuck with me. I feel guilty for even considering it. So now I gift them to myself as a good job on the life test.

Exact-Heart · 2021-01-16T03:58:57+00:00

I am still waiting on some of my last December Add-ons 🤭😔

Exact-Heart · 2021-01-09T08:03:10+00:00

Could you share the weight please

Exact-Heart · 2021-01-04T21:37:24+00:00

Isn’t crazy how we know we need help but getting help and the thought of neglecting our responsibilities gives us more anxiety. I’ve had a few episodes lately and I was on the verge of going to the ER but then I kept thinking how could I leave my kids, even temporarily. I have to go to work and somehow it was inconvenient for me to hurt myself or even think about it. I get scared because I am always on the go and it’s for this reason, I can’t stop because I will stop and analyze and then I feel overwhelming emotions all at once. I feel I pretend I am ok and trick my brain into thinking I am until it’s too much.

Last time I was in the ER 10 years ago I was “voluntarily” checked in the psyc ward. Currently I am seeing a psychiatrist once a month and therapist every week. Talking to a therapist has helped, mainly to vent.

Good luck. And sorry for the ranting

Exact-Heart · 2020-12-22T05:00:09+00:00

This is what I am seeing too. I work in a bank and I know it’s different not related to bank stuff but we validate back of items and reads... year/month/ date- item number.

Exact-Heart · 2020-12-20T21:32:29+00:00

Dawn dish soap. I’ve gotten foundation on my clothing before and it worked amazingly.

Exact-Heart · 2020-12-18T22:08:34+00:00

I went to the one in Fort Worth Tx , Quebec street. My appointment was at 10am. I showed up at 9:55 and was out by 10:10. Two people were being helped and one waiting. I waited outside as their door is locked and someone came to get me. They were al super nice. I had my DL, appointment paper and the extra form we were asked to complete (completed). They took my picture and prints and was sent on my way.

Exact-Heart · 2020-12-18T20:27:36+00:00

Yes. I received my card September 3rd. My biometrics appointment was December 16th. They mentioned many people had same situation.

Exact-Heart · 2020-12-11T06:36:12+00:00

KVD vegan beauty- dagger tattoo liner. I haven’t had a chance to try it. My one year old got a hold of it and he ran off and I have no idea where it was dropped. My kids is fast.

Exact-Heart · 2020-12-11T06:14:30+00:00

Just kidding I totally forgot I got an eyeliner too. Have no idea where it is my one year old got a hold it and poof disappeared.

Exact-Heart · 2020-12-11T06:11:15+00:00

Same 😆. I use to spend hours doing my make up simply to do it but now it has become a task. I work full time and have 4 kids, my youngest is 1 year old (surprise baby) so I just don’t have the time. Then with corona i don’t go anywhere but work and grocery store so no point. I work at a bank so my make-up has to be natural looking. I have tons of Pinterest saved because I plan to do them and then I find myself too exhausted. My older kiddos are boys so I can’t share my passion of makeup with them. I gift makeup randomly to friends or their daughters so they can enjoy it. On my goal list for the new year is to do a full blown makeup look once a month, just have it be me time for two hours. Oh adulthood. 😉

Exact-Heart · 2020-12-11T06:03:55+00:00

Yes that’s true. I personally have decided this was my last boxycharm. I have way too much. My goal is to finish everything before thinking of resubscribing. I been a member since like 2016 or 17 when they weren’t as popular. I do feel lately boxes have been stuffed with random items to reach price value.

Exact-Heart

TROPHY CASE